IF Bancorp Inc (IROQ) — Defensive Interval Ratio
IF Bancorp Inc (IROQ) has a Defensive Interval Ratio of 4051 days as of December 2025. Defensive assets of $188.49 Million (cash $-, short-term investments $184.75 Million, receivables $3.73 Million) cover 4051 days of daily cash needs of $46.53K/day. See IF Bancorp Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
IF Bancorp Inc Defensive Interval Ratio (2009–2025)
This chart shows how IF Bancorp Inc's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of December 2025, the ratio stands at 4051 days, meaning defensive assets of $188.49 Million can fund 4051 days of operations without new revenue. See how leveraged is IF Bancorp Inc's balance sheet to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for IF Bancorp Inc (2009–2025)
The table below presents the year-by-year Defensive Interval Ratio for IF Bancorp Inc from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see IROQ stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2 days | $3.54 Million | $1.98 Million/day | $- | $- | ▼ -93 days |
| 2024 | 95 days | $193.93 Million | $2.05 Million/day | $- | $190.47 Million | ▼ -5 days |
| 2023 | 100 days | $204.08 Million | $2.05 Million/day | $- | $201.30 Million | ▼ -7 days |
| 2022 | 107 days | $222.93 Million | $2.09 Million/day | $- | $220.91 Million | ▲ +3 days |
| 2021 | 103 days | $191.79 Million | $1.86 Million/day | $- | $189.89 Million | ▲ +5 days |
| 2020 | 98 days | $164.30 Million | $1.67 Million/day | $- | $162.39 Million | ▲ +10 days |
| 2019 | 89 days | $148.43 Million | $1.67 Million/day | $- | $146.29 Million | ▼ -8 days |
| 2018 | 97 days | $127.82 Million | $1.32 Million/day | $- | $126.00 Million | ▲ +3 days |
| 2017 | 94 days | $113.15 Million | $1.21 Million/day | $- | $111.61 Million | ▼ -9 days |
| 2016 | 103 days | $123.13 Million | $1.20 Million/day | $- | $121.33 Million | ▼ -47 days |
| 2015 | 150 days | $172.30 Million | $1.15 Million/day | $- | $170.63 Million | ▼ -17 days |
| 2014 | 167 days | $186.37 Million | $1.12 Million/day | $- | $184.59 Million | ▼ -31 days |
| 2013 | 198 days | $202.51 Million | $1.02 Million/day | $- | $200.83 Million | ▼ -40 days |
| 2012 | 239 days | $225.17 Million | $943.91K/day | $- | $223.31 Million | ▲ +231 days |
| 2011 | 7 days | $8.63 Million | $1.22 Million/day | $- | $6.95 Million | ▲ +3 days |
| 2010 | 4 days | $3.85 Million | $878.75K/day | $- | $2.13 Million | ▼ -4 days |
| 2009 | 8 days | $7.20 Million | $859.16K/day | $- | $5.48 Million | — |