IF Bancorp Inc (IROQ) — Financial Flexibility Index
IF Bancorp Inc (IROQ) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $1.61 Million (operating CF $1.56 Million minus capex $43.00K) represents 0% of total liabilities ($743.01 Million). Check IROQ strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
IF Bancorp Inc Financial Flexibility Index (2009–2025)
Historical Financial Flexibility Index trend for IF Bancorp Inc across 17 annual periods. See IROQ net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for IF Bancorp Inc (2009–2025)
Year-by-year free cash flow to debt coverage for IF Bancorp Inc. For the full company profile including market capitalisation, see IF Bancorp Inc market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $7.00 Million | $6.76 Million | $805.82 Million | ▲ +179.5% |
| 2024 | 0.00x | $2.53 Million | $2.28 Million | $813.83 Million | ▼ -51.8% |
| 2023 | 0.01x | $5.02 Million | $2.77 Million | $777.22 Million | ▼ -44.0% |
| 2022 | 0.01x | $9.06 Million | $8.67 Million | $785.90 Million | ▲ +14.8% |
| 2021 | 0.01x | $7.15 Million | $6.87 Million | $712.04 Million | ▼ -7.1% |
| 2020 | 0.01x | $7.05 Million | $6.90 Million | $652.95 Million | ▲ +0.4% |
| 2019 | 0.01x | $6.91 Million | $5.80 Million | $641.41 Million | ▼ -38.1% |
| 2018 | 0.02x | $9.69 Million | $4.84 Million | $557.25 Million | ▲ +11.5% |
| 2017 | 0.02x | $7.83 Million | $6.14 Million | $501.50 Million | ▲ +44.1% |
| 2016 | 0.01x | $5.54 Million | $5.33 Million | $511.59 Million | ▼ -3.7% |
| 2015 | 0.01x | $5.44 Million | $5.33 Million | $483.23 Million | ▼ -31.8% |
| 2014 | 0.02x | $7.75 Million | $6.50 Million | $469.26 Million | ▲ +19.3% |
| 2013 | 0.01x | $6.45 Million | $6.07 Million | $465.79 Million | ▼ -13.9% |
| 2012 | 0.02x | $6.83 Million | $6.14 Million | $424.68 Million | ▲ +39.4% |
| 2011 | 0.01x | $5.44 Million | $5.13 Million | $471.38 Million | ▲ +74.4% |
| 2010 | 0.01x | $2.30 Million | $1.96 Million | $347.49 Million | ▼ -42.5% |
| 2009 | 0.01x | $3.96 Million | $3.46 Million | $343.90 Million | — |