IF Bancorp Inc (IROQ) — Cash Flow Reinvestment Rate

Latest as of December 2025: 4.49x

IF Bancorp Inc (IROQ) has a Cash Flow Reinvestment Rate of 4.49x as of December 2025, reinvesting $7.02 Million (capex $43.00K plus investments $6.97 Million) from operating cash flow of $1.56 Million. See IROQ free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

4.49x
(Capex + Investments) / Operating CF

Total Reinvested

$7.02 Million
Capex + Investments

Operating Cash Flow

$1.56 Million
USD

Capital Expenditures

$43.00K
USD

IF Bancorp Inc Cash Flow Reinvestment Rate (2009–2025)

Historical reinvestment intensity for IF Bancorp Inc across 17 annual periods. For the full cash flow conversion analysis, see IROQ cash flow conversion.

Annual Cash Flow Reinvestment Rate for IF Bancorp Inc (2009–2025)

Year-by-year capital reinvestment analysis for IF Bancorp Inc. See financial flexibility index of IF Bancorp Inc to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 2.12x $14.30 Million $6.76 Million $242.00K ▼ -87.9%
2024 17.52x $40.00 Million $2.28 Million $247.00K ▼ -18.4%
2023 21.46x $59.37 Million $2.77 Million $2.25 Million ▲ +215.4%
2022 6.80x $58.99 Million $8.67 Million $387.00K ▲ +50.4%
2021 4.52x $31.06 Million $6.87 Million $279.00K ▼ -10.6%
2020 5.06x $34.90 Million $6.90 Million $158.00K ▼ -7.4%
2019 5.47x $31.69 Million $5.80 Million $1.11 Million ▼ -59.6%
2018 13.54x $65.52 Million $4.84 Million $4.85 Million ▲ +797.8%
2017 1.51x $9.27 Million $6.14 Million $1.68 Million ▼ -78.7%
2016 7.09x $37.77 Million $5.33 Million $214.00K ▲ +171.5%
2015 2.61x $13.92 Million $5.33 Million $106.00K ▲ +396.9%
2014 0.53x $3.42 Million $6.50 Million $1.25 Million ▼ -93.1%
2013 7.60x $46.09 Million $6.07 Million $383.00K ▼ -9.7%
2012 8.41x $51.67 Million $6.14 Million $689.00K ▲ +13724.7%
2011 0.06x $312.00K $5.13 Million $312.00K ▼ -64.3%
2010 0.17x $335.00K $1.96 Million $335.00K ▲ +17.5%
2009 0.15x $501.68K $3.46 Million $501.68K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow