Magyar Bancorp Inc (MGYR) — Cash Flow Quality Index
Magyar Bancorp Inc (MGYR) has a Cash Flow Quality Index of 1.17x as of December 2025. Operating cash flow of $3.67 Million exceeds net income of $3.14 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of Magyar Bancorp Inc to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Magyar Bancorp Inc Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for Magyar Bancorp Inc across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see MGYR operating cash flow.
Annual Cash Flow Quality Index for Magyar Bancorp Inc (2003–2025)
Year-by-year earnings quality comparison for Magyar Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.06x | $10.39 Million | $9.76 Million | ▲ +31.1% |
| 2024 | 0.81x | $6.32 Million | $7.78 Million | ▼ -26.2% |
| 2023 | 1.10x | $8.48 Million | $7.71 Million | ▼ -22.2% |
| 2022 | 1.41x | $11.20 Million | $7.92 Million | ▼ -6.5% |
| 2021 | 1.51x | $9.26 Million | $6.12 Million | ▲ +307.0% |
| 2020 | 0.37x | $814.00K | $2.19 Million | ▼ -80.8% |
| 2019 | 1.93x | $5.79 Million | $3.00 Million | ▼ -15.1% |
| 2018 | 2.28x | $4.62 Million | $2.03 Million | ▼ -10.0% |
| 2017 | 2.53x | $3.60 Million | $1.42 Million | ▼ -67.6% |
| 2016 | 7.80x | $8.51 Million | $1.09 Million | ▼ -44.0% |
| 2015 | 13.94x | $12.50 Million | $897.00K | ▲ +43.8% |
| 2014 | 9.69x | $5.56 Million | $574.00K | ▼ -76.7% |
| 2013 | 41.63x | $10.91 Million | $262.00K | ▲ +65.2% |
| 2012 | 25.20x | $12.82 Million | $509.00K | ▲ +1215.0% |
| 2010 | 1.92x | $7.55 Million | $3.94 Million | ▼ -17.4% |
| 2007 | 2.32x | $1.66 Million | $716.00K | ▼ -99.9% |
| 2006 | 2006.00x | $10.03 Million | $5.00K | ▲ +115489.4% |
| 2005 | -1.74x | $-2.71 Million | $1.56 Million | ▼ -197.7% |
| 2004 | 1.78x | $1.09 Million | $612.00K | ▲ +33.2% |
| 2003 | 1.34x | $2.04 Million | $1.53 Million | — |