Magyar Bancorp Inc (MGYR) — Cash Flow Quality Index

Latest as of December 2025: 1.17x

Magyar Bancorp Inc (MGYR) has a Cash Flow Quality Index of 1.17x as of December 2025. Operating cash flow of $3.67 Million exceeds net income of $3.14 Million, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of Magyar Bancorp Inc to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.17x
Operating CF / Net Income

Operating Cash Flow

$3.67 Million
USD

Net Income

$3.14 Million
USD

Data as of

Dec 2025
Most recent filing

Magyar Bancorp Inc Cash Flow Quality Index (2003–2025)

Historical Cash Flow Quality Index for Magyar Bancorp Inc across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check MGYR tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Magyar Bancorp Inc (2003–2025)

Year-by-year earnings quality comparison for Magyar Bancorp Inc. For live market cap and the full company financial profile, see Magyar Bancorp Inc (MGYR) total market value.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.06x $10.39 Million $9.76 Million ▲ +31.1%
2024 0.81x $6.32 Million $7.78 Million ▼ -26.2%
2023 1.10x $8.48 Million $7.71 Million ▼ -22.2%
2022 1.41x $11.20 Million $7.92 Million ▼ -6.5%
2021 1.51x $9.26 Million $6.12 Million ▲ +307.0%
2020 0.37x $814.00K $2.19 Million ▼ -80.8%
2019 1.93x $5.79 Million $3.00 Million ▼ -15.1%
2018 2.28x $4.62 Million $2.03 Million ▼ -10.0%
2017 2.53x $3.60 Million $1.42 Million ▼ -67.6%
2016 7.80x $8.51 Million $1.09 Million ▼ -44.0%
2015 13.94x $12.50 Million $897.00K ▲ +43.8%
2014 9.69x $5.56 Million $574.00K ▼ -76.7%
2013 41.63x $10.91 Million $262.00K ▲ +65.2%
2012 25.20x $12.82 Million $509.00K ▲ +1215.0%
2010 1.92x $7.55 Million $3.94 Million ▼ -17.4%
2007 2.32x $1.66 Million $716.00K ▼ -99.9%
2006 2006.00x $10.03 Million $5.00K ▲ +115489.4%
2005 -1.74x $-2.71 Million $1.56 Million ▼ -197.7%
2004 1.78x $1.09 Million $612.00K ▲ +33.2%
2003 1.34x $2.04 Million $1.53 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.