Magyar Bancorp Inc Cash Flow Quality Index

Latest as of December 2025: 1.17x

Magyar Bancorp Inc cash flow quality index. Magyar Bancorp Inc (MGYR) has a Cash Flow Quality Index of 1.17x as of December 2025. Operating cash flow of $3.67 Million exceeds net income of $3.14 Million, indicating high earnings quality where cash backs reported profits. See financial agility of Magyar Bancorp Inc to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.17x
Operating CF / Net Income

Operating Cash Flow

$3.67 Million
USD

Net Income

$3.14 Million
USD

Data as of

Dec 2025
Most recent filing

Cash Flow Quality Index of Magyar Bancorp Inc (2003–2025)

Cash flow quality index of Magyar Bancorp Inc from 2003 to 2025. Historical Cash Flow Quality Index for Magyar Bancorp Inc across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Magyar Bancorp Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.

Magyar Bancorp Inc Cash Flow Quality Index by Year (2003–2025)

Magyar Bancorp Inc cash flow quality index by year from 2003 to 2025. Year-by-year earnings quality comparison for Magyar Bancorp Inc. For the full cash flow conversion analysis, see MGYR cash generation efficiency.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.06x $10.39 Million $9.76 Million ▲ +31.1%
2024 0.81x $6.32 Million $7.78 Million ▼ -26.2%
2023 1.10x $8.48 Million $7.71 Million ▼ -22.2%
2022 1.41x $11.20 Million $7.92 Million ▼ -6.5%
2021 1.51x $9.26 Million $6.12 Million ▲ +307.0%
2020 0.37x $814.00K $2.19 Million ▼ -80.8%
2019 1.93x $5.79 Million $3.00 Million ▼ -15.1%
2018 2.28x $4.62 Million $2.03 Million ▼ -10.0%
2017 2.53x $3.60 Million $1.42 Million ▼ -67.6%
2016 7.80x $8.51 Million $1.09 Million ▼ -44.0%
2015 13.94x $12.50 Million $897.00K ▲ +43.8%
2014 9.69x $5.56 Million $574.00K ▼ -76.7%
2013 41.63x $10.91 Million $262.00K ▲ +65.2%
2012 25.20x $12.82 Million $509.00K ▲ +1215.0%
2010 1.92x $7.55 Million $3.94 Million ▼ -17.4%
2007 2.32x $1.66 Million $716.00K ▼ -99.9%
2006 2006.00x $10.03 Million $5.00K ▲ +115489.4%
2005 -1.74x $-2.71 Million $1.56 Million ▼ -197.7%
2004 1.78x $1.09 Million $612.00K ▲ +33.2%
2003 1.34x $2.04 Million $1.53 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.