Magyar Bancorp Inc (MGYR) — Defensive Interval Ratio
Magyar Bancorp Inc (MGYR) has a Defensive Interval Ratio of 12 days as of December 2025. Defensive assets of $27.25 Million (cash $-, short-term investments $21.65 Million, receivables $5.59 Million) cover 12 days of daily cash needs of $2.36 Million/day. Check MGYR goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Magyar Bancorp Inc Defensive Interval Ratio (2003–2025)
This chart shows how Magyar Bancorp Inc's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 12 days, meaning defensive assets of $27.25 Million can fund 12 days of operations without new revenue. Also explore Magyar Bancorp Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Magyar Bancorp Inc (2003–2025)
The table below presents the year-by-year Defensive Interval Ratio for Magyar Bancorp Inc from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Magyar Bancorp Inc (MGYR) market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 10 days | $21.69 Million | $2.23 Million/day | $- | $15.89 Million | ▲ +0 days |
| 2024 | 9 days | $20.67 Million | $2.19 Million/day | $- | $15.62 Million | ▲ +2 days |
| 2023 | 7 days | $14.46 Million | $2.08 Million/day | $- | $10.12 Million | ▲ +0 days |
| 2022 | 7 days | $12.71 Million | $1.84 Million/day | $- | $9.23 Million | ▼ -2 days |
| 2021 | 9 days | $16.46 Million | $1.75 Million/day | $- | $12.93 Million | ▼ -2 days |
| 2020 | 11 days | $18.59 Million | $1.69 Million/day | $- | $14.56 Million | ▼ -2 days |
| 2019 | 13 days | $18.84 Million | $1.45 Million/day | $- | $16.70 Million | ▼ -4 days |
| 2018 | 17 days | $24.65 Million | $1.45 Million/day | $- | $22.47 Million | ▲ +7 days |
| 2017 | 10 days | $13.74 Million | $1.41 Million/day | $- | $11.81 Million | ▲ +5 days |
| 2016 | 5 days | $6.94 Million | $1.35 Million/day | $- | $5.23 Million | ▼ -1 days |
| 2015 | 6 days | $7.77 Million | $1.28 Million/day | $- | $6.06 Million | ▼ -5 days |
| 2014 | 11 days | $13.74 Million | $1.24 Million/day | $- | $12.07 Million | ▼ -3 days |
| 2013 | 14 days | $17.53 Million | $1.26 Million/day | $- | $15.77 Million | ▼ -2 days |
| 2012 | 16 days | $18.68 Million | $1.16 Million/day | $- | $16.79 Million | ▼ -6 days |
| 2011 | 22 days | $27.23 Million | $1.22 Million/day | $- | $25.31 Million | ▲ +9 days |
| 2010 | 13 days | $16.14 Million | $1.22 Million/day | $- | $14.19 Million | ▼ -3 days |
| 2009 | 16 days | $20.29 Million | $1.28 Million/day | $- | $18.08 Million | ▼ -32 days |
| 2008 | 48 days | $51.50 Million | $1.08 Million/day | $- | $49.33 Million | ▲ +19 days |
| 2007 | 29 days | $29.89 Million | $1.05 Million/day | $- | $27.37 Million | ▲ +6 days |
| 2006 | 22 days | $20.39 Million | $912.06K/day | $- | $18.17 Million | ▲ +17 days |
| 2005 | 5 days | $3.87 Million | $793.92K/day | $- | $2.31 Million | ▼ -2 days |
| 2004 | 7 days | $4.39 Million | $624.01K/day | $- | $3.11 Million | ▼ -4 days |
| 2003 | 11 days | $7.11 Million | $630.00K/day | $- | $5.95 Million | — |