Magyar Bancorp Inc (MGYR) — Financial Flexibility Index
Magyar Bancorp Inc (MGYR) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $3.68 Million (operating CF $3.67 Million minus capex $4.00K) represents 0% of total liabilities ($923.75 Million). Check Magyar Bancorp Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Magyar Bancorp Inc Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Magyar Bancorp Inc across 23 annual periods. For the full cash flow conversion analysis, see Magyar Bancorp Inc (MGYR) cash flow conversion.
Annual Financial Flexibility Index for Magyar Bancorp Inc (2003–2025)
Year-by-year free cash flow to debt coverage for Magyar Bancorp Inc. Explore Magyar Bancorp Inc (MGYR) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $10.96 Million | $10.39 Million | $878.82 Million | ▲ +47.2% |
| 2024 | 0.01x | $7.13 Million | $6.32 Million | $841.37 Million | ▼ -22.7% |
| 2023 | 0.01x | $8.79 Million | $8.48 Million | $802.50 Million | ▼ -33.8% |
| 2022 | 0.02x | $11.59 Million | $11.20 Million | $700.04 Million | ▲ +15.7% |
| 2021 | 0.01x | $9.68 Million | $9.26 Million | $676.35 Million | ▲ +938.2% |
| 2020 | 0.00x | $961.00K | $814.00K | $697.15 Million | ▼ -86.4% |
| 2019 | 0.01x | $5.84 Million | $5.79 Million | $575.68 Million | ▲ +18.4% |
| 2018 | 0.01x | $4.91 Million | $4.62 Million | $572.61 Million | ▲ +21.6% |
| 2017 | 0.01x | $3.90 Million | $3.60 Million | $553.59 Million | ▼ -56.5% |
| 2016 | 0.02x | $8.70 Million | $8.51 Million | $536.65 Million | ▼ -35.1% |
| 2015 | 0.02x | $12.59 Million | $12.50 Million | $503.90 Million | ▲ +112.2% |
| 2014 | 0.01x | $5.70 Million | $5.56 Million | $484.50 Million | ▼ -48.1% |
| 2013 | 0.02x | $11.17 Million | $10.91 Million | $492.41 Million | ▼ -19.9% |
| 2012 | 0.03x | $13.14 Million | $12.82 Million | $463.84 Million | ▼ -22.0% |
| 2011 | 0.04x | $17.41 Million | $16.00 Million | $479.53 Million | ▲ +118.3% |
| 2010 | 0.02x | $8.21 Million | $7.55 Million | $493.77 Million | ▲ +4.7% |
| 2009 | 0.02x | $8.34 Million | $7.91 Million | $525.18 Million | ▼ -30.8% |
| 2008 | 0.02x | $10.74 Million | $10.38 Million | $468.45 Million | ▲ +185.1% |
| 2007 | 0.01x | $3.42 Million | $1.66 Million | $424.98 Million | ▼ -76.6% |
| 2006 | 0.03x | $13.26 Million | $10.03 Million | $385.99 Million | ▲ +28.5% |
| 2005 | 0.03x | $8.96 Million | $-2.71 Million | $335.32 Million | ▲ +418.7% |
| 2004 | 0.01x | $1.36 Million | $1.09 Million | $263.97 Million | ▼ -40.7% |
| 2003 | 0.01x | $2.18 Million | $2.04 Million | $251.25 Million | — |