Provident Bancorp Inc Cash Flow Quality Index
Provident Bancorp Inc cash flow quality index. Provident Bancorp Inc (PVBC) has a Cash Flow Quality Index of 1.85x as of September 2025. Operating cash flow of $4.93 Million exceeds net income of $2.67 Million, indicating high earnings quality where cash backs reported profits. See Provident Bancorp Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Provident Bancorp Inc (2013–2024)
Cash flow quality index of Provident Bancorp Inc from 2013 to 2024. Historical Cash Flow Quality Index for Provident Bancorp Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Provident Bancorp Inc (PVBC) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Provident Bancorp Inc Cash Flow Quality Index by Year (2013–2024)
Provident Bancorp Inc cash flow quality index by year from 2013 to 2024. Year-by-year earnings quality comparison for Provident Bancorp Inc. For the full cash flow conversion analysis, see Provident Bancorp Inc cash conversion from operations.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.64x | $11.90 Million | $7.27 Million | ▲ +222.8% |
| 2023 | 0.51x | $5.55 Million | $10.95 Million | ▼ -66.4% |
| 2021 | 1.51x | $24.31 Million | $16.14 Million | ▼ -0.7% |
| 2020 | 1.52x | $18.18 Million | $11.98 Million | ▼ -6.4% |
| 2019 | 1.62x | $17.51 Million | $10.81 Million | ▼ -9.8% |
| 2018 | 1.80x | $16.75 Million | $9.32 Million | ▲ +50.1% |
| 2017 | 1.20x | $9.48 Million | $7.92 Million | ▼ -11.8% |
| 2016 | 1.36x | $8.61 Million | $6.34 Million | ▼ -23.9% |
| 2015 | 1.78x | $6.82 Million | $3.82 Million | ▲ +6.4% |
| 2014 | 1.68x | $7.65 Million | $4.56 Million | ▲ +168.5% |
| 2013 | 0.62x | $2.50 Million | $4.01 Million | — |