Provident Bancorp Inc (PVBC) — Cash Flow Quality Index
Provident Bancorp Inc (PVBC) has a Cash Flow Quality Index of 1.85x as of September 2025. Operating cash flow of $4.93 Million exceeds net income of $2.67 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does Provident Bancorp Inc generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Provident Bancorp Inc Cash Flow Quality Index (2013–2024)
Historical Cash Flow Quality Index for Provident Bancorp Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Provident Bancorp Inc (PVBC) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Provident Bancorp Inc (2013–2024)
Year-by-year earnings quality comparison for Provident Bancorp Inc. For live market cap and the full company financial profile, see PVBC stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.64x | $11.90 Million | $7.27 Million | ▲ +222.8% |
| 2023 | 0.51x | $5.55 Million | $10.95 Million | ▼ -66.4% |
| 2021 | 1.51x | $24.31 Million | $16.14 Million | ▼ -0.7% |
| 2020 | 1.52x | $18.18 Million | $11.98 Million | ▼ -6.4% |
| 2019 | 1.62x | $17.51 Million | $10.81 Million | ▼ -9.8% |
| 2018 | 1.80x | $16.75 Million | $9.32 Million | ▲ +50.1% |
| 2017 | 1.20x | $9.48 Million | $7.92 Million | ▼ -11.8% |
| 2016 | 1.36x | $8.61 Million | $6.34 Million | ▼ -23.9% |
| 2015 | 1.78x | $6.82 Million | $3.82 Million | ▲ +6.4% |
| 2014 | 1.68x | $7.65 Million | $4.56 Million | ▲ +168.5% |
| 2013 | 0.62x | $2.50 Million | $4.01 Million | — |