Provident Bancorp Inc (PVBC) — Cash Flow Quality Index

Latest as of September 2025: 1.85x

Provident Bancorp Inc (PVBC) has a Cash Flow Quality Index of 1.85x as of September 2025. Operating cash flow of $4.93 Million exceeds net income of $2.67 Million, indicating high earnings quality where cash backs reported profits. Explore Provident Bancorp Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.85x
Operating CF / Net Income

Operating Cash Flow

$4.93 Million
USD

Net Income

$2.67 Million
USD

Data as of

Sep 2025
Most recent filing

Provident Bancorp Inc Cash Flow Quality Index (2013–2024)

Historical Cash Flow Quality Index for Provident Bancorp Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PVBC goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Provident Bancorp Inc (2013–2024)

Year-by-year earnings quality comparison for Provident Bancorp Inc. For live market cap and the full company financial profile, see PVBC stock market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.64x $11.90 Million $7.27 Million ▲ +222.8%
2023 0.51x $5.55 Million $10.95 Million ▼ -66.4%
2021 1.51x $24.31 Million $16.14 Million ▼ -0.7%
2020 1.52x $18.18 Million $11.98 Million ▼ -6.4%
2019 1.62x $17.51 Million $10.81 Million ▼ -9.8%
2018 1.80x $16.75 Million $9.32 Million ▲ +50.1%
2017 1.20x $9.48 Million $7.92 Million ▼ -11.8%
2016 1.36x $8.61 Million $6.34 Million ▼ -23.9%
2015 1.78x $6.82 Million $3.82 Million ▲ +6.4%
2014 1.68x $7.65 Million $4.56 Million ▲ +168.5%
2013 0.62x $2.50 Million $4.01 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.