Provident Bancorp Inc (PVBC) — Cash Flow Quality Index
Provident Bancorp Inc (PVBC) has a Cash Flow Quality Index of 1.85x as of September 2025. Operating cash flow of $4.93 Million exceeds net income of $2.67 Million, indicating high earnings quality where cash backs reported profits. Explore PVBC debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Provident Bancorp Inc Cash Flow Quality Index (2013–2024)
Historical Cash Flow Quality Index for Provident Bancorp Inc across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Provident Bancorp Inc generate cash.
Annual Cash Flow Quality Index for Provident Bancorp Inc (2013–2024)
Year-by-year earnings quality comparison for Provident Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.64x | $11.90 Million | $7.27 Million | ▲ +222.8% |
| 2023 | 0.51x | $5.55 Million | $10.95 Million | ▼ -66.4% |
| 2021 | 1.51x | $24.31 Million | $16.14 Million | ▼ -0.7% |
| 2020 | 1.52x | $18.18 Million | $11.98 Million | ▼ -6.4% |
| 2019 | 1.62x | $17.51 Million | $10.81 Million | ▼ -9.8% |
| 2018 | 1.80x | $16.75 Million | $9.32 Million | ▲ +50.1% |
| 2017 | 1.20x | $9.48 Million | $7.92 Million | ▼ -11.8% |
| 2016 | 1.36x | $8.61 Million | $6.34 Million | ▼ -23.9% |
| 2015 | 1.78x | $6.82 Million | $3.82 Million | ▲ +6.4% |
| 2014 | 1.68x | $7.65 Million | $4.56 Million | ▲ +168.5% |
| 2013 | 0.62x | $2.50 Million | $4.01 Million | — |