Provident Bancorp Inc Financial Flexibility Index
Provident Bancorp Inc financial flexibility index. Provident Bancorp Inc (PVBC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $5.03 Million (operating CF $4.93 Million minus capex $101.00K) represents 0% of total liabilities ($1.25 Billion). See cash generation quality of Provident Bancorp Inc to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Provident Bancorp Inc (2013–2024)
Financial flexibility index of Provident Bancorp Inc from 2013 to 2024. Historical Financial Flexibility Index trend for Provident Bancorp Inc across 12 annual periods. Check cash flow quality index of Provident Bancorp Inc to evaluate the quality of earnings relative to operating cash generation.
Provident Bancorp Inc Financial Flexibility Index by Year (2013–2024)
Provident Bancorp Inc financial flexibility index by year from 2013 to 2024. Year-by-year free cash flow to debt coverage for Provident Bancorp Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Provident Bancorp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $12.27 Million | $11.90 Million | $1.36 Billion | ▲ +121.4% |
| 2023 | 0.00x | $5.89 Million | $5.55 Million | $1.45 Billion | ▼ -73.8% |
| 2022 | 0.02x | $22.17 Million | $21.91 Million | $1.43 Billion | ▼ -6.2% |
| 2021 | 0.02x | $24.73 Million | $24.31 Million | $1.50 Billion | ▲ +10.0% |
| 2020 | 0.02x | $19.09 Million | $18.18 Million | $1.27 Billion | ▼ -43.6% |
| 2019 | 0.03x | $23.75 Million | $17.51 Million | $890.86 Million | ▲ +18.1% |
| 2018 | 0.02x | $19.15 Million | $16.75 Million | $848.50 Million | ▲ +37.6% |
| 2017 | 0.02x | $12.90 Million | $9.48 Million | $786.49 Million | ▲ +18.8% |
| 2016 | 0.01x | $9.48 Million | $8.61 Million | $686.39 Million | ▲ +2.7% |
| 2015 | 0.01x | $8.64 Million | $6.82 Million | $641.99 Million | ▼ -4.6% |
| 2014 | 0.01x | $8.22 Million | $7.65 Million | $582.82 Million | ▲ +157.5% |
| 2013 | 0.01x | $3.04 Million | $2.50 Million | $554.83 Million | — |