Provident Bancorp Inc (PVBC) — Financial Flexibility Index
Provident Bancorp Inc (PVBC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $5.03 Million (operating CF $4.93 Million minus capex $101.00K) represents 0% of total liabilities ($1.25 Billion). Check strategic asset allocation of Provident Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Provident Bancorp Inc Financial Flexibility Index (2013–2024)
Historical Financial Flexibility Index trend for Provident Bancorp Inc across 12 annual periods. See Provident Bancorp Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Provident Bancorp Inc (2013–2024)
Year-by-year free cash flow to debt coverage for Provident Bancorp Inc. For the full company profile including market capitalisation, see Provident Bancorp Inc (PVBC) total market value.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $12.27 Million | $11.90 Million | $1.36 Billion | ▲ +121.4% |
| 2023 | 0.00x | $5.89 Million | $5.55 Million | $1.45 Billion | ▼ -73.8% |
| 2022 | 0.02x | $22.17 Million | $21.91 Million | $1.43 Billion | ▼ -6.2% |
| 2021 | 0.02x | $24.73 Million | $24.31 Million | $1.50 Billion | ▲ +10.0% |
| 2020 | 0.02x | $19.09 Million | $18.18 Million | $1.27 Billion | ▼ -43.6% |
| 2019 | 0.03x | $23.75 Million | $17.51 Million | $890.86 Million | ▲ +18.1% |
| 2018 | 0.02x | $19.15 Million | $16.75 Million | $848.50 Million | ▲ +37.6% |
| 2017 | 0.02x | $12.90 Million | $9.48 Million | $786.49 Million | ▲ +18.8% |
| 2016 | 0.01x | $9.48 Million | $8.61 Million | $686.39 Million | ▲ +2.7% |
| 2015 | 0.01x | $8.64 Million | $6.82 Million | $641.99 Million | ▼ -4.6% |
| 2014 | 0.01x | $8.22 Million | $7.65 Million | $582.82 Million | ▲ +157.5% |
| 2013 | 0.01x | $3.04 Million | $2.50 Million | $554.83 Million | — |