Provident Bancorp Inc (PVBC) — Financial Flexibility Index

Latest as of September 2025: 0.00x

Provident Bancorp Inc (PVBC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $5.03 Million (operating CF $4.93 Million minus capex $101.00K) represents 0% of total liabilities ($1.25 Billion). Also explore PVBC year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$5.03 Million
Operating CF − Capex

Total Liabilities

$1.25 Billion
USD

Capital Expenditures

$101.00K
USD

Provident Bancorp Inc Financial Flexibility Index (2013–2024)

Historical Financial Flexibility Index trend for Provident Bancorp Inc across 12 annual periods. Check strategic asset allocation of Provident Bancorp Inc to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Provident Bancorp Inc (2013–2024)

Year-by-year free cash flow to debt coverage for Provident Bancorp Inc. For the full company profile including market capitalisation, see market value of Provident Bancorp Inc.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $12.27 Million $11.90 Million $1.36 Billion ▲ +121.4%
2023 0.00x $5.89 Million $5.55 Million $1.45 Billion ▼ -73.8%
2022 0.02x $22.17 Million $21.91 Million $1.43 Billion ▼ -6.2%
2021 0.02x $24.73 Million $24.31 Million $1.50 Billion ▲ +10.0%
2020 0.02x $19.09 Million $18.18 Million $1.27 Billion ▼ -43.6%
2019 0.03x $23.75 Million $17.51 Million $890.86 Million ▲ +18.1%
2018 0.02x $19.15 Million $16.75 Million $848.50 Million ▲ +37.6%
2017 0.02x $12.90 Million $9.48 Million $786.49 Million ▲ +18.8%
2016 0.01x $9.48 Million $8.61 Million $686.39 Million ▲ +2.7%
2015 0.01x $8.64 Million $6.82 Million $641.99 Million ▼ -4.6%
2014 0.01x $8.22 Million $7.65 Million $582.82 Million ▲ +157.5%
2013 0.01x $3.04 Million $2.50 Million $554.83 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities