Provident Bancorp Inc (PVBC) — Cash Flow Reinvestment Rate

Latest as of September 2025: 9.69x

Provident Bancorp Inc (PVBC) has a Cash Flow Reinvestment Rate of 9.69x as of September 2025, reinvesting $47.79 Million (capex $101.00K plus investments $47.69 Million) from operating cash flow of $4.93 Million. Check PVBC cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

9.69x
(Capex + Investments) / Operating CF

Total Reinvested

$47.79 Million
Capex + Investments

Operating Cash Flow

$4.93 Million
USD

Capital Expenditures

$101.00K
USD

Provident Bancorp Inc Cash Flow Reinvestment Rate (2013–2024)

Historical reinvestment intensity for Provident Bancorp Inc across 12 annual periods. Explore Provident Bancorp Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Provident Bancorp Inc (2013–2024)

Year-by-year capital reinvestment analysis for Provident Bancorp Inc. For live market cap and broader valuation context, see market value of Provident Bancorp Inc.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 1.66x $19.75 Million $11.90 Million $370.00K ▼ -94.9%
2023 32.35x $179.59 Million $5.55 Million $339.00K ▲ +3035.3%
2022 1.03x $22.60 Million $21.91 Million $262.00K ▲ +335.2%
2021 0.24x $5.76 Million $24.31 Million $412.00K ▼ -98.8%
2020 19.88x $361.36 Million $18.18 Million $911.00K ▲ +183.2%
2019 7.02x $122.88 Million $17.51 Million $6.25 Million ▲ +1048.9%
2018 0.61x $10.23 Million $16.75 Million $2.40 Million ▼ -92.2%
2017 7.85x $74.38 Million $9.48 Million $3.43 Million ▲ +8.2%
2016 7.25x $62.42 Million $8.61 Million $873.00K ▲ +554.3%
2015 1.11x $7.56 Million $6.82 Million $1.82 Million ▼ -45.2%
2014 2.02x $15.46 Million $7.65 Million $576.00K ▲ +844.7%
2013 0.21x $536.00K $2.50 Million $536.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow