Provident Bancorp Inc Defensive Interval Ratio
Provident Bancorp Inc defensive interval ratio. Provident Bancorp Inc (PVBC) has a Defensive Interval Ratio of 7 days as of September 2025. Defensive assets of $22.85 Million (cash $-, short-term investments $18.64 Million, receivables $4.21 Million) cover 7 days of daily cash needs of $3.38 Million/day. See Provident Bancorp Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Provident Bancorp Inc (2013–2024)
Defensive interval ratio of Provident Bancorp Inc from 2013 to 2024. This chart shows how Provident Bancorp Inc's Defensive Interval Ratio has evolved across 12 annual periods from 2013 to 2024. As of September 2025, the ratio stands at 7 days, meaning defensive assets of $22.85 Million can fund 7 days of operations without new revenue. Check Provident Bancorp Inc (PVBC) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Provident Bancorp Inc Defensive Interval Ratio by Year (2013–2024)
Provident Bancorp Inc defensive interval ratio by year from 2013 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Provident Bancorp Inc from 2013 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see how large is Provident Bancorp Inc's balance sheet.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 40 days | $146.90 Million | $3.68 Million/day | $- | $141.61 Million | ▲ +31 days |
| 2023 | 9 days | $34.66 Million | $3.91 Million/day | $- | $28.57 Million | ▼ 0 days |
| 2022 | 9 days | $35.20 Million | $3.80 Million/day | $- | $28.60 Million | ▼ -1 days |
| 2021 | 11 days | $42.54 Million | $4.00 Million/day | $- | $36.84 Million | ▼ -1 days |
| 2020 | 11 days | $38.59 Million | $3.39 Million/day | $- | $32.22 Million | ▼ -8 days |
| 2019 | 19 days | $44.64 Million | $2.33 Million/day | $- | $41.79 Million | ▼ -5 days |
| 2018 | 24 days | $54.04 Million | $2.22 Million/day | $- | $51.40 Million | ▼ -7 days |
| 2017 | 31 days | $63.77 Million | $2.05 Million/day | $- | $61.43 Million | ▼ -39 days |
| 2016 | 70 days | $120.19 Million | $1.72 Million/day | $- | $117.87 Million | ▲ +17 days |
| 2015 | 53 days | $83.23 Million | $1.58 Million/day | $- | $80.98 Million | ▼ -1 days |
| 2014 | 53 days | $78.18 Million | $1.47 Million/day | $- | $76.12 Million | ▼ -11 days |
| 2013 | 64 days | $89.61 Million | $1.39 Million/day | $- | $87.65 Million | — |