Provident Bancorp Inc (PVBC) — Free Cash Flow Generation Index

Latest as of September 2025: 0.98x

Provident Bancorp Inc (PVBC) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of $4.83 Million represents 1% of operating cash flow ($4.93 Million). Read PVBC total debt and obligations for a breakdown of total debt and financial obligations.

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

$4.83 Million
USD

Operating Cash Flow

$4.93 Million
USD

Capital Expenditures

$101.00K
USD

Provident Bancorp Inc Free Cash Flow Generation Index (2013–2024)

Historical FCF Generation Index trend for Provident Bancorp Inc across 12 annual periods. Explore PVBC capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Provident Bancorp Inc (2013–2024)

Year-by-year Free Cash Flow Generation Index for Provident Bancorp Inc. For the full company profile including market capitalisation, see Provident Bancorp Inc (PVBC) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.97x $11.53 Million $11.90 Million $370.00K ▲ +3.2%
2023 0.94x $5.21 Million $5.55 Million $339.00K ▼ -5.0%
2022 0.99x $21.64 Million $21.91 Million $262.00K ▲ +0.5%
2021 0.98x $23.90 Million $24.31 Million $412.00K ▲ +3.5%
2020 0.95x $17.27 Million $18.18 Million $911.00K ▲ +47.7%
2019 0.64x $11.26 Million $17.51 Million $6.25 Million ▼ -24.9%
2018 0.86x $14.36 Million $16.75 Million $2.40 Million ▲ +34.2%
2017 0.64x $6.05 Million $9.48 Million $3.43 Million ▼ -28.9%
2016 0.90x $7.74 Million $8.61 Million $873.00K ▲ +22.5%
2015 0.73x $5.00 Million $6.82 Million $1.82 Million ▼ -20.7%
2014 0.92x $7.07 Million $7.65 Million $576.00K ▲ +17.6%
2013 0.79x $1.97 Million $2.50 Million $536.00K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).