QCR Holdings Inc (QCRH) — Cash Flow Quality Index
QCR Holdings Inc (QCRH) has a Cash Flow Quality Index of 13.01x as of June 2026. Operating cash flow of $471.49 Million exceeds net income of $36.25 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of QCR Holdings Inc to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
QCR Holdings Inc Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for QCR Holdings Inc across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of QCR Holdings Inc.
Annual Cash Flow Quality Index for QCR Holdings Inc (1995–2025)
Year-by-year earnings quality comparison for QCR Holdings Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.31x | $421.54 Million | $127.19 Million | ▼ -15.1% |
| 2024 | 3.90x | $444.54 Million | $113.85 Million | ▲ +17.8% |
| 2023 | 3.31x | $376.32 Million | $113.56 Million | ▲ +176.6% |
| 2022 | 1.20x | $118.70 Million | $99.07 Million | ▲ +34.3% |
| 2021 | 0.89x | $88.22 Million | $98.91 Million | ▼ -51.8% |
| 2020 | 1.85x | $112.18 Million | $60.58 Million | ▲ +39.0% |
| 2019 | 1.33x | $76.49 Million | $57.41 Million | ▼ -10.6% |
| 2018 | 1.49x | $64.27 Million | $43.12 Million | ▲ +57.9% |
| 2017 | 0.94x | $33.71 Million | $35.71 Million | ▼ -39.7% |
| 2016 | 1.57x | $43.38 Million | $27.69 Million | ▼ -11.9% |
| 2015 | 1.78x | $30.10 Million | $16.93 Million | ▲ +3.9% |
| 2014 | 1.71x | $25.60 Million | $14.95 Million | ▼ -20.2% |
| 2013 | 2.14x | $32.04 Million | $14.94 Million | ▼ -8.3% |
| 2012 | 2.34x | $30.65 Million | $13.11 Million | ▼ -35.3% |
| 2011 | 3.62x | $36.64 Million | $10.13 Million | ▲ +37.4% |
| 2010 | 2.63x | $17.91 Million | $6.81 Million | ▼ -61.9% |
| 2009 | 6.90x | $14.14 Million | $2.05 Million | ▲ +277.7% |
| 2008 | 1.83x | $12.26 Million | $6.71 Million | ▲ +4.9% |
| 2007 | 1.74x | $10.06 Million | $5.78 Million | ▼ -32.1% |
| 2006 | 2.56x | $7.18 Million | $2.80 Million | ▲ +28.9% |
| 2005 | 1.99x | $9.57 Million | $4.81 Million | ▲ +40.0% |
| 2004 | 1.42x | $7.41 Million | $5.22 Million | ▼ -74.3% |
| 2003 | 5.54x | $30.24 Million | $5.46 Million | ▲ +367.0% |
| 2002 | 1.19x | $3.51 Million | $2.96 Million | ▲ +270.2% |
| 2001 | -0.70x | $-1.67 Million | $2.40 Million | ▼ -146.0% |
| 2000 | 1.52x | $4.16 Million | $2.75 Million | ▼ -49.5% |
| 1999 | 3.00x | $7.50 Million | $2.50 Million | ▲ +263.6% |
| 1998 | -1.83x | $-4.40 Million | $2.40 Million | ▼ -146.8% |
| 1997 | 3.92x | $4.70 Million | $1.20 Million | ▲ +242.7% |
| 1996 | 1.14x | $800.00K | $700.00K | ▲ +0.0% |
| 1995 | 1.14x | $800.00K | $700.00K | — |