QCR Holdings Inc (QCRH) — Cash Flow-to-Debt Ratio
QCR Holdings Inc (QCRH) has a Cash Flow-to-Debt Ratio of 0.06x as of June 2026, meaning its operating cash flow of $471.49 Million could theoretically repay 0% of its total liabilities ($8.37 Billion) in one year. See QCR Holdings Inc financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
QCR Holdings Inc Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for QCR Holdings Inc across 31 annual periods. For the full cash flow conversion analysis, see QCR Holdings Inc (QCRH) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for QCR Holdings Inc (1995–2025)
Year-by-year debt coverage analysis for QCR Holdings Inc. Check QCR Holdings Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $421.54 Million | $8.46 Billion | ▼ -10.0% |
| 2024 | 0.06x | $444.54 Million | $8.03 Billion | ▲ +12.6% |
| 2023 | 0.05x | $376.32 Million | $7.65 Billion | ▲ +197.3% |
| 2022 | 0.02x | $118.70 Million | $7.18 Billion | ▼ -96.9% |
| 2021 | 0.53x | $88.22 Million | $167.00 Million | ▼ -19.2% |
| 2020 | 0.65x | $112.18 Million | $171.68 Million | ▲ +3635.9% |
| 2019 | 0.02x | $76.49 Million | $4.37 Billion | ▲ +21.8% |
| 2018 | 0.01x | $64.27 Million | $4.48 Billion | ▼ -88.9% |
| 2017 | 0.13x | $33.71 Million | $260.49 Million | ▲ +799.7% |
| 2016 | 0.01x | $43.38 Million | $3.02 Billion | ▼ -90.9% |
| 2015 | 0.16x | $30.10 Million | $189.50 Million | ▲ +63.9% |
| 2014 | 0.10x | $25.60 Million | $264.21 Million | ▼ -14.1% |
| 2013 | 0.11x | $32.04 Million | $284.09 Million | ▼ -9.3% |
| 2012 | 0.12x | $30.65 Million | $246.67 Million | ▲ +518.0% |
| 2011 | 0.02x | $36.64 Million | $1.82 Billion | ▲ +91.3% |
| 2010 | 0.01x | $17.91 Million | $1.70 Billion | ▲ +22.9% |
| 2009 | 0.01x | $14.14 Million | $1.65 Billion | ▲ +5.5% |
| 2008 | 0.01x | $12.26 Million | $1.51 Billion | ▲ +11.8% |
| 2007 | 0.01x | $10.06 Million | $1.39 Billion | ▲ +21.0% |
| 2006 | 0.01x | $7.18 Million | $1.20 Billion | ▼ -38.2% |
| 2005 | 0.01x | $9.57 Million | $987.50 Million | ▲ +7.1% |
| 2004 | 0.01x | $7.41 Million | $819.31 Million | ▼ -80.0% |
| 2003 | 0.05x | $30.24 Million | $668.22 Million | ▲ +616.3% |
| 2002 | 0.01x | $3.51 Million | $556.01 Million | ▲ +238.2% |
| 2001 | 0.00x | $-1.67 Million | $365.13 Million | ▼ -134.2% |
| 2000 | 0.01x | $4.16 Million | $311.70 Million | ▼ -48.2% |
| 1999 | 0.03x | $7.50 Million | $290.80 Million | ▲ +235.5% |
| 1998 | -0.02x | $-4.40 Million | $231.10 Million | ▼ -162.3% |
| 1997 | 0.03x | $4.70 Million | $153.80 Million | ▲ +281.2% |
| 1996 | 0.01x | $800.00K | $99.80 Million | ▲ +0.0% |
| 1995 | 0.01x | $800.00K | $99.80 Million | — |