QCR Holdings Inc (QCRH) — Defensive Interval Ratio
QCR Holdings Inc (QCRH) has a Defensive Interval Ratio of 5023 days as of June 2026. Defensive assets of $122.56 Million (cash $-, short-term investments $92.66 Million, receivables $29.90 Million) cover 5023 days of daily cash needs of $24.40K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
QCR Holdings Inc Defensive Interval Ratio (1996–2025)
This chart shows how QCR Holdings Inc's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of June 2026, the ratio stands at 5023 days, meaning defensive assets of $122.56 Million can fund 5023 days of operations without new revenue. For the complete balance sheet picture, see QCR Holdings Inc total assets.
Annual Defensive Interval Ratio for QCR Holdings Inc (1996–2025)
The table below presents the year-by-year Defensive Interval Ratio for QCR Holdings Inc from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See QCR Holdings Inc (QCRH) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 19256 days | $139.81 Million | $7.26K/day | $- | $107.01 Million | ▲ +19241 days |
| 2024 | 15 days | $297.61 Million | $19.35 Million/day | $- | $281.11 Million | ▼ -3 days |
| 2023 | 18 days | $329.83 Million | $17.85 Million/day | $- | $299.65 Million | ▼ -4 days |
| 2022 | 22 days | $371.88 Million | $16.75 Million/day | $- | $340.96 Million | ▼ -9 days |
| 2021 | 31 days | $381.48 Million | $12.38 Million/day | $- | $337.83 Million | ▼ -7 days |
| 2020 | 37 days | $426.22 Million | $11.38 Million/day | $- | $361.97 Million | ▲ +10 days |
| 2019 | 28 days | $298.56 Million | $10.75 Million/day | $- | $210.69 Million | ▼ -6 days |
| 2018 | 34 days | $379.02 Million | $11.10 Million/day | $- | $261.06 Million | ▼ -19 days |
| 2017 | 53 days | $414.36 Million | $7.85 Million/day | $- | $272.91 Million | ▼ -2 days |
| 2016 | 54 days | $416.53 Million | $7.66 Million/day | $- | $251.11 Million | ▲ +53 days |
| 2015 | 1 days | $497.09 Million | $396.34 Million/day | $- | $323.43 Million | ▲ +0 days |
| 2014 | 1 days | $617.69 Million | $735.21 Million/day | $- | $451.66 Million | ▼ -1 days |
| 2013 | 2 days | $680.66 Million | $409.02 Million/day | $- | $551.76 Million | ▼ -119 days |
| 2012 | 121 days | $633.85 Million | $5.25 Million/day | $- | $530.16 Million | ▼ -1004 days |
| 2011 | 1125 days | $658.24 Million | $585.03K/day | $- | $565.03 Million | ▼ -122255 days |
| 2010 | 123380 days | $424.55 Billion | $3.44 Million/day | $- | $424.55 Billion | ▲ +14436 days |
| 2009 | 108944 days | $370.18 Billion | $3.40 Million/day | $- | $370.17 Billion | ▲ +41261 days |
| 2008 | 67683 days | $255.73 Billion | $3.78 Million/day | $- | $255.73 Billion | ▲ +67608 days |
| 2007 | 75 days | $217.26 Million | $2.89 Million/day | $- | $209.67 Million | ▲ +4 days |
| 2006 | 71 days | $192.63 Million | $2.70 Million/day | $- | $185.47 Million | ▲ +66 days |
| 2005 | 5 days | $10.57 Million | $2.21 Million/day | $- | $5.72 Million | ▼ -1 days |
| 2004 | 6 days | $10.82 Million | $1.90 Million/day | $- | $6.75 Million | ▼ -6 days |
| 2003 | 12 days | $18.10 Million | $1.54 Million/day | $- | $14.46 Million | ▲ +9 days |
| 2002 | 3 days | $3.22 Million | $1.28 Million/day | $- | $- | ▼ -10 days |
| 2001 | 12 days | $10.89 Million | $905.47K/day | $- | $8.03 Million | ▼ -15 days |
| 2000 | 27 days | $20.59 Million | $775.34K/day | $- | $18.29 Million | ▼ -31 days |
| 1999 | 58 days | $40.88 Million | $705.75K/day | $- | $38.88 Million | ▲ +55 days |
| 1998 | 3 days | $1.80 Million | $546.30K/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $1.40 Million | $402.19K/day | $- | $- | ▼ -1 days |
| 1996 | 4 days | $1.10 Million | $267.12K/day | $- | $- | — |