QCR Holdings Inc (QCRH) — Defensive Interval Ratio

Latest as of March 2026: 161292 days

QCR Holdings Inc (QCRH) has a Defensive Interval Ratio of 161292 days as of March 2026. Defensive assets of $7.49 Billion (cash $-, short-term investments $290.11 Million, receivables $7.20 Billion) cover 161292 days of daily cash needs of $46.44K/day. Check QCR Holdings Inc (QCRH) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

161292 days
Days of operational coverage

Defensive Assets

$7.49 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$46.44K
Current Liabilities ÷ 365

Current Liabilities

$16.95 Million
USD

QCR Holdings Inc Defensive Interval Ratio (1996–2025)

This chart shows how QCR Holdings Inc's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of March 2026, the ratio stands at 161292 days, meaning defensive assets of $7.49 Billion can fund 161292 days of operations without new revenue. Also explore QCR Holdings Inc annual equity growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for QCR Holdings Inc (1996–2025)

The table below presents the year-by-year Defensive Interval Ratio for QCR Holdings Inc from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see QCR Holdings Inc stock valuation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 19256 days $139.81 Million $7.26K/day $- $107.01 Million ▲ +19241 days
2024 15 days $297.61 Million $19.35 Million/day $- $281.11 Million ▼ -3 days
2023 18 days $329.83 Million $17.85 Million/day $- $299.65 Million ▼ -4 days
2022 22 days $371.88 Million $16.75 Million/day $- $340.96 Million ▼ -9 days
2021 31 days $381.48 Million $12.38 Million/day $- $337.83 Million ▼ -7 days
2020 37 days $426.22 Million $11.38 Million/day $- $361.97 Million ▲ +10 days
2019 28 days $298.56 Million $10.75 Million/day $- $210.69 Million ▼ -6 days
2018 34 days $379.02 Million $11.10 Million/day $- $261.06 Million ▼ -19 days
2017 53 days $414.36 Million $7.85 Million/day $- $272.91 Million ▼ -2 days
2016 54 days $416.53 Million $7.66 Million/day $- $251.11 Million ▲ +53 days
2015 1 days $497.09 Million $396.34 Million/day $- $323.43 Million ▲ +0 days
2014 1 days $617.69 Million $735.21 Million/day $- $451.66 Million ▼ -1 days
2013 2 days $680.66 Million $409.02 Million/day $- $551.76 Million ▼ -119 days
2012 121 days $633.85 Million $5.25 Million/day $- $530.16 Million ▼ -1004 days
2011 1125 days $658.24 Million $585.03K/day $- $565.03 Million ▼ -122255 days
2010 123380 days $424.55 Billion $3.44 Million/day $- $424.55 Billion ▲ +14436 days
2009 108944 days $370.18 Billion $3.40 Million/day $- $370.17 Billion ▲ +41261 days
2008 67683 days $255.73 Billion $3.78 Million/day $- $255.73 Billion ▲ +67608 days
2007 75 days $217.26 Million $2.89 Million/day $- $209.67 Million ▲ +4 days
2006 71 days $192.63 Million $2.70 Million/day $- $185.47 Million ▲ +66 days
2005 5 days $10.57 Million $2.21 Million/day $- $5.72 Million ▼ -1 days
2004 6 days $10.82 Million $1.90 Million/day $- $6.75 Million ▼ -6 days
2003 12 days $18.10 Million $1.54 Million/day $- $14.46 Million ▲ +9 days
2002 3 days $3.22 Million $1.28 Million/day $- $- ▼ -10 days
2001 12 days $10.89 Million $905.47K/day $- $8.03 Million ▼ -15 days
2000 27 days $20.59 Million $775.34K/day $- $18.29 Million ▼ -31 days
1999 58 days $40.88 Million $705.75K/day $- $38.88 Million ▲ +55 days
1998 3 days $1.80 Million $546.30K/day $- $- ▼ 0 days
1997 3 days $1.40 Million $402.19K/day $- $- ▼ -1 days
1996 4 days $1.10 Million $267.12K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)