Qfin Holdings, Inc. (QFIN) — Cash Flow Quality Index

Latest as of June 2026: 2.67x

Qfin Holdings, Inc. (QFIN) has a Cash Flow Quality Index of 2.67x as of June 2026. Operating cash flow of $1.09 Billion exceeds net income of $405.91 Million, indicating high earnings quality where cash backs reported profits. Explore Qfin Holdings, Inc. (QFIN) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

2.67x
Operating CF / Net Income

Operating Cash Flow

$1.09 Billion
USD

Net Income

$405.91 Million
USD

Data as of

Jun 2026
Most recent filing

Qfin Holdings, Inc. Cash Flow Quality Index (2017–2025)

Historical Cash Flow Quality Index for Qfin Holdings, Inc. across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. See debt-free asset ratio of Qfin Holdings, Inc. to measure how much of total assets are equity-financed.

Annual Cash Flow Quality Index for Qfin Holdings, Inc. (2017–2025)

Year-by-year earnings quality comparison for Qfin Holdings, Inc.. For the full cash flow conversion analysis, see Qfin Holdings, Inc. cash conversion from operations.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.85x $11.08 Billion $5.98 Billion ▲ +24.4%
2024 1.49x $9.34 Billion $6.26 Billion ▼ -10.6%
2023 1.67x $7.12 Billion $4.27 Billion ▲ +62.3%
2022 1.03x $5.92 Billion $5.76 Billion ▲ +2.3%
2021 1.00x $5.79 Billion $5.76 Billion ▼ -34.1%
2020 1.52x $5.33 Billion $3.50 Billion ▲ +28.2%
2019 1.19x $2.97 Billion $2.50 Billion ▲ +397.5%
2018 0.24x $285.12 Million $1.19 Billion ▲ +135.5%
2017 -0.67x $-110.97 Million $164.87 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.