Qfin Holdings, Inc. (QFIN) — Net Asset Quality Index

Latest as of June 2026: 46.7%

Qfin Holdings, Inc. (QFIN) has a Net Asset Quality Index of 46.7% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $53.11 Billion minus total liabilities of $28.32 Billion yields net assets of $24.79 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check how high is Qfin Holdings, Inc.'s earnings quality to evaluate the quality of earnings relative to operating cash generation.

Quality Index

46.7%
Equity / Total Assets

Net Assets

$24.79 Billion
USD

Total Assets

$53.11 Billion
USD

Total Liabilities

$28.32 Billion
USD

Qfin Holdings, Inc. Net Asset Quality Index Over Time (2016–2025)

This chart shows how Qfin Holdings, Inc.'s Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the index stands at 46.7%, representing net assets of $24.79 Billion against total assets of $53.11 Billion USD. See QFIN book value for net asset value and shareholders' equity analysis.

Annual Net Asset Quality Index for Qfin Holdings, Inc. (2016–2025)

The table below presents the year-by-year Net Asset Quality Index for Qfin Holdings, Inc. from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of Qfin Holdings, Inc..

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 42.4% $24.16 Billion $56.95 Billion $32.79 Billion ▼ -8.0 pp
2024 50.4% $24.25 Billion $48.13 Billion $23.89 Billion ▲ +2.3 pp
2023 48.0% $22.01 Billion $45.82 Billion $23.81 Billion ▲ +1.1 pp
2022 46.9% $18.93 Billion $40.34 Billion $21.41 Billion ▲ +1.5 pp
2021 45.4% $15.22 Billion $33.50 Billion $18.29 Billion ▲ +6.5 pp
2020 38.9% $9.48 Billion $24.39 Billion $14.91 Billion ▲ +3.4 pp
2019 35.4% $7.21 Billion $20.36 Billion $13.14 Billion ▼ -25.0 pp
2018 60.4% $4.44 Billion $7.35 Billion $2.91 Billion ▲ +36.7 pp
2017 23.7% $734.15 Million $3.10 Billion $2.37 Billion ▲ +48.1 pp
2016 -24.4% $-21.83 Million $89.52 Million $111.35 Million —
pp = percentage points