Qfin Holdings, Inc. (QFIN) — Defensive Interval Ratio
Qfin Holdings, Inc. (QFIN) has a Defensive Interval Ratio of 531 days as of June 2026. Defensive assets of $3.18 Billion (cash $-, short-term investments $2.70 Billion, receivables $482.95 Million) cover 531 days of daily cash needs of $5.99 Million/day. Explore long-term investment intensity of Qfin Holdings, Inc. to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Qfin Holdings, Inc. Defensive Interval Ratio (2016–2025)
This chart shows how Qfin Holdings, Inc.'s Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the ratio stands at 531 days, meaning defensive assets of $3.18 Billion can fund 531 days of operations without new revenue. Read Qfin Holdings, Inc. (QFIN) total liabilities for a breakdown of total debt and financial obligations.
Annual Defensive Interval Ratio for Qfin Holdings, Inc. (2016–2025)
The table below presents the year-by-year Defensive Interval Ratio for Qfin Holdings, Inc. from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see QFIN asset base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 56 days | $3.82 Billion | $68.53 Million/day | $- | $2.85 Billion | ▼ -57 days |
| 2024 | 113 days | $5.64 Billion | $49.82 Million/day | $- | $3.39 Billion | ▲ +43 days |
| 2023 | 70 days | $3.07 Billion | $43.99 Million/day | $- | $15.00 Million | ▼ -16 days |
| 2022 | 85 days | $3.19 Billion | $37.30 Million/day | $- | $57.00 Million | ▼ -36 days |
| 2021 | 121 days | $3.32 Billion | $27.38 Million/day | $- | $0.00 | ▼ -4646 days |
| 2020 | 4767 days | $7.33 Billion | $1.54 Million/day | $- | $- | ▲ +1356 days |
| 2019 | 3411 days | $4.97 Billion | $1.46 Million/day | $- | $0.00 | ▼ -578 days |
| 2018 | 3988 days | $3.61 Billion | $905.69K/day | $- | $0.00 | ▼ -3140 days |
| 2017 | 7128 days | $834.92 Million | $117.13K/day | $- | $0.00 | ▲ +4075 days |
| 2016 | 3053 days | $68.17 Million | $22.33K/day | $- | $0.00 | — |