Qfin Holdings, Inc. (QFIN) — Cash Flow-to-Debt Ratio
Qfin Holdings, Inc. (QFIN) has a Cash Flow-to-Debt Ratio of 0.04x as of June 2026, meaning its operating cash flow of $1.09 Billion could theoretically repay 0% of its total liabilities ($28.32 Billion) in one year. Check total reinvestment intensity of Qfin Holdings, Inc. to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Qfin Holdings, Inc. Cash Flow-to-Debt Ratio (2016–2025)
Historical debt coverage capacity for Qfin Holdings, Inc. across 10 annual periods. Check Qfin Holdings, Inc. cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Annual Cash Flow-to-Debt Ratio for Qfin Holdings, Inc. (2016–2025)
Year-by-year debt coverage analysis for Qfin Holdings, Inc.. For the full cash flow conversion analysis, see Qfin Holdings, Inc. (QFIN) cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.34x | $11.08 Billion | $32.79 Billion | ▼ -13.6% |
| 2024 | 0.39x | $9.34 Billion | $23.89 Billion | ▲ +30.8% |
| 2023 | 0.30x | $7.12 Billion | $23.81 Billion | ▲ +8.1% |
| 2022 | 0.28x | $5.92 Billion | $21.41 Billion | ▼ -12.6% |
| 2021 | 0.32x | $5.79 Billion | $18.29 Billion | ▼ -11.4% |
| 2020 | 0.36x | $5.33 Billion | $14.91 Billion | ▲ +57.9% |
| 2019 | 0.23x | $2.97 Billion | $13.14 Billion | ▲ +130.9% |
| 2018 | 0.10x | $285.12 Million | $2.91 Billion | ▲ +308.9% |
| 2017 | -0.05x | $-110.97 Million | $2.37 Billion | ▲ +96.8% |
| 2016 | -1.48x | $-164.37 Million | $111.35 Million | — |