Qfin Holdings, Inc. (QFIN) — Financial Flexibility Index
Qfin Holdings, Inc. (QFIN) has a Financial Flexibility Index of 0.04x as of June 2026. Free cash flow of $1.09 Billion (operating CF $1.09 Billion minus capex $0.00) represents 0% of total liabilities ($28.32 Billion). Explore Qfin Holdings, Inc. capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Qfin Holdings, Inc. Financial Flexibility Index (2016–2025)
Historical Financial Flexibility Index trend for Qfin Holdings, Inc. across 10 annual periods. Check Qfin Holdings, Inc. (QFIN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Financial Flexibility Index for Qfin Holdings, Inc. (2016–2025)
Year-by-year free cash flow to debt coverage for Qfin Holdings, Inc.. For the full cash flow conversion analysis, see QFIN cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.35x | $11.32 Billion | $11.08 Billion | $32.79 Billion | ▼ -13.1% |
| 2024 | 0.40x | $9.50 Billion | $9.34 Billion | $23.89 Billion | ▲ +31.4% |
| 2023 | 0.30x | $7.20 Billion | $7.12 Billion | $23.81 Billion | ▲ +8.9% |
| 2022 | 0.28x | $5.95 Billion | $5.92 Billion | $21.41 Billion | ▼ -12.6% |
| 2021 | 0.32x | $5.82 Billion | $5.79 Billion | $18.29 Billion | ▼ -11.3% |
| 2020 | 0.36x | $5.34 Billion | $5.33 Billion | $14.91 Billion | ▲ +57.0% |
| 2019 | 0.23x | $3.00 Billion | $2.97 Billion | $13.14 Billion | ▲ +126.1% |
| 2018 | 0.10x | $293.67 Million | $285.12 Million | $2.91 Billion | ▲ +329.8% |
| 2017 | -0.04x | $-103.86 Million | $-110.97 Million | $2.37 Billion | ▲ +96.9% |
| 2016 | -1.42x | $-158.63 Million | $-164.37 Million | $111.35 Million | — |