Richmond Mutual Bancorporation Inc (RMBI) — Cash Flow Quality Index

Latest as of September 2025: 1.75x

Richmond Mutual Bancorporation Inc (RMBI) has a Cash Flow Quality Index of 1.75x as of September 2025. Operating cash flow of $6.28 Million exceeds net income of $3.60 Million, indicating high earnings quality where cash backs reported profits. Explore investment intensity of Richmond Mutual Bancorporation Inc to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.75x
Operating CF / Net Income

Operating Cash Flow

$6.28 Million
USD

Net Income

$3.60 Million
USD

Data as of

Sep 2025
Most recent filing

Richmond Mutual Bancorporation Inc Cash Flow Quality Index (2017–2024)

Historical Cash Flow Quality Index for Richmond Mutual Bancorporation Inc across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Richmond Mutual Bancorporation Inc to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Richmond Mutual Bancorporation Inc (2017–2024)

Year-by-year earnings quality comparison for Richmond Mutual Bancorporation Inc. For live market cap and the full company financial profile, see RMBI company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.57x $14.75 Million $9.38 Million ▲ +23.2%
2023 1.28x $12.11 Million $9.49 Million ▼ -8.8%
2022 1.40x $18.16 Million $12.97 Million ▲ +261.8%
2021 -0.87x $-9.65 Million $11.14 Million ▼ -152.3%
2020 1.65x $16.57 Million $10.02 Million ▲ +11.0%
2018 1.49x $8.46 Million $5.68 Million ▼ -34.9%
2017 2.29x $6.22 Million $2.72 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.