Richmond Mutual Bancorporation Inc (RMBI) — Cash Flow Quality Index

Latest as of June 2026: 1.36x

Richmond Mutual Bancorporation Inc (RMBI) has a Cash Flow Quality Index of 1.36x as of June 2026. Operating cash flow of $3.03 Million exceeds net income of $2.23 Million, indicating high earnings quality where cash backs reported profits. Explore RMBI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.36x
Operating CF / Net Income

Operating Cash Flow

$3.03 Million
USD

Net Income

$2.23 Million
USD

Data as of

Jun 2026
Most recent filing

Richmond Mutual Bancorporation Inc Cash Flow Quality Index (2017–2025)

Historical Cash Flow Quality Index for Richmond Mutual Bancorporation Inc across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Richmond Mutual Bancorporation Inc cash flow conversion.

Annual Cash Flow Quality Index for Richmond Mutual Bancorporation Inc (2017–2025)

Year-by-year earnings quality comparison for Richmond Mutual Bancorporation Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.38x $15.97 Million $11.58 Million ▼ -12.3%
2024 1.57x $14.75 Million $9.38 Million ▲ +23.2%
2023 1.28x $12.11 Million $9.49 Million ▼ -8.8%
2022 1.40x $18.16 Million $12.97 Million ▲ +261.8%
2021 -0.87x $-9.65 Million $11.14 Million ▼ -152.3%
2020 1.65x $16.57 Million $10.02 Million ▲ +11.0%
2018 1.49x $8.46 Million $5.68 Million ▼ -34.9%
2017 2.29x $6.22 Million $2.72 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.