Richmond Mutual Bancorporation Inc (RMBI) — Defensive Interval Ratio
Richmond Mutual Bancorporation Inc (RMBI) has a Defensive Interval Ratio of 80 days as of September 2025. Defensive assets of $246.13 Million (cash $-, short-term investments $96.67 Million, receivables $149.46 Million) cover 80 days of daily cash needs of $3.07 Million/day. Check RMBI goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Richmond Mutual Bancorporation Inc Defensive Interval Ratio (2017–2024)
This chart shows how Richmond Mutual Bancorporation Inc's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2024. As of September 2025, the ratio stands at 80 days, meaning defensive assets of $246.13 Million can fund 80 days of operations without new revenue. Also explore Richmond Mutual Bancorporation Inc (RMBI) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Richmond Mutual Bancorporation Inc (2017–2024)
The table below presents the year-by-year Defensive Interval Ratio for Richmond Mutual Bancorporation Inc from 2017 to 2024, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Richmond Mutual Bancorporation Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 52 days | $157.16 Million | $3.01 Million/day | $- | $5.49 Million | ▼ -103 days |
| 2023 | 155 days | $443.18 Million | $2.86 Million/day | $- | $282.69 Million | ▲ +2 days |
| 2022 | 153 days | $421.88 Million | $2.76 Million/day | $- | $284.90 Million | ▼ -45 days |
| 2021 | 198 days | $488.49 Million | $2.47 Million/day | $- | $357.54 Million | ▲ +5 days |
| 2020 | 193 days | $366.38 Million | $1.90 Million/day | $- | $244.51 Million | ▲ +7 days |
| 2019 | 186 days | $314.43 Million | $1.69 Million/day | $- | $201.78 Million | ▲ +49 days |
| 2018 | 137 days | $232.90 Million | $1.70 Million/day | $- | $122.48 Million | ▼ -7 days |
| 2017 | 144 days | $220.56 Million | $1.54 Million/day | $- | $118.36 Million | — |