Richmond Mutual Bancorporation Inc (RMBI) — Defensive Interval Ratio
Richmond Mutual Bancorporation Inc (RMBI) has a Defensive Interval Ratio of 81 days as of June 2026. Defensive assets of $256.73 Million (cash $-, short-term investments $250.48 Million, receivables $6.26 Million) cover 81 days of daily cash needs of $3.15 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Richmond Mutual Bancorporation Inc Defensive Interval Ratio (2017–2025)
This chart shows how Richmond Mutual Bancorporation Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of June 2026, the ratio stands at 81 days, meaning defensive assets of $256.73 Million can fund 81 days of operations without new revenue. For the complete balance sheet picture, see Richmond Mutual Bancorporation Inc balance sheet assets.
Annual Defensive Interval Ratio for Richmond Mutual Bancorporation Inc (2017–2025)
The table below presents the year-by-year Defensive Interval Ratio for Richmond Mutual Bancorporation Inc from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Richmond Mutual Bancorporation Inc (RMBI) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 84 days | $258.22 Million | $3.06 Million/day | $- | $251.92 Million | ▲ +32 days |
| 2024 | 52 days | $157.16 Million | $3.01 Million/day | $- | $5.49 Million | ▼ -103 days |
| 2023 | 155 days | $443.18 Million | $2.86 Million/day | $- | $282.69 Million | ▲ +2 days |
| 2022 | 153 days | $421.88 Million | $2.76 Million/day | $- | $284.90 Million | ▼ -45 days |
| 2021 | 198 days | $488.49 Million | $2.47 Million/day | $- | $357.54 Million | ▲ +5 days |
| 2020 | 193 days | $366.38 Million | $1.90 Million/day | $- | $244.51 Million | ▲ +7 days |
| 2019 | 186 days | $314.43 Million | $1.69 Million/day | $- | $201.78 Million | ▲ +49 days |
| 2018 | 137 days | $232.90 Million | $1.70 Million/day | $- | $122.48 Million | ▼ -7 days |
| 2017 | 144 days | $220.56 Million | $1.54 Million/day | $- | $118.36 Million | — |