Richmond Mutual Bancorporation Inc (RMBI) — Defensive Interval Ratio
Richmond Mutual Bancorporation Inc (RMBI) has a Defensive Interval Ratio of 32 days as of March 2026. Defensive assets of $98.61 Million (cash $-, short-term investments $92.43 Million, receivables $6.18 Million) cover 32 days of daily cash needs of $3.04 Million/day. See how liquid is Richmond Mutual Bancorporation Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Richmond Mutual Bancorporation Inc Defensive Interval Ratio (2017–2025)
This chart shows how Richmond Mutual Bancorporation Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of March 2026, the ratio stands at 32 days, meaning defensive assets of $98.61 Million can fund 32 days of operations without new revenue. See net asset quality index of Richmond Mutual Bancorporation Inc to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Richmond Mutual Bancorporation Inc (2017–2025)
The table below presents the year-by-year Defensive Interval Ratio for Richmond Mutual Bancorporation Inc from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Richmond Mutual Bancorporation Inc market cap and net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 84 days | $258.22 Million | $3.06 Million/day | $- | $251.92 Million | ▲ +32 days |
| 2024 | 52 days | $157.16 Million | $3.01 Million/day | $- | $5.49 Million | ▼ -103 days |
| 2023 | 155 days | $443.18 Million | $2.86 Million/day | $- | $282.69 Million | ▲ +2 days |
| 2022 | 153 days | $421.88 Million | $2.76 Million/day | $- | $284.90 Million | ▼ -45 days |
| 2021 | 198 days | $488.49 Million | $2.47 Million/day | $- | $357.54 Million | ▲ +5 days |
| 2020 | 193 days | $366.38 Million | $1.90 Million/day | $- | $244.51 Million | ▲ +7 days |
| 2019 | 186 days | $314.43 Million | $1.69 Million/day | $- | $201.78 Million | ▲ +49 days |
| 2018 | 137 days | $232.90 Million | $1.70 Million/day | $- | $122.48 Million | ▼ -7 days |
| 2017 | 144 days | $220.56 Million | $1.54 Million/day | $- | $118.36 Million | — |