Richmond Mutual Bancorporation Inc (RMBI) — Financial Flexibility Index

Latest as of June 2026: 0.00x

Richmond Mutual Bancorporation Inc (RMBI) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $3.32 Million (operating CF $3.03 Million minus capex $290.21K) represents 0% of total liabilities ($1.40 Billion). Check Richmond Mutual Bancorporation Inc (RMBI) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$3.32 Million
Operating CF − Capex

Total Liabilities

$1.40 Billion
USD

Capital Expenditures

$290.21K
USD

Richmond Mutual Bancorporation Inc Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Richmond Mutual Bancorporation Inc across 9 annual periods. For the full cash flow conversion analysis, see Richmond Mutual Bancorporation Inc cash flow conversion.

Annual Financial Flexibility Index for Richmond Mutual Bancorporation Inc (2017–2025)

Year-by-year free cash flow to debt coverage for Richmond Mutual Bancorporation Inc. Explore how well can Richmond Mutual Bancorporation Inc service its debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $17.33 Million $15.97 Million $1.38 Billion ▲ +13.3%
2024 0.01x $15.21 Million $14.75 Million $1.37 Billion ▲ +15.5%
2023 0.01x $12.73 Million $12.11 Million $1.33 Billion ▼ -38.1%
2022 0.02x $18.55 Million $18.16 Million $1.20 Billion ▲ +286.0%
2021 -0.01x $-9.07 Million $-9.65 Million $1.09 Billion ▼ -140.3%
2020 0.02x $18.45 Million $16.57 Million $891.48 Million ▲ +49.5%
2019 0.01x $11.06 Million $10.10 Million $798.25 Million ▲ +8.1%
2018 0.01x $9.79 Million $8.46 Million $763.76 Million ▲ +27.6%
2017 0.01x $6.75 Million $6.22 Million $671.82 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities