Richmond Mutual Bancorporation Inc (RMBI) — Cash Flow Reinvestment Rate

Latest as of June 2026: 1.07x

Richmond Mutual Bancorporation Inc (RMBI) has a Cash Flow Reinvestment Rate of 1.07x as of June 2026, reinvesting $3.25 Million (capex $290.21K plus investments $2.96 Million) from operating cash flow of $3.03 Million. See cash generation quality of Richmond Mutual Bancorporation Inc to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.07x
(Capex + Investments) / Operating CF

Total Reinvested

$3.25 Million
Capex + Investments

Operating Cash Flow

$3.03 Million
USD

Capital Expenditures

$290.21K
USD

Richmond Mutual Bancorporation Inc Cash Flow Reinvestment Rate (2017–2025)

Historical reinvestment intensity for Richmond Mutual Bancorporation Inc across 8 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Richmond Mutual Bancorporation Inc.

Annual Cash Flow Reinvestment Rate for Richmond Mutual Bancorporation Inc (2017–2025)

Year-by-year capital reinvestment analysis for Richmond Mutual Bancorporation Inc. See financial flexibility index of Richmond Mutual Bancorporation Inc to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.36x $21.71 Million $15.97 Million $1.36 Million ▼ -59.7%
2024 3.37x $49.76 Million $14.75 Million $460.38K ▼ -72.1%
2023 12.09x $146.47 Million $12.11 Million $619.00K ▲ +88.5%
2022 6.42x $116.51 Million $18.16 Million $385.10K ▲ +16.7%
2020 5.50x $91.14 Million $16.57 Million $1.88 Million ▼ -48.5%
2019 10.67x $107.73 Million $10.10 Million $960.00K ▼ -12.2%
2018 12.16x $102.86 Million $8.46 Million $1.33 Million ▲ +17.9%
2017 10.32x $64.11 Million $6.22 Million $534.86K —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow