Richmond Mutual Bancorporation Inc (RMBI) — Cash Flow Reinvestment Rate

Latest as of March 2026: 1.36x

Richmond Mutual Bancorporation Inc (RMBI) has a Cash Flow Reinvestment Rate of 1.36x as of March 2026, reinvesting $3.80 Million (capex $324.56K plus investments $3.48 Million) from operating cash flow of $2.79 Million. Check RMBI cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.36x
(Capex + Investments) / Operating CF

Total Reinvested

$3.80 Million
Capex + Investments

Operating Cash Flow

$2.79 Million
USD

Capital Expenditures

$324.56K
USD

Richmond Mutual Bancorporation Inc Cash Flow Reinvestment Rate (2017–2025)

Historical reinvestment intensity for Richmond Mutual Bancorporation Inc across 8 annual periods. Explore RMBI long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Richmond Mutual Bancorporation Inc (2017–2025)

Year-by-year capital reinvestment analysis for Richmond Mutual Bancorporation Inc. For live market cap and broader valuation context, see RMBI market cap overview.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 1.36x $21.71 Million $15.97 Million $1.36 Million ▼ -59.7%
2024 3.37x $49.76 Million $14.75 Million $460.38K ▼ -72.1%
2023 12.09x $146.47 Million $12.11 Million $619.00K ▲ +88.5%
2022 6.42x $116.51 Million $18.16 Million $385.10K ▲ +16.7%
2020 5.50x $91.14 Million $16.57 Million $1.88 Million ▼ -48.5%
2019 10.67x $107.73 Million $10.10 Million $960.00K ▼ -12.2%
2018 12.16x $102.86 Million $8.46 Million $1.33 Million ▲ +17.9%
2017 10.32x $64.11 Million $6.22 Million $534.86K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow