Simmons First National Corporation (SFNC) — Cash Flow Quality Index

Latest as of June 2026: 2.17x

Simmons First National Corporation (SFNC) has a Cash Flow Quality Index of 2.17x as of June 2026. Operating cash flow of $144.55 Million exceeds net income of $66.69 Million, indicating high earnings quality where cash backs reported profits. Explore how well can Simmons First National Corporation service its debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

2.17x
Operating CF / Net Income

Operating Cash Flow

$144.55 Million
USD

Net Income

$66.69 Million
USD

Data as of

Jun 2026
Most recent filing

Simmons First National Corporation Cash Flow Quality Index (1991–2024)

Historical Cash Flow Quality Index for Simmons First National Corporation across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Simmons First National Corporation cash conversion from operations.

Annual Cash Flow Quality Index for Simmons First National Corporation (1991–2024)

Year-by-year earnings quality comparison for Simmons First National Corporation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 2.79x $425.92 Million $152.69 Million ▼ -9.7%
2023 3.09x $540.98 Million $175.06 Million ▲ +145.9%
2022 1.26x $322.20 Million $256.41 Million ▲ +22.7%
2021 1.02x $277.78 Million $271.16 Million ▲ +28.9%
2020 0.79x $202.54 Million $254.90 Million ▼ -28.9%
2019 1.12x $266.35 Million $238.17 Million ▲ +6.3%
2018 1.05x $226.98 Million $215.71 Million ▼ -14.6%
2017 1.23x $114.56 Million $92.94 Million ▲ +30.9%
2016 0.94x $91.13 Million $96.81 Million ▼ -17.0%
2015 1.13x $84.36 Million $74.36 Million ▲ +247.6%
2014 0.33x $11.65 Million $35.69 Million ▼ -79.0%
2013 1.55x $36.09 Million $23.23 Million ▲ +19.2%
2012 1.30x $36.08 Million $27.68 Million ▲ +11.9%
2011 1.16x $29.56 Million $25.37 Million ▲ +10.6%
2010 1.05x $39.11 Million $37.12 Million ▼ -10.7%
2009 1.18x $29.75 Million $25.21 Million ▼ -9.0%
2008 1.30x $34.89 Million $26.91 Million ▼ -0.9%
2007 1.31x $35.80 Million $27.36 Million ▼ -13.5%
2006 1.51x $41.56 Million $27.48 Million ▲ +10.2%
2005 1.37x $37.00 Million $26.96 Million ▼ -14.1%
2004 1.60x $39.07 Million $24.45 Million ▼ -28.8%
2003 2.24x $53.38 Million $23.79 Million ▲ +54.9%
2002 1.45x $31.98 Million $22.08 Million ▲ +38.5%
2001 1.05x $17.28 Million $16.53 Million ▼ -40.3%
2000 1.75x $33.05 Million $18.87 Million ▲ +24.0%
1999 1.41x $24.30 Million $17.20 Million ▼ -25.0%
1998 1.88x $31.10 Million $16.50 Million ▼ -23.4%
1997 2.46x $36.90 Million $15.00 Million ▼ -0.7%
1996 2.48x $27.50 Million $11.10 Million ▲ +12287.4%
1995 0.02x $200.00K $10.00 Million ▼ -99.7%
1994 6.04x $59.80 Million $9.90 Million ▲ +520.6%
1993 -1.44x $-13.50 Million $9.40 Million ▼ -265.7%
1992 0.87x $6.50 Million $7.50 Million ▼ -14.9%
1991 1.02x $5.40 Million $5.30 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.