Simmons First National Corporation (SFNC) — Defensive Interval Ratio

Latest as of March 2026: 136386 days

Simmons First National Corporation (SFNC) has a Defensive Interval Ratio of 136386 days as of March 2026. Defensive assets of $3.25 Billion (cash $-, short-term investments $3.15 Billion, receivables $101.56 Million) cover 136386 days of daily cash needs of $23.86K/day. Check SFNC goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

136386 days
Days of operational coverage

Defensive Assets

$3.25 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$23.86K
Current Liabilities ÷ 365

Current Liabilities

$8.71 Million
USD

Simmons First National Corporation Defensive Interval Ratio (1991–2025)

This chart shows how Simmons First National Corporation's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of March 2026, the ratio stands at 136386 days, meaning defensive assets of $3.25 Billion can fund 136386 days of operations without new revenue. Also explore SFNC year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Simmons First National Corporation (1991–2025)

The table below presents the year-by-year Defensive Interval Ratio for Simmons First National Corporation from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Simmons First National Corporation (SFNC) market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 283 days $3.37 Billion $11.92 Million/day $- $3.27 Billion ▲ +257 days
2024 25 days $1.52 Billion $60.06 Million/day $- $1.40 Billion ▼ -28 days
2023 54 days $3.27 Billion $61.13 Million/day $- $3.15 Billion ▼ -9 days
2022 63 days $3.96 Billion $62.92 Million/day $- $3.85 Billion ▼ -12932 days
2021 12994 days $7.19 Billion $553.05K/day $- $7.11 Billion ▲ +7041 days
2020 5954 days $3.55 Billion $595.61K/day $- $3.47 Billion ▼ -1805 days
2019 7759 days $3.52 Billion $453.18K/day $- $3.45 Billion ▼ -59 days
2018 7818 days $2.20 Billion $281.64K/day $- $2.15 Billion ▲ +3921 days
2017 3897 days $1.63 Billion $419.09K/day $- $1.59 Billion ▼ -2744 days
2016 6641 days $1.19 Billion $178.47K/day $- $1.16 Billion ▲ +2487 days
2015 4153 days $847.20 Million $203.97K/day $- $821.41 Million ▲ +4124 days
2014 29 days $322.06 Million $11.00 Million/day $- $305.28 Million ▲ +8 days
2013 22 days $227.93 Million $10.52 Million/day $- $212.28 Million ▼ -3 days
2012 25 days $205.87 Million $8.25 Million/day $- $191.34 Million ▲ +22 days
2011 3 days $22.67 Million $7.65 Million/day $- $7.54 Million ▼ -58 days
2010 61 days $457.74 Million $7.55 Million/day $- $440.38 Million ▲ +56 days
2009 5 days $31.78 Million $7.02 Million/day $- $13.90 Million ▼ -94 days
2008 98 days $667.06 Million $6.78 Million/day $- $646.13 Million ▲ +12 days
2007 86 days $552.27 Million $6.40 Million/day $- $530.93 Million ▲ +18 days
2006 68 days $432.42 Million $6.33 Million/day $- $410.44 Million ▼ -22 days
2005 90 days $540.54 Million $6.01 Million/day $- $521.79 Million ▲ +15 days
2004 75 days $425.71 Million $5.70 Million/day $- $411.47 Million ▼ -21 days
2003 96 days $504.63 Million $5.27 Million/day $- $491.95 Million ▲ +69 days
2002 27 days $128.23 Million $4.73 Million/day $- $115.09 Million ▲ +1 days
2001 26 days $128.82 Million $4.91 Million/day $- $113.06 Million ▲ +15 days
2000 11 days $52.52 Million $4.65 Million/day $- $33.64 Million ▲ +7 days
1999 4 days $15.70 Million $4.09 Million/day $- $- ▲ +1 days
1998 3 days $13.20 Million $4.07 Million/day $- $- ▼ -1 days
1997 4 days $12.90 Million $3.39 Million/day $- $- ▼ -1 days
1996 5 days $9.70 Million $2.13 Million/day $- $- ▲ +1 days
1995 4 days $8.00 Million $2.02 Million/day $- $- ▲ +0 days
1994 4 days $6.30 Million $1.67 Million/day $- $- ▲ +0 days
1993 3 days $5.80 Million $1.76 Million/day $- $- ▼ -1 days
1992 4 days $6.70 Million $1.76 Million/day $- $- ▼ 0 days
1991 4 days $6.90 Million $1.66 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)