Simmons First National Corporation (SFNC) — Defensive Interval Ratio
Simmons First National Corporation (SFNC) has a Defensive Interval Ratio of 136386 days as of March 2026. Defensive assets of $3.25 Billion (cash $-, short-term investments $3.15 Billion, receivables $101.56 Million) cover 136386 days of daily cash needs of $23.86K/day. See Simmons First National Corporation working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Simmons First National Corporation Defensive Interval Ratio (1991–2025)
This chart shows how Simmons First National Corporation's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of March 2026, the ratio stands at 136386 days, meaning defensive assets of $3.25 Billion can fund 136386 days of operations without new revenue. See how leveraged is Simmons First National Corporation's balance sheet to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Simmons First National Corporation (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for Simmons First National Corporation from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SFNC market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 283 days | $3.37 Billion | $11.92 Million/day | $- | $3.27 Billion | ▲ +257 days |
| 2024 | 25 days | $1.52 Billion | $60.06 Million/day | $- | $1.40 Billion | ▼ -28 days |
| 2023 | 54 days | $3.27 Billion | $61.13 Million/day | $- | $3.15 Billion | ▼ -9 days |
| 2022 | 63 days | $3.96 Billion | $62.92 Million/day | $- | $3.85 Billion | ▼ -12932 days |
| 2021 | 12994 days | $7.19 Billion | $553.05K/day | $- | $7.11 Billion | ▲ +7041 days |
| 2020 | 5954 days | $3.55 Billion | $595.61K/day | $- | $3.47 Billion | ▼ -1805 days |
| 2019 | 7759 days | $3.52 Billion | $453.18K/day | $- | $3.45 Billion | ▼ -59 days |
| 2018 | 7818 days | $2.20 Billion | $281.64K/day | $- | $2.15 Billion | ▲ +3921 days |
| 2017 | 3897 days | $1.63 Billion | $419.09K/day | $- | $1.59 Billion | ▼ -2744 days |
| 2016 | 6641 days | $1.19 Billion | $178.47K/day | $- | $1.16 Billion | ▲ +2487 days |
| 2015 | 4153 days | $847.20 Million | $203.97K/day | $- | $821.41 Million | ▲ +4124 days |
| 2014 | 29 days | $322.06 Million | $11.00 Million/day | $- | $305.28 Million | ▲ +8 days |
| 2013 | 22 days | $227.93 Million | $10.52 Million/day | $- | $212.28 Million | ▼ -3 days |
| 2012 | 25 days | $205.87 Million | $8.25 Million/day | $- | $191.34 Million | ▲ +22 days |
| 2011 | 3 days | $22.67 Million | $7.65 Million/day | $- | $7.54 Million | ▼ -58 days |
| 2010 | 61 days | $457.74 Million | $7.55 Million/day | $- | $440.38 Million | ▲ +56 days |
| 2009 | 5 days | $31.78 Million | $7.02 Million/day | $- | $13.90 Million | ▼ -94 days |
| 2008 | 98 days | $667.06 Million | $6.78 Million/day | $- | $646.13 Million | ▲ +12 days |
| 2007 | 86 days | $552.27 Million | $6.40 Million/day | $- | $530.93 Million | ▲ +18 days |
| 2006 | 68 days | $432.42 Million | $6.33 Million/day | $- | $410.44 Million | ▼ -22 days |
| 2005 | 90 days | $540.54 Million | $6.01 Million/day | $- | $521.79 Million | ▲ +15 days |
| 2004 | 75 days | $425.71 Million | $5.70 Million/day | $- | $411.47 Million | ▼ -21 days |
| 2003 | 96 days | $504.63 Million | $5.27 Million/day | $- | $491.95 Million | ▲ +69 days |
| 2002 | 27 days | $128.23 Million | $4.73 Million/day | $- | $115.09 Million | ▲ +1 days |
| 2001 | 26 days | $128.82 Million | $4.91 Million/day | $- | $113.06 Million | ▲ +15 days |
| 2000 | 11 days | $52.52 Million | $4.65 Million/day | $- | $33.64 Million | ▲ +7 days |
| 1999 | 4 days | $15.70 Million | $4.09 Million/day | $- | $- | ▲ +1 days |
| 1998 | 3 days | $13.20 Million | $4.07 Million/day | $- | $- | ▼ -1 days |
| 1997 | 4 days | $12.90 Million | $3.39 Million/day | $- | $- | ▼ -1 days |
| 1996 | 5 days | $9.70 Million | $2.13 Million/day | $- | $- | ▲ +1 days |
| 1995 | 4 days | $8.00 Million | $2.02 Million/day | $- | $- | ▲ +0 days |
| 1994 | 4 days | $6.30 Million | $1.67 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $5.80 Million | $1.76 Million/day | $- | $- | ▼ -1 days |
| 1992 | 4 days | $6.70 Million | $1.76 Million/day | $- | $- | ▼ 0 days |
| 1991 | 4 days | $6.90 Million | $1.66 Million/day | $- | $- | — |