Southern First Bancshares Inc (SFST) — Cash Flow Quality Index

Latest as of September 2025: 1.67x

Southern First Bancshares Inc (SFST) has a Cash Flow Quality Index of 1.67x as of September 2025. Operating cash flow of $14.49 Million exceeds net income of $8.66 Million, indicating high earnings quality where cash backs reported profits. Explore how much of Southern First Bancshares Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.67x
Operating CF / Net Income

Operating Cash Flow

$14.49 Million
USD

Net Income

$8.66 Million
USD

Data as of

Sep 2025
Most recent filing

Southern First Bancshares Inc Cash Flow Quality Index (2002–2024)

Historical Cash Flow Quality Index for Southern First Bancshares Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Southern First Bancshares Inc to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Southern First Bancshares Inc (2002–2024)

Year-by-year earnings quality comparison for Southern First Bancshares Inc. For live market cap and the full company financial profile, see market value of Southern First Bancshares Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.65x $25.56 Million $15.53 Million ▲ +25.2%
2023 1.31x $17.65 Million $13.43 Million ▼ -23.9%
2022 1.73x $50.30 Million $29.11 Million ▲ +3.4%
2021 1.67x $78.07 Million $46.71 Million ▲ +48.6%
2020 1.13x $20.62 Million $18.33 Million ▲ +71.2%
2019 0.66x $18.31 Million $27.86 Million ▼ -53.8%
2018 1.42x $31.70 Million $22.29 Million ▲ +7.9%
2017 1.32x $17.19 Million $13.04 Million ▲ +0.5%
2016 1.31x $17.09 Million $13.04 Million ▼ -33.7%
2015 1.98x $20.11 Million $10.17 Million ▲ +176.8%
2014 0.71x $4.73 Million $6.62 Million ▼ -57.4%
2013 1.68x $8.59 Million $5.12 Million ▼ -45.4%
2012 3.07x $11.88 Million $3.86 Million ▼ -42.6%
2011 5.36x $11.19 Million $2.09 Million ▼ -55.8%
2010 12.12x $10.79 Million $890.00K ▲ +501.3%
2009 2.02x $2.86 Million $1.42 Million ▼ -46.0%
2008 3.73x $6.91 Million $1.85 Million ▲ +331.2%
2007 0.87x $2.97 Million $3.44 Million ▲ +314.0%
2006 -0.40x $-1.58 Million $3.90 Million ▼ -107.1%
2005 5.72x $14.37 Million $2.51 Million ▲ +376.3%
2004 1.20x $2.41 Million $2.01 Million ▼ -64.3%
2003 3.36x $3.38 Million $1.01 Million ▲ +39.6%
2002 2.41x $1.81 Million $752.42K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.