Southern First Bancshares Inc Cash Flow Quality Index
Southern First Bancshares Inc cash flow quality index. Southern First Bancshares Inc (SFST) has a Cash Flow Quality Index of 1.67x as of September 2025. Operating cash flow of $14.49 Million exceeds net income of $8.66 Million, indicating high earnings quality where cash backs reported profits. See SFST financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Southern First Bancshares Inc (2002–2024)
Cash flow quality index of Southern First Bancshares Inc from 2002 to 2024. Historical Cash Flow Quality Index for Southern First Bancshares Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Southern First Bancshares Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Southern First Bancshares Inc Cash Flow Quality Index by Year (2002–2024)
Southern First Bancshares Inc cash flow quality index by year from 2002 to 2024. Year-by-year earnings quality comparison for Southern First Bancshares Inc. For the full cash flow conversion analysis, see Southern First Bancshares Inc operating cash flow efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.65x | $25.56 Million | $15.53 Million | ▲ +25.2% |
| 2023 | 1.31x | $17.65 Million | $13.43 Million | ▼ -23.9% |
| 2022 | 1.73x | $50.30 Million | $29.11 Million | ▲ +3.4% |
| 2021 | 1.67x | $78.07 Million | $46.71 Million | ▲ +48.6% |
| 2020 | 1.13x | $20.62 Million | $18.33 Million | ▲ +71.2% |
| 2019 | 0.66x | $18.31 Million | $27.86 Million | ▼ -53.8% |
| 2018 | 1.42x | $31.70 Million | $22.29 Million | ▲ +7.9% |
| 2017 | 1.32x | $17.19 Million | $13.04 Million | ▲ +0.5% |
| 2016 | 1.31x | $17.09 Million | $13.04 Million | ▼ -33.7% |
| 2015 | 1.98x | $20.11 Million | $10.17 Million | ▲ +176.8% |
| 2014 | 0.71x | $4.73 Million | $6.62 Million | ▼ -57.4% |
| 2013 | 1.68x | $8.59 Million | $5.12 Million | ▼ -45.4% |
| 2012 | 3.07x | $11.88 Million | $3.86 Million | ▼ -42.6% |
| 2011 | 5.36x | $11.19 Million | $2.09 Million | ▼ -55.8% |
| 2010 | 12.12x | $10.79 Million | $890.00K | ▲ +501.3% |
| 2009 | 2.02x | $2.86 Million | $1.42 Million | ▼ -46.0% |
| 2008 | 3.73x | $6.91 Million | $1.85 Million | ▲ +331.2% |
| 2007 | 0.87x | $2.97 Million | $3.44 Million | ▲ +314.0% |
| 2006 | -0.40x | $-1.58 Million | $3.90 Million | ▼ -107.1% |
| 2005 | 5.72x | $14.37 Million | $2.51 Million | ▲ +376.3% |
| 2004 | 1.20x | $2.41 Million | $2.01 Million | ▼ -64.3% |
| 2003 | 3.36x | $3.38 Million | $1.01 Million | ▲ +39.6% |
| 2002 | 2.41x | $1.81 Million | $752.42K | — |