Southern First Bancshares Inc (SFST) — Financial Flexibility Index
Southern First Bancshares Inc (SFST) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $14.57 Million (operating CF $14.49 Million minus capex $88.00K) represents 0% of total liabilities ($4.00 Billion). Check SFST cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Southern First Bancshares Inc Financial Flexibility Index (2000–2024)
Historical Financial Flexibility Index trend for Southern First Bancshares Inc across 25 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Southern First Bancshares Inc.
Annual Financial Flexibility Index for Southern First Bancshares Inc (2000–2024)
Year-by-year free cash flow to debt coverage for Southern First Bancshares Inc. Explore Southern First Bancshares Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $26.34 Million | $25.56 Million | $3.76 Billion | ▲ +38.9% |
| 2023 | 0.01x | $18.89 Million | $17.65 Million | $3.74 Billion | ▼ -98.3% |
| 2022 | 0.30x | $64.25 Million | $50.30 Million | $211.21 Million | ▼ -89.5% |
| 2021 | 2.90x | $104.58 Million | $78.07 Million | $36.11 Million | ▲ +273.8% |
| 2020 | 0.77x | $27.89 Million | $20.62 Million | $36.00 Million | ▲ +4.0% |
| 2019 | 0.75x | $26.74 Million | $18.31 Million | $35.89 Million | ▲ +3723.6% |
| 2018 | 0.02x | $33.65 Million | $31.70 Million | $1.73 Billion | ▲ +27.3% |
| 2017 | 0.02x | $22.57 Million | $17.19 Million | $1.47 Billion | ▼ -16.3% |
| 2016 | 0.02x | $22.52 Million | $17.09 Million | $1.23 Billion | ▼ -90.5% |
| 2015 | 0.19x | $24.76 Million | $20.11 Million | $128.60 Million | ▲ +2519.2% |
| 2014 | 0.01x | $6.96 Million | $4.73 Million | $946.87 Million | ▼ -44.3% |
| 2013 | 0.01x | $10.89 Million | $8.59 Million | $825.17 Million | ▼ -32.0% |
| 2012 | 0.02x | $14.24 Million | $11.88 Million | $733.87 Million | ▲ +1.0% |
| 2011 | 0.02x | $13.56 Million | $11.19 Million | $705.21 Million | ▲ +17.1% |
| 2010 | 0.02x | $11.12 Million | $10.79 Million | $677.27 Million | ▲ +30.5% |
| 2009 | 0.01x | $8.29 Million | $2.86 Million | $659.46 Million | ▼ -40.3% |
| 2008 | 0.02x | $13.76 Million | $6.91 Million | $653.19 Million | ▲ +221.1% |
| 2007 | 0.01x | $3.87 Million | $2.97 Million | $589.85 Million | ▲ +935.3% |
| 2006 | 0.00x | $-373.00K | $-1.58 Million | $474.76 Million | ▼ -101.5% |
| 2005 | 0.05x | $19.69 Million | $14.37 Million | $374.84 Million | ▲ +301.1% |
| 2004 | 0.01x | $3.77 Million | $2.41 Million | $287.73 Million | ▼ -19.8% |
| 2003 | 0.02x | $3.58 Million | $3.38 Million | $219.47 Million | ▲ +36.3% |
| 2002 | 0.01x | $1.92 Million | $1.81 Million | $160.13 Million | ▲ +80.1% |
| 2001 | 0.01x | $725.40K | $258.71K | $109.11 Million | ▼ -83.7% |
| 2000 | 0.04x | $2.12 Million | $1.55 Million | $51.95 Million | — |