Southern First Bancshares Inc (SFST) — Cash Flow-to-Debt Ratio
Southern First Bancshares Inc (SFST) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $14.49 Million could theoretically repay 0% of its total liabilities ($4.00 Billion) in one year. See Southern First Bancshares Inc (SFST) financial flexibility to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Southern First Bancshares Inc Cash Flow-to-Debt Ratio (2000–2024)
Historical debt coverage capacity for Southern First Bancshares Inc across 25 annual periods. For the full cash flow conversion analysis, see SFST cash flow metrics.
Annual Cash Flow-to-Debt Ratio for Southern First Bancshares Inc (2000–2024)
Year-by-year debt coverage analysis for Southern First Bancshares Inc. Check SFST cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $25.56 Million | $3.76 Billion | ▲ +44.2% |
| 2023 | 0.00x | $17.65 Million | $3.74 Billion | ▼ -98.0% |
| 2022 | 0.24x | $50.30 Million | $211.21 Million | ▼ -89.0% |
| 2021 | 2.16x | $78.07 Million | $36.11 Million | ▲ +277.5% |
| 2020 | 0.57x | $20.62 Million | $36.00 Million | ▲ +12.3% |
| 2019 | 0.51x | $18.31 Million | $35.89 Million | ▲ +2678.5% |
| 2018 | 0.02x | $31.70 Million | $1.73 Billion | ▲ +57.5% |
| 2017 | 0.01x | $17.19 Million | $1.47 Billion | ▼ -16.0% |
| 2016 | 0.01x | $17.09 Million | $1.23 Billion | ▼ -91.1% |
| 2015 | 0.16x | $20.11 Million | $128.60 Million | ▲ +3027.1% |
| 2014 | 0.00x | $4.73 Million | $946.87 Million | ▼ -52.0% |
| 2013 | 0.01x | $8.59 Million | $825.17 Million | ▼ -35.7% |
| 2012 | 0.02x | $11.88 Million | $733.87 Million | ▲ +2.0% |
| 2011 | 0.02x | $11.19 Million | $705.21 Million | ▼ -0.4% |
| 2010 | 0.02x | $10.79 Million | $677.27 Million | ▲ +267.2% |
| 2009 | 0.00x | $2.86 Million | $659.46 Million | ▼ -59.0% |
| 2008 | 0.01x | $6.91 Million | $653.19 Million | ▲ +109.9% |
| 2007 | 0.01x | $2.97 Million | $589.85 Million | ▲ +251.7% |
| 2006 | 0.00x | $-1.58 Million | $474.76 Million | ▼ -108.7% |
| 2005 | 0.04x | $14.37 Million | $374.84 Million | ▲ +356.8% |
| 2004 | 0.01x | $2.41 Million | $287.73 Million | ▼ -45.5% |
| 2003 | 0.02x | $3.38 Million | $219.47 Million | ▲ +36.2% |
| 2002 | 0.01x | $1.81 Million | $160.13 Million | ▲ +377.4% |
| 2001 | 0.00x | $258.71K | $109.11 Million | ▼ -92.1% |
| 2000 | 0.03x | $1.55 Million | $51.95 Million | — |