Southern First Bancshares Inc (SFST) — Cash Flow-to-Debt Ratio
Southern First Bancshares Inc (SFST) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $14.49 Million could theoretically repay 0% of its total liabilities ($4.00 Billion) in one year. See Southern First Bancshares Inc (SFST) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Southern First Bancshares Inc Cash Flow-to-Debt Ratio (2000–2024)
Historical debt coverage capacity for Southern First Bancshares Inc across 25 annual periods. Also explore Southern First Bancshares Inc annual equity growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Southern First Bancshares Inc (2000–2024)
Year-by-year debt coverage analysis for Southern First Bancshares Inc. For market capitalisation and broader financial context, see Southern First Bancshares Inc stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $25.56 Million | $3.76 Billion | ▲ +44.2% |
| 2023 | 0.00x | $17.65 Million | $3.74 Billion | ▼ -98.0% |
| 2022 | 0.24x | $50.30 Million | $211.21 Million | ▼ -89.0% |
| 2021 | 2.16x | $78.07 Million | $36.11 Million | ▲ +277.5% |
| 2020 | 0.57x | $20.62 Million | $36.00 Million | ▲ +12.3% |
| 2019 | 0.51x | $18.31 Million | $35.89 Million | ▲ +2678.5% |
| 2018 | 0.02x | $31.70 Million | $1.73 Billion | ▲ +57.5% |
| 2017 | 0.01x | $17.19 Million | $1.47 Billion | ▼ -16.0% |
| 2016 | 0.01x | $17.09 Million | $1.23 Billion | ▼ -91.1% |
| 2015 | 0.16x | $20.11 Million | $128.60 Million | ▲ +3027.1% |
| 2014 | 0.00x | $4.73 Million | $946.87 Million | ▼ -52.0% |
| 2013 | 0.01x | $8.59 Million | $825.17 Million | ▼ -35.7% |
| 2012 | 0.02x | $11.88 Million | $733.87 Million | ▲ +2.0% |
| 2011 | 0.02x | $11.19 Million | $705.21 Million | ▼ -0.4% |
| 2010 | 0.02x | $10.79 Million | $677.27 Million | ▲ +267.2% |
| 2009 | 0.00x | $2.86 Million | $659.46 Million | ▼ -59.0% |
| 2008 | 0.01x | $6.91 Million | $653.19 Million | ▲ +109.9% |
| 2007 | 0.01x | $2.97 Million | $589.85 Million | ▲ +251.7% |
| 2006 | 0.00x | $-1.58 Million | $474.76 Million | ▼ -108.7% |
| 2005 | 0.04x | $14.37 Million | $374.84 Million | ▲ +356.8% |
| 2004 | 0.01x | $2.41 Million | $287.73 Million | ▼ -45.5% |
| 2003 | 0.02x | $3.38 Million | $219.47 Million | ▲ +36.2% |
| 2002 | 0.01x | $1.81 Million | $160.13 Million | ▲ +377.4% |
| 2001 | 0.00x | $258.71K | $109.11 Million | ▼ -92.1% |
| 2000 | 0.03x | $1.55 Million | $51.95 Million | — |