Southern First Bancshares Inc (SFST) - Total Liabilities
Based on the latest financial reports, Southern First Bancshares Inc (SFST) has total liabilities worth $4.03 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Southern First Bancshares Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Southern First Bancshares Inc - Total Liabilities Trend (2000–2025)
This chart illustrates how Southern First Bancshares Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see Southern First Bancshares Inc total assets.
Southern First Bancshares Inc Competitors by Total Liabilities
The table below lists competitors of Southern First Bancshares Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Wuxi Double Elephant Micro Fibre Material Co Ltd
SHE:002395
|
China | CN¥888.01 Million |
|
Suzhou Kelida Bldg &
SHG:603828
|
China | CN¥3.37 Billion |
|
Longjian Road & Bridge Co Ltd
SHG:600853
|
China | CN¥30.42 Billion |
|
UE Furniture Co Ltd
SHG:603600
|
China | CN¥2.28 Billion |
|
Guangdong Delian Group Co Ltd
SHE:002666
|
China | CN¥1.87 Billion |
|
Transcoal Pacific Tbk PT
JK:TCPI
|
Indonesia | Rp1.88 Trillion |
|
MediaAlpha Inc.
NYSE:MAX
|
USA | $396.81 Million |
|
Origin Enterprises Plc
IR:OIZ
|
Ireland | €987.05 Million |
Liability Composition Analysis (2000–2025)
This chart breaks down Southern First Bancshares Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See SFST net asset quality score to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.06 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 10.94 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Southern First Bancshares Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Southern First Bancshares Inc (2000–2025)
The table below shows the annual total liabilities of Southern First Bancshares Inc from 2000 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $4.03 Billion | +7.39% |
| 2024-12-31 | $3.76 Billion | +0.37% |
| 2023-12-31 | $3.74 Billion | +1672.29% |
| 2022-12-31 | $211.21 Million | +484.98% |
| 2021-12-31 | $36.11 Million | +0.30% |
| 2020-12-31 | $36.00 Million | +0.30% |
| 2019-12-31 | $35.89 Million | -97.92% |
| 2018-12-31 | $1.73 Billion | +17.07% |
| 2017-12-31 | $1.47 Billion | +19.81% |
| 2016-12-31 | $1.23 Billion | +857.24% |
| 2015-12-31 | $128.60 Million | -86.42% |
| 2014-12-31 | $946.87 Million | +14.75% |
| 2013-12-31 | $825.17 Million | +12.44% |
| 2012-12-31 | $733.87 Million | +4.07% |
| 2011-12-31 | $705.21 Million | +4.12% |
| 2010-12-31 | $677.27 Million | +2.70% |
| 2009-12-31 | $659.46 Million | +0.96% |
| 2008-12-31 | $653.19 Million | +10.74% |
| 2007-12-31 | $589.85 Million | +24.24% |
| 2006-12-31 | $474.76 Million | +26.66% |
| 2005-12-31 | $374.84 Million | +30.27% |
| 2004-12-31 | $287.73 Million | +31.10% |
| 2003-12-31 | $219.47 Million | +37.06% |
| 2002-12-31 | $160.13 Million | +46.76% |
| 2001-12-31 | $109.11 Million | +110.01% |
| 2000-12-31 | $51.95 Million | -- |
About Southern First Bancshares Inc
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily mone… Read more