Southern First Bancshares Inc Net Asset Quality Index
Southern First Bancshares Inc net asset quality index. Southern First Bancshares Inc (SFST) has a Net Asset Quality Index of 8.4% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $4.40 Billion minus total liabilities of $4.03 Billion yields net assets of $368.66 Million. A higher index indicates a stronger, lower-leverage balance sheet. See SFST total equity for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Southern First Bancshares Inc (2000–2025)
Net asset quality index of Southern First Bancshares Inc from 2000 to 2025. This chart shows how Southern First Bancshares Inc's Net Asset Quality Index has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the index stands at 8.4%, representing net assets of $368.66 Million against total assets of $4.40 Billion USD. Check SFST PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Southern First Bancshares Inc Net Asset Quality Index by Year (2000–2025)
Southern First Bancshares Inc net asset quality index by year from 2000 to 2025. The table below presents the year-by-year Net Asset Quality Index for Southern First Bancshares Inc from 2000 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see SFST market cap.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 8.4% | $368.66 Million | $4.40 Billion | $4.03 Billion | ▲ +0.3 pp |
| 2024 | 8.1% | $330.44 Million | $4.09 Billion | $3.76 Billion | ▲ +0.4 pp |
| 2023 | 7.7% | $312.47 Million | $4.06 Billion | $3.74 Billion | ▼ -86.6 pp |
| 2022 | 94.3% | $3.48 Billion | $3.69 Billion | $211.21 Million | ▼ -4.5 pp |
| 2021 | 98.8% | $2.89 Billion | $2.93 Billion | $36.11 Million | ▲ +0.2 pp |
| 2020 | 98.5% | $2.45 Billion | $2.48 Billion | $36.00 Million | ▲ +0.1 pp |
| 2019 | 98.4% | $2.23 Billion | $2.27 Billion | $35.89 Million | ▲ +89.3 pp |
| 2018 | 9.2% | $173.92 Million | $1.90 Billion | $1.73 Billion | ▼ -0.1 pp |
| 2017 | 9.2% | $149.69 Million | $1.62 Billion | $1.47 Billion | ▲ +1.0 pp |
| 2016 | 8.2% | $109.87 Million | $1.34 Billion | $1.23 Billion | ▼ -81.2 pp |
| 2015 | 89.4% | $1.09 Billion | $1.22 Billion | $128.60 Million | ▲ +81.4 pp |
| 2014 | 8.1% | $82.99 Million | $1.03 Billion | $946.87 Million | ▲ +0.7 pp |
| 2013 | 7.4% | $65.67 Million | $890.83 Million | $825.17 Million | ▼ -0.7 pp |
| 2012 | 8.0% | $64.12 Million | $798.00 Million | $733.87 Million | ▼ -0.1 pp |
| 2011 | 8.1% | $62.54 Million | $767.75 Million | $705.21 Million | ▲ +0.1 pp |
| 2010 | 8.0% | $59.22 Million | $736.49 Million | $677.27 Million | ▼ -0.3 pp |
| 2009 | 8.3% | $59.84 Million | $719.30 Million | $659.46 Million | ▲ +2.6 pp |
| 2008 | 5.7% | $39.79 Million | $692.98 Million | $653.19 Million | ▼ -0.4 pp |
| 2007 | 6.1% | $38.28 Million | $628.13 Million | $589.85 Million | ▼ -0.7 pp |
| 2006 | 6.8% | $34.58 Million | $509.34 Million | $474.76 Million | ▼ -0.7 pp |
| 2005 | 7.5% | $30.47 Million | $405.31 Million | $374.84 Million | ▼ -1.4 pp |
| 2004 | 8.9% | $28.08 Million | $315.81 Million | $287.73 Million | ▲ +4.0 pp |
| 2003 | 4.9% | $11.19 Million | $230.66 Million | $219.47 Million | ▼ -1.2 pp |
| 2002 | 6.0% | $10.23 Million | $170.36 Million | $160.13 Million | ▼ -2.0 pp |
| 2001 | 8.0% | $9.46 Million | $118.57 Million | $109.11 Million | ▼ -7.4 pp |
| 2000 | 15.4% | $9.47 Million | $61.43 Million | $51.95 Million | — |