SHF Holdings Inc (SHFS) — Cash Flow Quality Index

Latest as of September 2025: -3.00x

SHF Holdings Inc (SHFS) has a Cash Flow Quality Index of -3.00x as of September 2025. Operating cash flow of $-538.04K is below net income of $179.51K, suggesting accrual-heavy earnings not yet converted to cash. Explore SHFS cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-3.00x
Operating CF / Net Income

Operating Cash Flow

$-538.04K
USD

Net Income

$179.51K
USD

Data as of

Sep 2025
Most recent filing

SHF Holdings Inc Cash Flow Quality Index (2020–2021)

Historical Cash Flow Quality Index for SHF Holdings Inc across 2 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SHFS operating cash flow.

Annual Cash Flow Quality Index for SHF Holdings Inc (2020–2021)

Year-by-year earnings quality comparison for SHF Holdings Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2021 0.90x $2.95 Million $3.29 Million ▼ -7.4%
2020 0.97x $4.95 Million $5.12 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.