SHF Holdings Inc (SHFS) — Financial Flexibility Index

Latest as of September 2025: -0.08x

SHF Holdings Inc (SHFS) has a Financial Flexibility Index of -0.08x as of September 2025. Free cash flow of $-538.03K (operating CF $-538.04K minus capex $3.00) represents 0% of total liabilities ($6.67 Million). Check SHF Holdings Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.08x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-538.03K
Operating CF − Capex

Total Liabilities

$6.67 Million
USD

Capital Expenditures

$3.00
USD

SHF Holdings Inc Financial Flexibility Index (2020–2024)

Historical Financial Flexibility Index trend for SHF Holdings Inc across 5 annual periods. See SHFS working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for SHF Holdings Inc (2020–2024)

Year-by-year free cash flow to debt coverage for SHF Holdings Inc. For the full company profile including market capitalisation, see market cap of SHF Holdings Inc.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.02x $430.48K $430.48K $25.51 Million ▲ +190.7%
2023 -0.02x $-623.71K $-832.14K $33.51 Million ▼ -202.4%
2022 0.02x $1.71 Million $1.70 Million $94.34 Million ▼ -99.9%
2021 16.27x $2.95 Million $2.95 Million $181.50K ▼ -27.4%
2020 22.41x $4.95 Million $4.95 Million $220.95K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities