SHF Holdings Inc (SHFS) — Financial Flexibility Index

Latest as of June 2026: -308.33x

SHF Holdings Inc (SHFS) has a Financial Flexibility Index of -308.33x as of June 2026. Free cash flow of $-2.48 Billion (operating CF $-2.48 Billion minus capex $0.00) represents -308% of total liabilities ($8.05 Million). Check SHF Holdings Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-308.33x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-2.48 Billion
Operating CF − Capex

Total Liabilities

$8.05 Million
USD

Capital Expenditures

$0.00
USD

SHF Holdings Inc Financial Flexibility Index (2020–2025)

Historical Financial Flexibility Index trend for SHF Holdings Inc across 6 annual periods. For the full cash flow conversion analysis, see SHFS cash flow metrics.

Annual Financial Flexibility Index for SHF Holdings Inc (2020–2025)

Year-by-year free cash flow to debt coverage for SHF Holdings Inc. Explore cash flow to debt ratio of SHF Holdings Inc to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.38x $-3.42 Million $-3.42 Million $8.97 Million ▼ -2357.3%
2024 0.02x $430.48K $430.48K $25.51 Million ▲ +190.7%
2023 -0.02x $-623.71K $-832.14K $33.51 Million ▼ -202.4%
2022 0.02x $1.71 Million $1.70 Million $94.34 Million ▼ -99.9%
2021 16.27x $2.95 Million $2.95 Million $181.50K ▼ -27.4%
2020 22.41x $4.95 Million $4.95 Million $220.95K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities