SHF Holdings Inc (SHFS) - Net Assets
Based on the latest financial reports, SHF Holdings Inc (SHFS) has net assets worth $7.00 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($13.66 Million) and total liabilities ($6.67 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check SHFS asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $7.00 Million |
| % of Total Assets | 51.2% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 271.51 |
SHF Holdings Inc - Net Assets Trend (2020–2024)
This chart illustrates how SHF Holdings Inc's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of SHF Holdings Inc for the complete picture of this company's asset base.
Annual Net Assets for SHF Holdings Inc (2020–2024)
The table below shows the annual net assets of SHF Holdings Inc from 2020 to 2024. For live valuation and market cap data, see SHF Holdings Inc stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $-12.29 Million | -135.77% |
| 2023-12-31 | $34.36 Million | +571.90% |
| 2022-12-31 | $5.11 Million | -30.33% |
| 2021-12-31 | $7.34 Million | +68.56% |
| 2020-12-31 | $4.35 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to SHF Holdings Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 12075554500.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $278.00 | % |
| Other Components | $108.47 Million | % |
| Total Equity | $-12.29 Million | 100.00% |
SHF Holdings Inc Competitors by Market Cap
The table below lists competitors of SHF Holdings Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Panther Metals Ltd
AU:PNT
|
$2.31 Million |
|
Tri Banyan Tirta Tbk
JK:ALTO
|
$2.31 Million |
|
NT Minerals Ltd
AU:NTM
|
$2.31 Million |
|
Femto Technologies Inc.
NASDAQ:FMTO
|
$2.31 Million |
|
Jeffs' Brands Ltd
NASDAQ:JFBR
|
$2.31 Million |
|
Klarsen SA
PA:ALKLA
|
$2.31 Million |
|
Limas Indonesia Makmur Tbk
JK:LMAS
|
$2.31 Million |
|
Sure-Tech Investments LP
TA:STEC
|
$2.31 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in SHF Holdings Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 34,355,311 to -12,288,014, a change of -46,643,325 (-135.8%).
- Net loss of 48,319,475 reduced equity.
- Other factors increased equity by 1,676,150.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-48.32 Million | -393.22% |
| Other Changes | $1.68 Million | +13.64% |
| Total Change | $- | -135.77% |
Book Value vs Market Value Analysis
This analysis compares SHF Holdings Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $4.65 | $0.78 | x |
| 2021-12-31 | $7.84 | $0.78 | x |
| 2022-12-31 | $5.39 | $0.78 | x |
| 2023-12-31 | $16.14 | $0.78 | x |
| 2024-12-31 | $-4.43 | $0.78 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently SHF Holdings Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -262.50%
- • Asset Turnover: 1.39x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is above the historical average (-115.01%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 117.48% | 63.64% | 1.76x | 1.05x | $4.68 Million |
| 2021 | 44.79% | 46.92% | 0.93x | 1.02x | $2.55 Million |
| 2022 | -687.02% | 0.00% | -0.32x | 19.45x | $-35.64 Million |
| 2023 | -50.30% | -85.21% | 0.30x | 1.98x | $-20.72 Million |
| 2024 | 0.00% | -262.50% | 1.39x | 0.00x | $-47.09 Million |
Industry Comparison
This section compares SHF Holdings Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| SHF Holdings Inc (SHFS) | $7.00 Million | 117.48% | 0.95x | $2.31 Million |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About SHF Holdings Inc
SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts, cash management accounts, savings and investment options, commercial lending, courier and vaulting services, remote deposit se… Read more