SHF Holdings Inc (SHFS) — Defensive Interval Ratio

Latest as of September 2025: 454 days

SHF Holdings Inc (SHFS) has a Defensive Interval Ratio of 454 days as of September 2025. Defensive assets of $6.62 Million (cash $-, short-term investments $-, receivables $6.62 Million) cover 454 days of daily cash needs of $14.60K/day. See SHFS current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

454 days
Days of operational coverage

Defensive Assets

$6.62 Million
Cash + ST Investments + Receivables

Daily Cash Need

$14.60K
Current Liabilities ÷ 365

Current Liabilities

$5.33 Million
USD

SHF Holdings Inc Defensive Interval Ratio (2020–2024)

This chart shows how SHF Holdings Inc's Defensive Interval Ratio has evolved across 5 annual periods from 2020 to 2024. As of September 2025, the ratio stands at 454 days, meaning defensive assets of $6.62 Million can fund 454 days of operations without new revenue. See debt-free asset ratio of SHF Holdings Inc to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for SHF Holdings Inc (2020–2024)

The table below presents the year-by-year Defensive Interval Ratio for SHF Holdings Inc from 2020 to 2024, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is SHF Holdings Inc worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 160030001 days $2.32 Trillion $14.53K/day $- $2.32 Trillion ▲ +160029684 days
2023 317 days $6.82 Million $21.52K/day $- $- ▲ +306 days
2022 11 days $1.50 Million $135.81K/day $- $-17.80K ▼ -1093 days
2021 1104 days $548.77K $497.27/day $- $- ▲ +694 days
2020 409 days $247.86K $605.34/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)