SHF Holdings Inc (SHFS) — Defensive Interval Ratio

Latest as of June 2026: 41 days

SHF Holdings Inc (SHFS) has a Defensive Interval Ratio of 41 days as of June 2026. Defensive assets of $704.90K (cash $-, short-term investments $-, receivables $704.90K) cover 41 days of daily cash needs of $17.01K/day.

Defensive Interval Ratio

41 days
Days of operational coverage

Defensive Assets

$704.90K
Cash + ST Investments + Receivables

Daily Cash Need

$17.01K
Current Liabilities ÷ 365

Current Liabilities

$6.21 Million
USD

SHF Holdings Inc Defensive Interval Ratio (2020–2025)

This chart shows how SHF Holdings Inc's Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of June 2026, the ratio stands at 41 days, meaning defensive assets of $704.90K can fund 41 days of operations without new revenue. For the complete balance sheet picture, see SHFS current and non-current assets.

Annual Defensive Interval Ratio for SHF Holdings Inc (2020–2025)

The table below presents the year-by-year Defensive Interval Ratio for SHF Holdings Inc from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See SHF Holdings Inc (SHFS) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 87 days $1.56 Million $17.81K/day $- $- ▼ -160029913 days
2024 160030001 days $2.32 Trillion $14.53K/day $- $2.32 Trillion ▲ +160029684 days
2023 317 days $6.82 Million $21.52K/day $- $- ▲ +306 days
2022 11 days $1.50 Million $135.81K/day $- $-17.80K ▼ -1056 days
2021 1067 days $530.45K $497.27/day $- $- ▲ +657 days
2020 409 days $247.86K $605.34/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)