SHF Holdings Inc (SHFS) — Cash Flow-to-Debt Ratio

Latest as of June 2026: -308.33x

SHF Holdings Inc (SHFS) has a Cash Flow-to-Debt Ratio of -308.33x as of June 2026, meaning its operating cash flow of $-2.48 Billion could theoretically repay -308% of its total liabilities ($8.05 Million) in one year. See SHFS free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

-308.33x
Operating CF / Total Liabilities

Operating Cash Flow

$-2.48 Billion
USD

Total Liabilities

$8.05 Million
USD

Data as of

Jun 2026
Most recent filing

SHF Holdings Inc Cash Flow-to-Debt Ratio (2020–2025)

Historical debt coverage capacity for SHF Holdings Inc across 6 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of SHF Holdings Inc.

Annual Cash Flow-to-Debt Ratio for SHF Holdings Inc (2020–2025)

Year-by-year debt coverage analysis for SHF Holdings Inc. Check earnings quality score of SHF Holdings Inc to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 -0.38x $-3.42 Million $8.97 Million ▼ -2357.3%
2024 0.02x $430.48K $25.51 Million ▲ +168.0%
2023 -0.02x $-832.14K $33.51 Million ▼ -238.0%
2022 0.02x $1.70 Million $94.34 Million ▼ -99.9%
2021 16.23x $2.95 Million $181.50K ▼ -27.5%
2020 22.40x $4.95 Million $220.95K
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.