Southern States Bancshares Inc (SSBK) — Cash Flow Quality Index
Southern States Bancshares Inc (SSBK) has a Cash Flow Quality Index of 0.93x as of March 2025. Operating cash flow of $9.61 Million is below net income of $10.35 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Southern States Bancshares Inc (SSBK) investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Southern States Bancshares Inc Cash Flow Quality Index (2018–2024)
Historical Cash Flow Quality Index for Southern States Bancshares Inc across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SSBK goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Southern States Bancshares Inc (2018–2024)
Year-by-year earnings quality comparison for Southern States Bancshares Inc. For live market cap and the full company financial profile, see Southern States Bancshares Inc (SSBK) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.13x | $39.46 Million | $34.87 Million | ▼ -8.1% |
| 2023 | 1.23x | $39.35 Million | $31.95 Million | ▼ -14.2% |
| 2022 | 1.44x | $38.87 Million | $27.07 Million | ▼ -10.3% |
| 2021 | 1.60x | $29.70 Million | $18.57 Million | ▲ +69.1% |
| 2020 | 0.95x | $11.45 Million | $12.11 Million | ▼ -51.9% |
| 2019 | 1.97x | $11.02 Million | $5.60 Million | ▲ +31.8% |
| 2018 | 1.49x | $11.52 Million | $7.71 Million | — |