Southern States Bancshares Inc Cash Flow Quality Index
Southern States Bancshares Inc cash flow quality index. Southern States Bancshares Inc (SSBK) has a Cash Flow Quality Index of 0.93x as of March 2025. Operating cash flow of $9.61 Million is below net income of $10.35 Million, suggesting accrual-heavy earnings not yet converted to cash. See SSBK free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Southern States Bancshares Inc (2018–2024)
Cash flow quality index of Southern States Bancshares Inc from 2018 to 2024. Historical Cash Flow Quality Index for Southern States Bancshares Inc across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of Southern States Bancshares Inc to assess how comfortably operating cash covers total debt obligations.
Southern States Bancshares Inc Cash Flow Quality Index by Year (2018–2024)
Southern States Bancshares Inc cash flow quality index by year from 2018 to 2024. Year-by-year earnings quality comparison for Southern States Bancshares Inc. For the full cash flow conversion analysis, see Southern States Bancshares Inc (SSBK) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.13x | $39.46 Million | $34.87 Million | ▼ -8.1% |
| 2023 | 1.23x | $39.35 Million | $31.95 Million | ▼ -14.2% |
| 2022 | 1.44x | $38.87 Million | $27.07 Million | ▼ -10.3% |
| 2021 | 1.60x | $29.70 Million | $18.57 Million | ▲ +69.1% |
| 2020 | 0.95x | $11.45 Million | $12.11 Million | ▼ -51.9% |
| 2019 | 1.97x | $11.02 Million | $5.60 Million | ▲ +31.8% |
| 2018 | 1.49x | $11.52 Million | $7.71 Million | — |