Southern States Bancshares Inc (SSBK) — Financial Flexibility Index

Latest as of March 2025: 0.00x

Southern States Bancshares Inc (SSBK) has a Financial Flexibility Index of 0.00x as of March 2025. Free cash flow of $9.62 Million (operating CF $9.61 Million minus capex $12.00K) represents 0% of total liabilities ($2.56 Billion). Check SSBK strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$9.62 Million
Operating CF − Capex

Total Liabilities

$2.56 Billion
USD

Capital Expenditures

$12.00K
USD

Southern States Bancshares Inc Financial Flexibility Index (2018–2024)

Historical Financial Flexibility Index trend for Southern States Bancshares Inc across 7 annual periods. See SSBK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Southern States Bancshares Inc (2018–2024)

Year-by-year free cash flow to debt coverage for Southern States Bancshares Inc. For the full company profile including market capitalisation, see market value of Southern States Bancshares Inc.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.02x $40.82 Million $39.46 Million $2.57 Billion ▼ -10.4%
2023 0.02x $39.60 Million $39.35 Million $2.23 Billion ▼ -20.3%
2022 0.02x $41.47 Million $38.87 Million $1.86 Billion ▲ +4.5%
2021 0.02x $34.21 Million $29.70 Million $1.61 Billion ▲ +40.3%
2020 0.02x $18.10 Million $11.45 Million $1.19 Billion ▲ +18.5%
2019 0.01x $12.41 Million $11.02 Million $968.85 Million ▼ -15.4%
2018 0.02x $12.01 Million $11.52 Million $792.65 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities