Southern States Bancshares Inc (SSBK) — Financial Flexibility Index

Latest as of March 2025: 0.00x

Southern States Bancshares Inc (SSBK) has a Financial Flexibility Index of 0.00x as of March 2025. Free cash flow of $9.62 Million (operating CF $9.61 Million minus capex $12.00K) represents 0% of total liabilities ($2.56 Billion). Check how aggressively does Southern States Bancshares Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$9.62 Million
Operating CF − Capex

Total Liabilities

$2.56 Billion
USD

Capital Expenditures

$12.00K
USD

Southern States Bancshares Inc Financial Flexibility Index (2018–2024)

Historical Financial Flexibility Index trend for Southern States Bancshares Inc across 7 annual periods. For the full cash flow conversion analysis, see Southern States Bancshares Inc (SSBK) cash flow conversion.

Annual Financial Flexibility Index for Southern States Bancshares Inc (2018–2024)

Year-by-year free cash flow to debt coverage for Southern States Bancshares Inc. Explore SSBK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.02x $40.82 Million $39.46 Million $2.57 Billion ▼ -10.4%
2023 0.02x $39.60 Million $39.35 Million $2.23 Billion ▼ -20.3%
2022 0.02x $41.47 Million $38.87 Million $1.86 Billion ▲ +4.5%
2021 0.02x $34.21 Million $29.70 Million $1.61 Billion ▲ +40.3%
2020 0.02x $18.10 Million $11.45 Million $1.19 Billion ▲ +18.5%
2019 0.01x $12.41 Million $11.02 Million $968.85 Million ▼ -15.4%
2018 0.02x $12.01 Million $11.52 Million $792.65 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities