Southern States Bancshares Inc (SSBK) — Cash Flow Reinvestment Rate

Latest as of March 2025: 3.56x

Southern States Bancshares Inc (SSBK) has a Cash Flow Reinvestment Rate of 3.56x as of March 2025, reinvesting $34.18 Million (capex $12.00K plus investments $-34.17 Million) from operating cash flow of $9.61 Million. Check Southern States Bancshares Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

3.56x
(Capex + Investments) / Operating CF

Total Reinvested

$34.18 Million
Capex + Investments

Operating Cash Flow

$9.61 Million
USD

Capital Expenditures

$12.00K
USD

Southern States Bancshares Inc Cash Flow Reinvestment Rate (2018–2024)

Historical reinvestment intensity for Southern States Bancshares Inc across 7 annual periods. Explore Southern States Bancshares Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Southern States Bancshares Inc (2018–2024)

Year-by-year capital reinvestment analysis for Southern States Bancshares Inc. For live market cap and broader valuation context, see Southern States Bancshares Inc stock valuation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 1.42x $56.22 Million $39.46 Million $1.36 Million ▼ -79.4%
2023 6.91x $271.75 Million $39.35 Million $249.00K ▼ -30.2%
2022 9.89x $384.58 Million $38.87 Million $2.60 Million ▲ +10.8%
2021 8.93x $265.32 Million $29.70 Million $4.51 Million ▲ +66.1%
2020 5.38x $61.61 Million $11.45 Million $6.65 Million ▼ -24.4%
2019 7.11x $78.37 Million $11.02 Million $1.39 Million ▲ +12235.0%
2018 0.06x $663.87K $11.52 Million $494.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow