Southern States Bancshares Inc (SSBK) — Cash Flow Reinvestment Rate

Latest as of March 2025: 3.56x

Southern States Bancshares Inc (SSBK) has a Cash Flow Reinvestment Rate of 3.56x as of March 2025, reinvesting $34.18 Million (capex $12.00K plus investments $-34.17 Million) from operating cash flow of $9.61 Million. See SSBK FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

3.56x
(Capex + Investments) / Operating CF

Total Reinvested

$34.18 Million
Capex + Investments

Operating Cash Flow

$9.61 Million
USD

Capital Expenditures

$12.00K
USD

Southern States Bancshares Inc Cash Flow Reinvestment Rate (2018–2024)

Historical reinvestment intensity for Southern States Bancshares Inc across 7 annual periods. For the full cash flow conversion analysis, see SSBK operating cash flow.

Annual Cash Flow Reinvestment Rate for Southern States Bancshares Inc (2018–2024)

Year-by-year capital reinvestment analysis for Southern States Bancshares Inc. See SSBK FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 1.42x $56.22 Million $39.46 Million $1.36 Million ▼ -79.4%
2023 6.91x $271.75 Million $39.35 Million $249.00K ▼ -30.2%
2022 9.89x $384.58 Million $38.87 Million $2.60 Million ▲ +10.8%
2021 8.93x $265.32 Million $29.70 Million $4.51 Million ▲ +66.1%
2020 5.38x $61.61 Million $11.45 Million $6.65 Million ▼ -24.4%
2019 7.11x $78.37 Million $11.02 Million $1.39 Million ▲ +12235.0%
2018 0.06x $663.87K $11.52 Million $494.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow