Southern States Bancshares Inc (SSBK) — Net Asset Quality Index

Latest as of March 2025: 10.2%

Southern States Bancshares Inc (SSBK) has a Net Asset Quality Index of 10.2% as of March 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.85 Billion minus total liabilities of $2.56 Billion yields net assets of $290.18 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Southern States Bancshares Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

10.2%
Equity / Total Assets

Net Assets

$290.18 Million
USD

Total Assets

$2.85 Billion
USD

Total Liabilities

$2.56 Billion
USD

Southern States Bancshares Inc Net Asset Quality Index Over Time (2018–2024)

This chart shows how Southern States Bancshares Inc's Net Asset Quality Index has evolved across 7 annual periods from 2018 to 2024. As of March 2025, the index stands at 10.2%, representing net assets of $290.18 Million against total assets of $2.85 Billion USD. See SSBK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Southern States Bancshares Inc (2018–2024)

The table below presents the year-by-year Net Asset Quality Index for Southern States Bancshares Inc from 2018 to 2024, covering 7 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see SSBK company net worth.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2024 9.8% $279.89 Million $2.85 Billion $2.57 Billion ▲ +1.0 pp
2023 8.8% $214.96 Million $2.45 Billion $2.23 Billion ▼ -0.1 pp
2022 8.9% $181.72 Million $2.04 Billion $1.86 Billion ▼ -1.1 pp
2021 9.9% $177.20 Million $1.78 Billion $1.61 Billion ▼ -0.6 pp
2020 10.6% $140.66 Million $1.33 Billion $1.19 Billion ▼ -1.0 pp
2019 11.6% $126.64 Million $1.10 Billion $968.85 Million ▲ +0.8 pp
2018 10.8% $95.47 Million $888.13 Million $792.65 Million
pp = percentage points