TFS Financial Corporation Cash Flow Quality Index
TFS Financial Corporation cash flow quality index. TFS Financial Corporation (TFSL) has a Cash Flow Quality Index of 1.06x as of June 2026. Operating cash flow of $32.51 Million exceeds net income of $30.54 Million, indicating high earnings quality where cash backs reported profits. See TFS Financial Corporation financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of TFS Financial Corporation (2004–2025)
Cash flow quality index of TFS Financial Corporation from 2004 to 2025. Historical Cash Flow Quality Index for TFS Financial Corporation across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore TFS Financial Corporation (TFSL) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
TFS Financial Corporation Cash Flow Quality Index by Year (2004–2025)
TFS Financial Corporation cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for TFS Financial Corporation. For the full cash flow conversion analysis, see cash flow conversion of TFS Financial Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.91x | $82.42 Million | $90.96 Million | ▼ -18.6% |
| 2024 | 1.11x | $88.60 Million | $79.59 Million | ▲ +79.9% |
| 2023 | 0.62x | $46.57 Million | $75.25 Million | ▲ +18.5% |
| 2022 | 0.52x | $38.93 Million | $74.56 Million | ▼ -49.1% |
| 2021 | 1.03x | $83.16 Million | $81.01 Million | ▼ -29.8% |
| 2020 | 1.46x | $121.80 Million | $83.32 Million | ▲ +13.9% |
| 2019 | 1.28x | $103.00 Million | $80.24 Million | ▲ +19.0% |
| 2018 | 1.08x | $92.11 Million | $85.41 Million | ▼ -5.2% |
| 2017 | 1.14x | $101.17 Million | $88.88 Million | ▲ +8.0% |
| 2016 | 1.05x | $84.91 Million | $80.55 Million | ▼ -25.1% |
| 2015 | 1.41x | $102.10 Million | $72.59 Million | ▼ -10.5% |
| 2014 | 1.57x | $103.51 Million | $65.89 Million | ▼ -37.6% |
| 2013 | 2.52x | $140.81 Million | $55.96 Million | ▼ -81.4% |
| 2012 | 13.56x | $155.63 Million | $11.48 Million | ▼ -6.6% |
| 2011 | 14.51x | $135.57 Million | $9.34 Million | ▲ +41.2% |
| 2010 | 10.28x | $116.52 Million | $11.34 Million | ▼ -45.6% |
| 2009 | 18.90x | $272.02 Million | $14.39 Million | ▲ +3450.2% |
| 2008 | 0.53x | $29.00 Million | $54.49 Million | ▼ -95.0% |
| 2007 | 10.68x | $273.44 Million | $25.61 Million | ▲ +30.5% |
| 2006 | 8.18x | $356.15 Million | $43.54 Million | ▲ +651.3% |
| 2005 | -1.48x | $-95.72 Million | $64.51 Million | ▼ -53.6% |
| 2004 | -0.97x | $-53.59 Million | $55.47 Million | — |