TFS Financial Corporation (TFSL) — Cash Flow Quality Index
TFS Financial Corporation (TFSL) has a Cash Flow Quality Index of 2.64x as of December 2025. Operating cash flow of $58.75 Million exceeds net income of $22.27 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does TFS Financial Corporation generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
TFS Financial Corporation Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for TFS Financial Corporation across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does TFS Financial Corporation reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for TFS Financial Corporation (2004–2025)
Year-by-year earnings quality comparison for TFS Financial Corporation. For live market cap and the full company financial profile, see TFSL company net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.91x | $82.42 Million | $90.96 Million | ▼ -18.6% |
| 2024 | 1.11x | $88.60 Million | $79.59 Million | ▲ +79.9% |
| 2023 | 0.62x | $46.57 Million | $75.25 Million | ▲ +18.5% |
| 2022 | 0.52x | $38.93 Million | $74.56 Million | ▼ -49.1% |
| 2021 | 1.03x | $83.16 Million | $81.01 Million | ▼ -29.8% |
| 2020 | 1.46x | $121.80 Million | $83.32 Million | ▲ +13.9% |
| 2019 | 1.28x | $103.00 Million | $80.24 Million | ▲ +19.0% |
| 2018 | 1.08x | $92.11 Million | $85.41 Million | ▼ -5.2% |
| 2017 | 1.14x | $101.17 Million | $88.88 Million | ▲ +8.0% |
| 2016 | 1.05x | $84.91 Million | $80.55 Million | ▼ -25.1% |
| 2015 | 1.41x | $102.10 Million | $72.59 Million | ▼ -10.5% |
| 2014 | 1.57x | $103.51 Million | $65.89 Million | ▼ -37.6% |
| 2013 | 2.52x | $140.81 Million | $55.96 Million | ▼ -81.4% |
| 2012 | 13.56x | $155.63 Million | $11.48 Million | ▼ -6.6% |
| 2011 | 14.51x | $135.57 Million | $9.34 Million | ▲ +41.2% |
| 2010 | 10.28x | $116.52 Million | $11.34 Million | ▼ -45.6% |
| 2009 | 18.90x | $272.02 Million | $14.39 Million | ▲ +3450.2% |
| 2008 | 0.53x | $29.00 Million | $54.49 Million | ▼ -95.0% |
| 2007 | 10.68x | $273.44 Million | $25.61 Million | ▲ +30.5% |
| 2006 | 8.18x | $356.15 Million | $43.54 Million | ▲ +651.3% |
| 2005 | -1.48x | $-95.72 Million | $64.51 Million | ▼ -53.6% |
| 2004 | -0.97x | $-53.59 Million | $55.47 Million | — |