TFS Financial Corporation (TFSL) — Cash Flow Reinvestment Rate

Latest as of December 2025: 1.19x

TFS Financial Corporation (TFSL) has a Cash Flow Reinvestment Rate of 1.19x as of December 2025, reinvesting $69.85 Million (capex $1.66 Million plus investments $68.19 Million) from operating cash flow of $58.75 Million. See how much free cash does TFS Financial Corporation generate to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

1.19x
(Capex + Investments) / Operating CF

Total Reinvested

$69.85 Million
Capex + Investments

Operating Cash Flow

$58.75 Million
USD

Capital Expenditures

$1.66 Million
USD

TFS Financial Corporation Cash Flow Reinvestment Rate (2006–2025)

Historical reinvestment intensity for TFS Financial Corporation across 20 annual periods. For the full cash flow conversion analysis, see TFSL cash generation efficiency.

Annual Cash Flow Reinvestment Rate for TFS Financial Corporation (2006–2025)

Year-by-year capital reinvestment analysis for TFS Financial Corporation. See TFSL financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 4.80x $395.44 Million $82.42 Million $11.45 Million ▲ +232.7%
2024 1.44x $127.77 Million $88.60 Million $3.06 Million ▼ -94.0%
2023 24.14x $1.12 Billion $46.57 Million $5.25 Million ▲ +954.2%
2022 2.29x $89.15 Million $38.93 Million $2.70 Million ▲ +809.6%
2021 0.25x $20.94 Million $83.16 Million $1.34 Million ▼ -99.3%
2020 35.97x $4.38 Billion $121.80 Million $3.21 Million ▲ +971.5%
2019 3.36x $345.76 Million $103.00 Million $3.78 Million ▼ -35.7%
2018 5.22x $481.13 Million $92.11 Million $8.37 Million ▼ -30.9%
2017 7.56x $764.36 Million $101.17 Million $4.15 Million ▲ +34.4%
2016 5.62x $477.36 Million $84.91 Million $9.12 Million ▼ -8.4%
2015 6.13x $626.31 Million $102.10 Million $5.52 Million ▼ -8.6%
2014 6.71x $694.41 Million $103.51 Million $2.82 Million ▼ -63.5%
2013 18.36x $2.58 Billion $140.81 Million $2.82 Million ▲ +31.1%
2012 14.00x $2.18 Billion $155.63 Million $7.33 Million ▼ -8.9%
2011 15.37x $2.08 Billion $135.57 Million $2.62 Million ▼ -31.4%
2010 22.41x $2.61 Billion $116.52 Million $4.40 Million ▲ +143542.9%
2009 0.02x $4.24 Million $272.02 Million $4.24 Million ▼ -91.2%
2008 0.18x $5.17 Million $29.00 Million $5.17 Million ▲ +478.8%
2007 0.03x $8.42 Million $273.44 Million $8.42 Million ▲ +214.1%
2006 0.01x $3.49 Million $356.15 Million $3.49 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow