TFS Financial Corporation (TFSL) — Financial Flexibility Index

Latest as of December 2025: 0.00x

TFS Financial Corporation (TFSL) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $60.41 Million (operating CF $58.75 Million minus capex $1.66 Million) represents 0% of total liabilities ($15.60 Billion). Check TFS Financial Corporation strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$60.41 Million
Operating CF − Capex

Total Liabilities

$15.60 Billion
USD

Capital Expenditures

$1.66 Million
USD

TFS Financial Corporation Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for TFS Financial Corporation across 21 annual periods. See TFS Financial Corporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for TFS Financial Corporation (2005–2025)

Year-by-year free cash flow to debt coverage for TFS Financial Corporation. For the full company profile including market capitalisation, see market value of TFS Financial Corporation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $93.87 Million $82.42 Million $15.56 Billion ▲ +0.2%
2024 0.01x $91.66 Million $88.60 Million $15.23 Billion ▲ +74.1%
2023 0.00x $51.82 Million $46.57 Million $14.99 Billion ▲ +15.8%
2022 0.00x $41.63 Million $38.93 Million $13.95 Billion ▼ -56.5%
2021 0.01x $84.49 Million $83.16 Million $12.33 Billion ▼ -28.9%
2020 0.01x $125.00 Million $121.80 Million $12.97 Billion ▲ +15.9%
2019 0.01x $106.78 Million $103.00 Million $12.85 Billion ▲ +2.4%
2018 0.01x $100.49 Million $92.11 Million $12.38 Billion ▼ -7.5%
2017 0.01x $105.32 Million $101.17 Million $12.00 Billion ▲ +5.0%
2016 0.01x $94.04 Million $84.91 Million $11.25 Billion ▼ -17.4%
2015 0.01x $107.62 Million $102.10 Million $10.64 Billion ▼ -5.1%
2014 0.01x $106.32 Million $103.51 Million $9.97 Billion ▼ -30.2%
2013 0.02x $143.63 Million $140.81 Million $9.40 Billion ▼ -9.0%
2012 0.02x $162.96 Million $155.63 Million $9.71 Billion ▲ +10.7%
2011 0.02x $138.18 Million $135.57 Million $9.12 Billion ▲ +16.8%
2010 0.01x $120.92 Million $116.52 Million $9.32 Billion ▼ -58.4%
2009 0.03x $276.26 Million $272.02 Million $8.85 Billion ▲ +716.7%
2008 0.00x $34.17 Million $29.00 Million $8.94 Billion ▼ -88.8%
2007 0.03x $281.86 Million $273.44 Million $8.29 Billion ▼ -28.3%
2006 0.05x $359.64 Million $356.15 Million $7.58 Billion ▲ +499.3%
2005 -0.01x $-94.30 Million $-95.72 Million $7.94 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities