TFS Financial Corporation (TFSL) — Financial Flexibility Index
TFS Financial Corporation (TFSL) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $60.41 Million (operating CF $58.75 Million minus capex $1.66 Million) represents 0% of total liabilities ($15.60 Billion). Check TFS Financial Corporation (TFSL) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
TFS Financial Corporation Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for TFS Financial Corporation across 21 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of TFS Financial Corporation.
Annual Financial Flexibility Index for TFS Financial Corporation (2005–2025)
Year-by-year free cash flow to debt coverage for TFS Financial Corporation. Explore cash flow to debt ratio of TFS Financial Corporation to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $93.87 Million | $82.42 Million | $15.56 Billion | ▲ +0.2% |
| 2024 | 0.01x | $91.66 Million | $88.60 Million | $15.23 Billion | ▲ +74.1% |
| 2023 | 0.00x | $51.82 Million | $46.57 Million | $14.99 Billion | ▲ +15.8% |
| 2022 | 0.00x | $41.63 Million | $38.93 Million | $13.95 Billion | ▼ -56.5% |
| 2021 | 0.01x | $84.49 Million | $83.16 Million | $12.33 Billion | ▼ -28.9% |
| 2020 | 0.01x | $125.00 Million | $121.80 Million | $12.97 Billion | ▲ +15.9% |
| 2019 | 0.01x | $106.78 Million | $103.00 Million | $12.85 Billion | ▲ +2.4% |
| 2018 | 0.01x | $100.49 Million | $92.11 Million | $12.38 Billion | ▼ -7.5% |
| 2017 | 0.01x | $105.32 Million | $101.17 Million | $12.00 Billion | ▲ +5.0% |
| 2016 | 0.01x | $94.04 Million | $84.91 Million | $11.25 Billion | ▼ -17.4% |
| 2015 | 0.01x | $107.62 Million | $102.10 Million | $10.64 Billion | ▼ -5.1% |
| 2014 | 0.01x | $106.32 Million | $103.51 Million | $9.97 Billion | ▼ -30.2% |
| 2013 | 0.02x | $143.63 Million | $140.81 Million | $9.40 Billion | ▼ -9.0% |
| 2012 | 0.02x | $162.96 Million | $155.63 Million | $9.71 Billion | ▲ +10.7% |
| 2011 | 0.02x | $138.18 Million | $135.57 Million | $9.12 Billion | ▲ +16.8% |
| 2010 | 0.01x | $120.92 Million | $116.52 Million | $9.32 Billion | ▼ -58.4% |
| 2009 | 0.03x | $276.26 Million | $272.02 Million | $8.85 Billion | ▲ +716.7% |
| 2008 | 0.00x | $34.17 Million | $29.00 Million | $8.94 Billion | ▼ -88.8% |
| 2007 | 0.03x | $281.86 Million | $273.44 Million | $8.29 Billion | ▼ -28.3% |
| 2006 | 0.05x | $359.64 Million | $356.15 Million | $7.58 Billion | ▲ +499.3% |
| 2005 | -0.01x | $-94.30 Million | $-95.72 Million | $7.94 Billion | — |