Valley National Bancorp (VLY) — Cash Flow Quality Index
Valley National Bancorp (VLY) has a Cash Flow Quality Index of 1.01x as of December 2025. Operating cash flow of $196.64 Million exceeds net income of $195.40 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does Valley National Bancorp generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Valley National Bancorp Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Valley National Bancorp across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Valley National Bancorp (VLY) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Valley National Bancorp (1989–2025)
Year-by-year earnings quality comparison for Valley National Bancorp. For live market cap and the full company financial profile, see VLY market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.57x | $343.83 Million | $597.98 Million | ▼ -60.1% |
| 2024 | 1.44x | $548.54 Million | $380.27 Million | ▲ +90.1% |
| 2023 | 0.76x | $378.19 Million | $498.51 Million | ▼ -69.8% |
| 2022 | 2.51x | $1.43 Billion | $568.85 Million | ▲ +42.1% |
| 2021 | 1.77x | $837.14 Million | $473.84 Million | ▲ +355.4% |
| 2020 | 0.39x | $151.53 Million | $390.61 Million | ▼ -91.8% |
| 2019 | 4.73x | $1.46 Billion | $309.79 Million | ▲ +306.4% |
| 2018 | 1.16x | $303.96 Million | $261.43 Million | ▼ -69.6% |
| 2017 | 3.82x | $619.23 Million | $161.91 Million | ▲ +53.4% |
| 2016 | 2.49x | $419.18 Million | $168.15 Million | ▲ +65.7% |
| 2015 | 1.50x | $154.93 Million | $102.96 Million | ▼ -5.0% |
| 2014 | 1.58x | $183.98 Million | $116.17 Million | ▼ -26.8% |
| 2013 | 2.16x | $285.36 Million | $131.96 Million | ▼ -3.9% |
| 2012 | 2.25x | $323.31 Million | $143.63 Million | ▲ +55.9% |
| 2011 | 1.44x | $191.34 Million | $132.51 Million | ▼ -32.7% |
| 2010 | 2.15x | $279.01 Million | $130.01 Million | ▲ +138.2% |
| 2009 | 0.90x | $104.55 Million | $116.06 Million | ▼ -91.0% |
| 2008 | 10.02x | $938.10 Million | $93.59 Million | ▲ +56.5% |
| 2007 | 6.40x | $981.39 Million | $153.23 Million | ▲ +354.5% |
| 2006 | 1.41x | $230.65 Million | $163.69 Million | ▲ +98.4% |
| 2005 | 0.71x | $116.09 Million | $163.45 Million | ▼ -32.1% |
| 2004 | 1.05x | $161.56 Million | $154.40 Million | ▼ -28.1% |
| 2003 | 1.46x | $223.23 Million | $153.41 Million | ▲ +97.7% |
| 2002 | 0.74x | $113.83 Million | $154.62 Million | ▼ -38.8% |
| 2001 | 1.20x | $162.54 Million | $135.20 Million | ▼ -0.4% |
| 2000 | 1.21x | $152.90 Million | $126.74 Million | ▼ -14.2% |
| 1999 | 1.41x | $176.26 Million | $125.34 Million | ▼ -54.2% |
| 1998 | 3.07x | $310.70 Million | $101.30 Million | ▲ +57.2% |
| 1997 | 1.95x | $176.00 Million | $90.20 Million | ▲ +17.3% |
| 1996 | 1.66x | $118.90 Million | $71.50 Million | ▲ +24.8% |
| 1995 | 1.33x | $83.40 Million | $62.60 Million | ▲ +13.8% |
| 1994 | 1.17x | $69.10 Million | $59.00 Million | ▼ -13.7% |
| 1993 | 1.36x | $74.10 Million | $54.60 Million | ▼ -64.4% |
| 1992 | 3.81x | $158.70 Million | $41.60 Million | ▼ -54.1% |
| 1991 | 8.32x | $250.30 Million | $30.10 Million | ▲ +574.7% |
| 1990 | 1.23x | $33.40 Million | $27.10 Million | ▲ +15.1% |
| 1989 | 1.07x | $36.30 Million | $33.90 Million | — |