Valley National Bancorp (VLY) — Cash Flow Quality Index
Valley National Bancorp (VLY) has a Cash Flow Quality Index of 1.01x as of December 2025. Operating cash flow of $196.64 Million exceeds net income of $195.40 Million, indicating high earnings quality where cash backs reported profits. Explore Valley National Bancorp (VLY) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Valley National Bancorp Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Valley National Bancorp across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see VLY cash flow conversion.
Annual Cash Flow Quality Index for Valley National Bancorp (1989–2025)
Year-by-year earnings quality comparison for Valley National Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.57x | $343.83 Million | $597.98 Million | ▼ -60.1% |
| 2024 | 1.44x | $548.54 Million | $380.27 Million | ▲ +90.1% |
| 2023 | 0.76x | $378.19 Million | $498.51 Million | ▼ -69.8% |
| 2022 | 2.51x | $1.43 Billion | $568.85 Million | ▲ +42.1% |
| 2021 | 1.77x | $837.14 Million | $473.84 Million | ▲ +355.4% |
| 2020 | 0.39x | $151.53 Million | $390.61 Million | ▼ -91.8% |
| 2019 | 4.73x | $1.46 Billion | $309.79 Million | ▲ +306.4% |
| 2018 | 1.16x | $303.96 Million | $261.43 Million | ▼ -69.6% |
| 2017 | 3.82x | $619.23 Million | $161.91 Million | ▲ +53.4% |
| 2016 | 2.49x | $419.18 Million | $168.15 Million | ▲ +65.7% |
| 2015 | 1.50x | $154.93 Million | $102.96 Million | ▼ -5.0% |
| 2014 | 1.58x | $183.98 Million | $116.17 Million | ▼ -26.8% |
| 2013 | 2.16x | $285.36 Million | $131.96 Million | ▼ -3.9% |
| 2012 | 2.25x | $323.31 Million | $143.63 Million | ▲ +55.9% |
| 2011 | 1.44x | $191.34 Million | $132.51 Million | ▼ -32.7% |
| 2010 | 2.15x | $279.01 Million | $130.01 Million | ▲ +138.2% |
| 2009 | 0.90x | $104.55 Million | $116.06 Million | ▼ -91.0% |
| 2008 | 10.02x | $938.10 Million | $93.59 Million | ▲ +56.5% |
| 2007 | 6.40x | $981.39 Million | $153.23 Million | ▲ +354.5% |
| 2006 | 1.41x | $230.65 Million | $163.69 Million | ▲ +98.4% |
| 2005 | 0.71x | $116.09 Million | $163.45 Million | ▼ -32.1% |
| 2004 | 1.05x | $161.56 Million | $154.40 Million | ▼ -28.1% |
| 2003 | 1.46x | $223.23 Million | $153.41 Million | ▲ +97.7% |
| 2002 | 0.74x | $113.83 Million | $154.62 Million | ▼ -38.8% |
| 2001 | 1.20x | $162.54 Million | $135.20 Million | ▼ -0.4% |
| 2000 | 1.21x | $152.90 Million | $126.74 Million | ▼ -14.2% |
| 1999 | 1.41x | $176.26 Million | $125.34 Million | ▼ -54.2% |
| 1998 | 3.07x | $310.70 Million | $101.30 Million | ▲ +57.2% |
| 1997 | 1.95x | $176.00 Million | $90.20 Million | ▲ +17.3% |
| 1996 | 1.66x | $118.90 Million | $71.50 Million | ▲ +24.8% |
| 1995 | 1.33x | $83.40 Million | $62.60 Million | ▲ +13.8% |
| 1994 | 1.17x | $69.10 Million | $59.00 Million | ▼ -13.7% |
| 1993 | 1.36x | $74.10 Million | $54.60 Million | ▼ -64.4% |
| 1992 | 3.81x | $158.70 Million | $41.60 Million | ▼ -54.1% |
| 1991 | 8.32x | $250.30 Million | $30.10 Million | ▲ +574.7% |
| 1990 | 1.23x | $33.40 Million | $27.10 Million | ▲ +15.1% |
| 1989 | 1.07x | $36.30 Million | $33.90 Million | — |