Valley National Bancorp Cash Flow Quality Index
Valley National Bancorp cash flow quality index. Valley National Bancorp (VLY) has a Cash Flow Quality Index of 1.01x as of December 2025. Operating cash flow of $196.64 Million exceeds net income of $195.40 Million, indicating high earnings quality where cash backs reported profits. See VLY financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Valley National Bancorp (1989–2025)
Cash flow quality index of Valley National Bancorp from 1989 to 2025. Historical Cash Flow Quality Index for Valley National Bancorp across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore VLY operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Valley National Bancorp Cash Flow Quality Index by Year (1989–2025)
Valley National Bancorp cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for Valley National Bancorp. For the full cash flow conversion analysis, see VLY operating cash flow.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.57x | $343.83 Million | $597.98 Million | ▼ -60.1% |
| 2024 | 1.44x | $548.54 Million | $380.27 Million | ▲ +90.1% |
| 2023 | 0.76x | $378.19 Million | $498.51 Million | ▼ -69.8% |
| 2022 | 2.51x | $1.43 Billion | $568.85 Million | ▲ +42.1% |
| 2021 | 1.77x | $837.14 Million | $473.84 Million | ▲ +355.4% |
| 2020 | 0.39x | $151.53 Million | $390.61 Million | ▼ -91.8% |
| 2019 | 4.73x | $1.46 Billion | $309.79 Million | ▲ +306.4% |
| 2018 | 1.16x | $303.96 Million | $261.43 Million | ▼ -69.6% |
| 2017 | 3.82x | $619.23 Million | $161.91 Million | ▲ +53.4% |
| 2016 | 2.49x | $419.18 Million | $168.15 Million | ▲ +65.7% |
| 2015 | 1.50x | $154.93 Million | $102.96 Million | ▼ -5.0% |
| 2014 | 1.58x | $183.98 Million | $116.17 Million | ▼ -26.8% |
| 2013 | 2.16x | $285.36 Million | $131.96 Million | ▼ -3.9% |
| 2012 | 2.25x | $323.31 Million | $143.63 Million | ▲ +55.9% |
| 2011 | 1.44x | $191.34 Million | $132.51 Million | ▼ -32.7% |
| 2010 | 2.15x | $279.01 Million | $130.01 Million | ▲ +138.2% |
| 2009 | 0.90x | $104.55 Million | $116.06 Million | ▼ -91.0% |
| 2008 | 10.02x | $938.10 Million | $93.59 Million | ▲ +56.5% |
| 2007 | 6.40x | $981.39 Million | $153.23 Million | ▲ +354.5% |
| 2006 | 1.41x | $230.65 Million | $163.69 Million | ▲ +98.4% |
| 2005 | 0.71x | $116.09 Million | $163.45 Million | ▼ -32.1% |
| 2004 | 1.05x | $161.56 Million | $154.40 Million | ▼ -28.1% |
| 2003 | 1.46x | $223.23 Million | $153.41 Million | ▲ +97.7% |
| 2002 | 0.74x | $113.83 Million | $154.62 Million | ▼ -38.8% |
| 2001 | 1.20x | $162.54 Million | $135.20 Million | ▼ -0.4% |
| 2000 | 1.21x | $152.90 Million | $126.74 Million | ▼ -14.2% |
| 1999 | 1.41x | $176.26 Million | $125.34 Million | ▼ -54.2% |
| 1998 | 3.07x | $310.70 Million | $101.30 Million | ▲ +57.2% |
| 1997 | 1.95x | $176.00 Million | $90.20 Million | ▲ +17.3% |
| 1996 | 1.66x | $118.90 Million | $71.50 Million | ▲ +24.8% |
| 1995 | 1.33x | $83.40 Million | $62.60 Million | ▲ +13.8% |
| 1994 | 1.17x | $69.10 Million | $59.00 Million | ▼ -13.7% |
| 1993 | 1.36x | $74.10 Million | $54.60 Million | ▼ -64.4% |
| 1992 | 3.81x | $158.70 Million | $41.60 Million | ▼ -54.1% |
| 1991 | 8.32x | $250.30 Million | $30.10 Million | ▲ +574.7% |
| 1990 | 1.23x | $33.40 Million | $27.10 Million | ▲ +15.1% |
| 1989 | 1.07x | $36.30 Million | $33.90 Million | — |