Valley National Bancorp Defensive Interval Ratio
Valley National Bancorp defensive interval ratio. Valley National Bancorp (VLY) has a Defensive Interval Ratio of 2166 days as of December 2025. Defensive assets of $4.45 Billion (cash $-, short-term investments $4.20 Billion, receivables $243.90 Million) cover 2166 days of daily cash needs of $2.05 Million/day. See how liquid is Valley National Bancorp's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Valley National Bancorp (1989–2025)
Defensive interval ratio of Valley National Bancorp from 1989 to 2025. This chart shows how Valley National Bancorp's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 2166 days, meaning defensive assets of $4.45 Billion can fund 2166 days of operations without new revenue. Check how resilient are Valley National Bancorp's assets to evaluate the company's liquid asset resilience ratio.
Valley National Bancorp Defensive Interval Ratio by Year (1989–2025)
Valley National Bancorp defensive interval ratio by year from 1989 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Valley National Bancorp from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Valley National Bancorp balance sheet assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2166 days | $4.45 Billion | $2.05 Million/day | $- | $4.20 Billion | ▲ +2162 days |
| 2024 | 3 days | $473.76 Million | $137.39 Million/day | $- | $233.82 Million | ▼ -7 days |
| 2023 | 11 days | $1.54 Billion | $140.94 Million/day | $- | $1.30 Billion | ▲ +0 days |
| 2022 | 11 days | $1.46 Billion | $134.53 Million/day | $- | $1.26 Billion | ▼ -1 days |
| 2021 | 12 days | $1.23 Billion | $100.27 Million/day | $- | $1.13 Billion | ▼ -3 days |
| 2020 | 16 days | $1.45 Billion | $92.51 Million/day | $- | $1.34 Billion | ▼ -4 days |
| 2019 | 20 days | $1.67 Billion | $84.70 Million/day | $- | $1.57 Billion | ▼ -5 days |
| 2018 | 25 days | $1.84 Billion | $73.56 Million/day | $- | $1.75 Billion | ▼ -5 days |
| 2017 | 30 days | $1.57 Billion | $52.63 Million/day | $- | $1.49 Billion | ▲ +4 days |
| 2016 | 26 days | $1.36 Billion | $52.54 Million/day | $- | $1.30 Billion | ▼ -6 days |
| 2015 | 32 days | $1.57 Billion | $48.93 Million/day | $- | $1.51 Billion | ▲ +9 days |
| 2014 | 23 days | $944.30 Million | $40.61 Million/day | $- | $886.97 Million | ▼ -4 days |
| 2013 | 27 days | $916.41 Million | $33.88 Million/day | $- | $829.69 Million | ▼ 0 days |
| 2012 | 27 days | $905.19 Million | $33.45 Million/day | $- | $807.82 Million | ▲ +3 days |
| 2011 | 24 days | $693.44 Million | $29.23 Million/day | $- | $566.52 Million | ▼ -18 days |
| 2010 | 42 days | $1.18 Billion | $28.43 Million/day | $- | $1.04 Billion | ▼ -7 days |
| 2009 | 49 days | $1.41 Billion | $28.91 Million/day | $- | $1.35 Billion | ▼ -1 days |
| 2008 | 50 days | $1.49 Billion | $29.75 Million/day | $- | $1.44 Billion | ▼ -14 days |
| 2007 | 64 days | $1.66 Billion | $25.98 Million/day | $- | $1.61 Billion | ▼ -6 days |
| 2006 | 70 days | $1.83 Billion | $26.22 Million/day | $- | $1.77 Billion | ▼ -7 days |
| 2005 | 77 days | $2.10 Billion | $27.23 Million/day | $- | $2.04 Billion | ▲ +16 days |
| 2004 | 61 days | $1.34 Billion | $22.00 Million/day | $- | $1.29 Billion | ▼ -1 days |
| 2003 | 62 days | $1.27 Billion | $20.66 Million/day | $- | $1.23 Billion | ▲ +29 days |
| 2002 | 33 days | $632.48 Million | $19.35 Million/day | $- | $590.89 Million | ▲ +30 days |
| 2001 | 2 days | $42.18 Million | $18.66 Million/day | $- | $- | ▼ -3 days |
| 2000 | 5 days | $99.87 Million | $18.34 Million/day | $- | $50.00 Million | ▲ +3 days |
| 1999 | 3 days | $35.50 Million | $14.19 Million/day | $- | $- | ▲ +0 days |
| 1998 | 2 days | $32.20 Million | $13.77 Million/day | $- | $- | ▼ 0 days |
| 1997 | 2 days | $31.20 Million | $12.77 Million/day | $- | $- | ▲ +0 days |
| 1996 | 2 days | $27.10 Million | $11.51 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $30.50 Million | $11.26 Million/day | $- | $- | ▼ 0 days |
| 1994 | 3 days | $25.60 Million | $9.31 Million/day | $- | $- | ▼ 0 days |
| 1993 | 3 days | $23.70 Million | $8.53 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $25.70 Million | $7.97 Million/day | $- | $- | ▼ 0 days |
| 1991 | 3 days | $24.10 Million | $7.18 Million/day | $- | $- | ▼ 0 days |
| 1990 | 4 days | $18.60 Million | $4.93 Million/day | $- | $- | ▲ +0 days |
| 1989 | 4 days | $16.30 Million | $4.46 Million/day | $- | $- | — |