Valley National Bancorp Financial Flexibility Index
Valley National Bancorp financial flexibility index. Valley National Bancorp (VLY) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $205.78 Million (operating CF $196.64 Million minus capex $9.13 Million) represents 0% of total liabilities ($56.47 Billion). See Valley National Bancorp free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Valley National Bancorp (1989–2025)
Financial flexibility index of Valley National Bancorp from 1989 to 2025. Historical Financial Flexibility Index trend for Valley National Bancorp across 37 annual periods. Check cash flow quality index of Valley National Bancorp to evaluate the quality of earnings relative to operating cash generation.
Valley National Bancorp Financial Flexibility Index by Year (1989–2025)
Valley National Bancorp financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for Valley National Bancorp. For the full cash flow conversion analysis, see Valley National Bancorp (VLY) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $343.83 Million | $343.83 Million | $56.47 Billion | ▼ -40.6% |
| 2024 | 0.01x | $564.68 Million | $548.54 Million | $55.06 Billion | ▲ +22.5% |
| 2023 | 0.01x | $454.24 Million | $378.19 Million | $54.23 Billion | ▼ -72.5% |
| 2022 | 0.03x | $1.55 Billion | $1.43 Billion | $51.06 Billion | ▼ -38.5% |
| 2021 | 0.05x | $1.90 Billion | $837.14 Million | $38.36 Billion | ▲ +915.0% |
| 2020 | 0.00x | $176.13 Million | $151.53 Million | $36.09 Billion | ▼ -95.9% |
| 2019 | 0.12x | $3.92 Billion | $1.46 Billion | $33.05 Billion | ▼ -5.6% |
| 2018 | 0.13x | $3.58 Billion | $303.96 Million | $28.51 Billion | ▲ +323.0% |
| 2017 | 0.03x | $637.35 Million | $619.23 Million | $21.47 Billion | ▲ +38.3% |
| 2016 | 0.02x | $439.88 Million | $419.18 Million | $20.49 Billion | ▼ -78.3% |
| 2015 | 0.10x | $1.92 Billion | $154.93 Million | $19.41 Billion | ▲ +78.2% |
| 2014 | 0.06x | $940.78 Million | $183.98 Million | $16.93 Billion | ▲ +170.5% |
| 2013 | 0.02x | $300.22 Million | $285.36 Million | $14.62 Billion | ▼ -13.9% |
| 2012 | 0.02x | $346.05 Million | $323.31 Million | $14.51 Billion | ▲ +49.2% |
| 2011 | 0.02x | $207.74 Million | $191.34 Million | $13.00 Billion | ▼ -30.1% |
| 2010 | 0.02x | $293.61 Million | $279.01 Million | $12.85 Billion | ▲ +129.4% |
| 2009 | 0.01x | $129.84 Million | $104.55 Million | $13.03 Billion | ▼ -86.3% |
| 2008 | 0.07x | $967.98 Million | $938.10 Million | $13.35 Billion | ▼ -17.8% |
| 2007 | 0.09x | $1.04 Billion | $981.39 Million | $11.80 Billion | ▲ +265.8% |
| 2006 | 0.02x | $275.74 Million | $230.65 Million | $11.45 Billion | ▲ +93.3% |
| 2005 | 0.01x | $143.36 Million | $116.09 Million | $11.50 Billion | ▼ -39.6% |
| 2004 | 0.02x | $207.57 Million | $161.56 Million | $10.06 Billion | ▼ -23.6% |
| 2003 | 0.03x | $249.37 Million | $223.23 Million | $9.23 Billion | ▼ -58.8% |
| 2002 | 0.07x | $558.52 Million | $113.83 Million | $8.52 Billion | ▲ +197.5% |
| 2001 | 0.02x | $174.26 Million | $162.54 Million | $7.91 Billion | ▼ -2.1% |
| 2000 | 0.02x | $163.12 Million | $152.90 Million | $7.25 Billion | ▼ -29.7% |
| 1999 | 0.03x | $186.09 Million | $176.26 Million | $5.81 Billion | ▼ -47.3% |
| 1998 | 0.06x | $321.40 Million | $310.70 Million | $5.29 Billion | ▲ +56.1% |
| 1997 | 0.04x | $188.80 Million | $176.00 Million | $4.85 Billion | ▲ +26.7% |
| 1996 | 0.03x | $131.80 Million | $118.90 Million | $4.29 Billion | ▲ +34.2% |
| 1995 | 0.02x | $95.80 Million | $83.40 Million | $4.19 Billion | ▲ +5.1% |
| 1994 | 0.02x | $75.00 Million | $69.10 Million | $3.44 Billion | ▼ -16.8% |
| 1993 | 0.03x | $82.40 Million | $74.10 Million | $3.15 Billion | ▼ -54.3% |
| 1992 | 0.06x | $169.00 Million | $158.70 Million | $2.95 Billion | ▼ -39.5% |
| 1991 | 0.09x | $252.60 Million | $250.30 Million | $2.67 Billion | ▲ +323.8% |
| 1990 | 0.02x | $40.70 Million | $33.40 Million | $1.82 Billion | ▼ -3.5% |
| 1989 | 0.02x | $38.20 Million | $36.30 Million | $1.65 Billion | — |