Valley National Bancorp (VLY) — Financial Flexibility Index
Valley National Bancorp (VLY) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $205.78 Million (operating CF $196.64 Million minus capex $9.13 Million) represents 0% of total liabilities ($56.47 Billion). Check asset allocation strategy of Valley National Bancorp to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Valley National Bancorp Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Valley National Bancorp across 37 annual periods. See working capital position of Valley National Bancorp to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Valley National Bancorp (1989–2025)
Year-by-year free cash flow to debt coverage for Valley National Bancorp. For the full company profile including market capitalisation, see VLY stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $343.83 Million | $343.83 Million | $56.47 Billion | ▼ -40.6% |
| 2024 | 0.01x | $564.68 Million | $548.54 Million | $55.06 Billion | ▲ +22.5% |
| 2023 | 0.01x | $454.24 Million | $378.19 Million | $54.23 Billion | ▼ -72.5% |
| 2022 | 0.03x | $1.55 Billion | $1.43 Billion | $51.06 Billion | ▼ -38.5% |
| 2021 | 0.05x | $1.90 Billion | $837.14 Million | $38.36 Billion | ▲ +915.0% |
| 2020 | 0.00x | $176.13 Million | $151.53 Million | $36.09 Billion | ▼ -95.9% |
| 2019 | 0.12x | $3.92 Billion | $1.46 Billion | $33.05 Billion | ▼ -5.6% |
| 2018 | 0.13x | $3.58 Billion | $303.96 Million | $28.51 Billion | ▲ +323.0% |
| 2017 | 0.03x | $637.35 Million | $619.23 Million | $21.47 Billion | ▲ +38.3% |
| 2016 | 0.02x | $439.88 Million | $419.18 Million | $20.49 Billion | ▼ -78.3% |
| 2015 | 0.10x | $1.92 Billion | $154.93 Million | $19.41 Billion | ▲ +78.2% |
| 2014 | 0.06x | $940.78 Million | $183.98 Million | $16.93 Billion | ▲ +170.5% |
| 2013 | 0.02x | $300.22 Million | $285.36 Million | $14.62 Billion | ▼ -13.9% |
| 2012 | 0.02x | $346.05 Million | $323.31 Million | $14.51 Billion | ▲ +49.2% |
| 2011 | 0.02x | $207.74 Million | $191.34 Million | $13.00 Billion | ▼ -30.1% |
| 2010 | 0.02x | $293.61 Million | $279.01 Million | $12.85 Billion | ▲ +129.4% |
| 2009 | 0.01x | $129.84 Million | $104.55 Million | $13.03 Billion | ▼ -86.3% |
| 2008 | 0.07x | $967.98 Million | $938.10 Million | $13.35 Billion | ▼ -17.8% |
| 2007 | 0.09x | $1.04 Billion | $981.39 Million | $11.80 Billion | ▲ +265.8% |
| 2006 | 0.02x | $275.74 Million | $230.65 Million | $11.45 Billion | ▲ +93.3% |
| 2005 | 0.01x | $143.36 Million | $116.09 Million | $11.50 Billion | ▼ -39.6% |
| 2004 | 0.02x | $207.57 Million | $161.56 Million | $10.06 Billion | ▼ -23.6% |
| 2003 | 0.03x | $249.37 Million | $223.23 Million | $9.23 Billion | ▼ -58.8% |
| 2002 | 0.07x | $558.52 Million | $113.83 Million | $8.52 Billion | ▲ +197.5% |
| 2001 | 0.02x | $174.26 Million | $162.54 Million | $7.91 Billion | ▼ -2.1% |
| 2000 | 0.02x | $163.12 Million | $152.90 Million | $7.25 Billion | ▼ -29.7% |
| 1999 | 0.03x | $186.09 Million | $176.26 Million | $5.81 Billion | ▼ -47.3% |
| 1998 | 0.06x | $321.40 Million | $310.70 Million | $5.29 Billion | ▲ +56.1% |
| 1997 | 0.04x | $188.80 Million | $176.00 Million | $4.85 Billion | ▲ +26.7% |
| 1996 | 0.03x | $131.80 Million | $118.90 Million | $4.29 Billion | ▲ +34.2% |
| 1995 | 0.02x | $95.80 Million | $83.40 Million | $4.19 Billion | ▲ +5.1% |
| 1994 | 0.02x | $75.00 Million | $69.10 Million | $3.44 Billion | ▼ -16.8% |
| 1993 | 0.03x | $82.40 Million | $74.10 Million | $3.15 Billion | ▼ -54.3% |
| 1992 | 0.06x | $169.00 Million | $158.70 Million | $2.95 Billion | ▼ -39.5% |
| 1991 | 0.09x | $252.60 Million | $250.30 Million | $2.67 Billion | ▲ +323.8% |
| 1990 | 0.02x | $40.70 Million | $33.40 Million | $1.82 Billion | ▼ -3.5% |
| 1989 | 0.02x | $38.20 Million | $36.30 Million | $1.65 Billion | — |