Westamerica Bancorporation (WABC) — Cash Flow Quality Index

Latest as of September 2025: 1.04x

Westamerica Bancorporation (WABC) has a Cash Flow Quality Index of 1.04x as of September 2025. Operating cash flow of $29.42 Million exceeds net income of $28.26 Million, indicating high earnings quality where cash backs reported profits. Explore WABC long-term investments to assets to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.04x
Operating CF / Net Income

Operating Cash Flow

$29.42 Million
USD

Net Income

$28.26 Million
USD

Data as of

Sep 2025
Most recent filing

Westamerica Bancorporation Cash Flow Quality Index (1989–2024)

Historical Cash Flow Quality Index for Westamerica Bancorporation across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check WABC goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Westamerica Bancorporation (1989–2024)

Year-by-year earnings quality comparison for Westamerica Bancorporation. For live market cap and the full company financial profile, see WABC stock market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.02x $141.57 Million $138.64 Million ▲ +4.4%
2023 0.98x $158.21 Million $161.77 Million ▲ +5.0%
2022 0.93x $113.70 Million $122.03 Million ▼ -9.2%
2021 1.03x $88.73 Million $86.51 Million ▼ -23.4%
2020 1.34x $107.74 Million $80.41 Million ▲ +33.5%
2019 1.00x $80.70 Million $80.39 Million ▼ -25.7%
2018 1.35x $96.63 Million $71.56 Million ▼ -16.4%
2017 1.61x $80.75 Million $50.02 Million ▲ +22.4%
2016 1.32x $77.64 Million $58.85 Million ▲ +10.1%
2015 1.20x $70.40 Million $58.75 Million ▼ -11.7%
2014 1.36x $82.31 Million $60.65 Million ▲ +6.9%
2013 1.27x $85.31 Million $67.18 Million ▼ -13.8%
2012 1.47x $119.46 Million $81.13 Million ▲ +7.5%
2011 1.37x $120.39 Million $87.89 Million ▲ +12.7%
2010 1.22x $114.97 Million $94.58 Million ▲ +2.3%
2009 1.19x $149.03 Million $125.43 Million ▼ -23.7%
2008 1.56x $93.12 Million $59.84 Million ▲ +28.9%
2007 1.21x $108.36 Million $89.78 Million ▲ +10.4%
2006 1.09x $107.99 Million $98.81 Million ▼ -1.6%
2005 1.11x $117.79 Million $106.04 Million ▼ -6.9%
2004 1.19x $111.29 Million $93.26 Million ▼ -1.7%
2003 1.21x $115.36 Million $95.06 Million ▲ +16.8%
2002 1.04x $90.56 Million $87.14 Million ▼ -11.3%
2001 1.17x $98.72 Million $84.28 Million ▲ +0.3%
2000 1.17x $93.13 Million $79.78 Million ▼ -7.4%
1999 1.26x $95.90 Million $76.10 Million ▲ +46.1%
1998 0.86x $63.30 Million $73.40 Million ▼ -47.2%
1997 1.63x $78.50 Million $48.10 Million ▲ +34.7%
1996 1.21x $56.70 Million $46.80 Million ▼ -18.2%
1995 1.48x $64.00 Million $43.20 Million ▲ +32.1%
1994 1.12x $27.70 Million $24.70 Million ▼ -62.5%
1993 2.99x $28.40 Million $9.50 Million ▲ +73.7%
1992 1.72x $24.10 Million $14.00 Million ▲ +3.5%
1991 1.66x $19.30 Million $11.60 Million ▼ -16.4%
1990 1.99x $21.50 Million $10.80 Million ▲ +33.3%
1989 1.49x $10.90 Million $7.30 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.