Westamerica Bancorporation (WABC) — Cash Flow Quality Index

Latest as of September 2025: 1.04x

Westamerica Bancorporation (WABC) has a Cash Flow Quality Index of 1.04x as of September 2025. Operating cash flow of $29.42 Million exceeds net income of $28.26 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does Westamerica Bancorporation generate cash to assess how effectively this company generates cash.

Cash Flow Quality Index

1.04x
Operating CF / Net Income

Operating Cash Flow

$29.42 Million
USD

Net Income

$28.26 Million
USD

Data as of

Sep 2025
Most recent filing

Westamerica Bancorporation Cash Flow Quality Index (1989–2024)

Historical Cash Flow Quality Index for Westamerica Bancorporation across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does Westamerica Bancorporation reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Westamerica Bancorporation (1989–2024)

Year-by-year earnings quality comparison for Westamerica Bancorporation. For live market cap and the full company financial profile, see WABC company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.02x $141.57 Million $138.64 Million ▲ +4.4%
2023 0.98x $158.21 Million $161.77 Million ▲ +5.0%
2022 0.93x $113.70 Million $122.03 Million ▼ -9.2%
2021 1.03x $88.73 Million $86.51 Million ▼ -23.4%
2020 1.34x $107.74 Million $80.41 Million ▲ +33.5%
2019 1.00x $80.70 Million $80.39 Million ▼ -25.7%
2018 1.35x $96.63 Million $71.56 Million ▼ -16.4%
2017 1.61x $80.75 Million $50.02 Million ▲ +22.4%
2016 1.32x $77.64 Million $58.85 Million ▲ +10.1%
2015 1.20x $70.40 Million $58.75 Million ▼ -11.7%
2014 1.36x $82.31 Million $60.65 Million ▲ +6.9%
2013 1.27x $85.31 Million $67.18 Million ▼ -13.8%
2012 1.47x $119.46 Million $81.13 Million ▲ +7.5%
2011 1.37x $120.39 Million $87.89 Million ▲ +12.7%
2010 1.22x $114.97 Million $94.58 Million ▲ +2.3%
2009 1.19x $149.03 Million $125.43 Million ▼ -23.7%
2008 1.56x $93.12 Million $59.84 Million ▲ +28.9%
2007 1.21x $108.36 Million $89.78 Million ▲ +10.4%
2006 1.09x $107.99 Million $98.81 Million ▼ -1.6%
2005 1.11x $117.79 Million $106.04 Million ▼ -6.9%
2004 1.19x $111.29 Million $93.26 Million ▼ -1.7%
2003 1.21x $115.36 Million $95.06 Million ▲ +16.8%
2002 1.04x $90.56 Million $87.14 Million ▼ -11.3%
2001 1.17x $98.72 Million $84.28 Million ▲ +0.3%
2000 1.17x $93.13 Million $79.78 Million ▼ -7.4%
1999 1.26x $95.90 Million $76.10 Million ▲ +46.1%
1998 0.86x $63.30 Million $73.40 Million ▼ -47.2%
1997 1.63x $78.50 Million $48.10 Million ▲ +34.7%
1996 1.21x $56.70 Million $46.80 Million ▼ -18.2%
1995 1.48x $64.00 Million $43.20 Million ▲ +32.1%
1994 1.12x $27.70 Million $24.70 Million ▼ -62.5%
1993 2.99x $28.40 Million $9.50 Million ▲ +73.7%
1992 1.72x $24.10 Million $14.00 Million ▲ +3.5%
1991 1.66x $19.30 Million $11.60 Million ▼ -16.4%
1990 1.99x $21.50 Million $10.80 Million ▲ +33.3%
1989 1.49x $10.90 Million $7.30 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.