Westamerica Bancorporation (WABC) — Cash Flow Quality Index
Westamerica Bancorporation (WABC) has a Cash Flow Quality Index of 1.04x as of September 2025. Operating cash flow of $29.42 Million exceeds net income of $28.26 Million, indicating high earnings quality where cash backs reported profits. Explore Westamerica Bancorporation debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Westamerica Bancorporation Cash Flow Quality Index (1989–2024)
Historical Cash Flow Quality Index for Westamerica Bancorporation across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Westamerica Bancorporation generate cash.
Annual Cash Flow Quality Index for Westamerica Bancorporation (1989–2024)
Year-by-year earnings quality comparison for Westamerica Bancorporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.02x | $141.57 Million | $138.64 Million | ▲ +4.4% |
| 2023 | 0.98x | $158.21 Million | $161.77 Million | ▲ +5.0% |
| 2022 | 0.93x | $113.70 Million | $122.03 Million | ▼ -9.2% |
| 2021 | 1.03x | $88.73 Million | $86.51 Million | ▼ -23.4% |
| 2020 | 1.34x | $107.74 Million | $80.41 Million | ▲ +33.5% |
| 2019 | 1.00x | $80.70 Million | $80.39 Million | ▼ -25.7% |
| 2018 | 1.35x | $96.63 Million | $71.56 Million | ▼ -16.4% |
| 2017 | 1.61x | $80.75 Million | $50.02 Million | ▲ +22.4% |
| 2016 | 1.32x | $77.64 Million | $58.85 Million | ▲ +10.1% |
| 2015 | 1.20x | $70.40 Million | $58.75 Million | ▼ -11.7% |
| 2014 | 1.36x | $82.31 Million | $60.65 Million | ▲ +6.9% |
| 2013 | 1.27x | $85.31 Million | $67.18 Million | ▼ -13.8% |
| 2012 | 1.47x | $119.46 Million | $81.13 Million | ▲ +7.5% |
| 2011 | 1.37x | $120.39 Million | $87.89 Million | ▲ +12.7% |
| 2010 | 1.22x | $114.97 Million | $94.58 Million | ▲ +2.3% |
| 2009 | 1.19x | $149.03 Million | $125.43 Million | ▼ -23.7% |
| 2008 | 1.56x | $93.12 Million | $59.84 Million | ▲ +28.9% |
| 2007 | 1.21x | $108.36 Million | $89.78 Million | ▲ +10.4% |
| 2006 | 1.09x | $107.99 Million | $98.81 Million | ▼ -1.6% |
| 2005 | 1.11x | $117.79 Million | $106.04 Million | ▼ -6.9% |
| 2004 | 1.19x | $111.29 Million | $93.26 Million | ▼ -1.7% |
| 2003 | 1.21x | $115.36 Million | $95.06 Million | ▲ +16.8% |
| 2002 | 1.04x | $90.56 Million | $87.14 Million | ▼ -11.3% |
| 2001 | 1.17x | $98.72 Million | $84.28 Million | ▲ +0.3% |
| 2000 | 1.17x | $93.13 Million | $79.78 Million | ▼ -7.4% |
| 1999 | 1.26x | $95.90 Million | $76.10 Million | ▲ +46.1% |
| 1998 | 0.86x | $63.30 Million | $73.40 Million | ▼ -47.2% |
| 1997 | 1.63x | $78.50 Million | $48.10 Million | ▲ +34.7% |
| 1996 | 1.21x | $56.70 Million | $46.80 Million | ▼ -18.2% |
| 1995 | 1.48x | $64.00 Million | $43.20 Million | ▲ +32.1% |
| 1994 | 1.12x | $27.70 Million | $24.70 Million | ▼ -62.5% |
| 1993 | 2.99x | $28.40 Million | $9.50 Million | ▲ +73.7% |
| 1992 | 1.72x | $24.10 Million | $14.00 Million | ▲ +3.5% |
| 1991 | 1.66x | $19.30 Million | $11.60 Million | ▼ -16.4% |
| 1990 | 1.99x | $21.50 Million | $10.80 Million | ▲ +33.3% |
| 1989 | 1.49x | $10.90 Million | $7.30 Million | — |