Westamerica Bancorporation Cash Flow Quality Index
Westamerica Bancorporation cash flow quality index. Westamerica Bancorporation (WABC) has a Cash Flow Quality Index of 1.04x as of September 2025. Operating cash flow of $29.42 Million exceeds net income of $28.26 Million, indicating high earnings quality where cash backs reported profits. See WABC free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Westamerica Bancorporation (1989–2024)
Cash flow quality index of Westamerica Bancorporation from 1989 to 2024. Historical Cash Flow Quality Index for Westamerica Bancorporation across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore WABC operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Westamerica Bancorporation Cash Flow Quality Index by Year (1989–2024)
Westamerica Bancorporation cash flow quality index by year from 1989 to 2024. Year-by-year earnings quality comparison for Westamerica Bancorporation. For the full cash flow conversion analysis, see Westamerica Bancorporation operating cash flow efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.02x | $141.57 Million | $138.64 Million | ▲ +4.4% |
| 2023 | 0.98x | $158.21 Million | $161.77 Million | ▲ +5.0% |
| 2022 | 0.93x | $113.70 Million | $122.03 Million | ▼ -9.2% |
| 2021 | 1.03x | $88.73 Million | $86.51 Million | ▼ -23.4% |
| 2020 | 1.34x | $107.74 Million | $80.41 Million | ▲ +33.5% |
| 2019 | 1.00x | $80.70 Million | $80.39 Million | ▼ -25.7% |
| 2018 | 1.35x | $96.63 Million | $71.56 Million | ▼ -16.4% |
| 2017 | 1.61x | $80.75 Million | $50.02 Million | ▲ +22.4% |
| 2016 | 1.32x | $77.64 Million | $58.85 Million | ▲ +10.1% |
| 2015 | 1.20x | $70.40 Million | $58.75 Million | ▼ -11.7% |
| 2014 | 1.36x | $82.31 Million | $60.65 Million | ▲ +6.9% |
| 2013 | 1.27x | $85.31 Million | $67.18 Million | ▼ -13.8% |
| 2012 | 1.47x | $119.46 Million | $81.13 Million | ▲ +7.5% |
| 2011 | 1.37x | $120.39 Million | $87.89 Million | ▲ +12.7% |
| 2010 | 1.22x | $114.97 Million | $94.58 Million | ▲ +2.3% |
| 2009 | 1.19x | $149.03 Million | $125.43 Million | ▼ -23.7% |
| 2008 | 1.56x | $93.12 Million | $59.84 Million | ▲ +28.9% |
| 2007 | 1.21x | $108.36 Million | $89.78 Million | ▲ +10.4% |
| 2006 | 1.09x | $107.99 Million | $98.81 Million | ▼ -1.6% |
| 2005 | 1.11x | $117.79 Million | $106.04 Million | ▼ -6.9% |
| 2004 | 1.19x | $111.29 Million | $93.26 Million | ▼ -1.7% |
| 2003 | 1.21x | $115.36 Million | $95.06 Million | ▲ +16.8% |
| 2002 | 1.04x | $90.56 Million | $87.14 Million | ▼ -11.3% |
| 2001 | 1.17x | $98.72 Million | $84.28 Million | ▲ +0.3% |
| 2000 | 1.17x | $93.13 Million | $79.78 Million | ▼ -7.4% |
| 1999 | 1.26x | $95.90 Million | $76.10 Million | ▲ +46.1% |
| 1998 | 0.86x | $63.30 Million | $73.40 Million | ▼ -47.2% |
| 1997 | 1.63x | $78.50 Million | $48.10 Million | ▲ +34.7% |
| 1996 | 1.21x | $56.70 Million | $46.80 Million | ▼ -18.2% |
| 1995 | 1.48x | $64.00 Million | $43.20 Million | ▲ +32.1% |
| 1994 | 1.12x | $27.70 Million | $24.70 Million | ▼ -62.5% |
| 1993 | 2.99x | $28.40 Million | $9.50 Million | ▲ +73.7% |
| 1992 | 1.72x | $24.10 Million | $14.00 Million | ▲ +3.5% |
| 1991 | 1.66x | $19.30 Million | $11.60 Million | ▼ -16.4% |
| 1990 | 1.99x | $21.50 Million | $10.80 Million | ▲ +33.3% |
| 1989 | 1.49x | $10.90 Million | $7.30 Million | — |