Westamerica Bancorporation (WABC) — Financial Flexibility Index

Latest as of September 2025: 0.01x

Westamerica Bancorporation (WABC) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $30.10 Million (operating CF $29.42 Million minus capex $686.00K) represents 0% of total liabilities ($4.98 Billion). Check Westamerica Bancorporation (WABC) strategic investment index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$30.10 Million
Operating CF − Capex

Total Liabilities

$4.98 Billion
USD

Capital Expenditures

$686.00K
USD

Westamerica Bancorporation Financial Flexibility Index (1989–2024)

Historical Financial Flexibility Index trend for Westamerica Bancorporation across 36 annual periods. See Westamerica Bancorporation working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Westamerica Bancorporation (1989–2024)

Year-by-year free cash flow to debt coverage for Westamerica Bancorporation. For the full company profile including market capitalisation, see market value of Westamerica Bancorporation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.03x $143.32 Million $141.57 Million $5.19 Billion ▼ -3.0%
2023 0.03x $159.37 Million $158.21 Million $5.59 Billion ▲ +58.0%
2022 0.02x $114.51 Million $113.70 Million $6.35 Billion ▲ +32.9%
2021 0.01x $90.06 Million $88.73 Million $6.63 Billion ▼ -27.1%
2020 0.02x $109.94 Million $107.74 Million $5.90 Billion ▲ +7.5%
2019 0.02x $84.70 Million $80.70 Million $4.89 Billion ▼ -14.0%
2018 0.02x $99.75 Million $96.63 Million $4.95 Billion ▲ +18.8%
2017 0.02x $83.47 Million $80.75 Million $4.92 Billion ▲ +2.5%
2016 0.02x $79.45 Million $77.64 Million $4.80 Billion ▲ +2.4%
2015 0.02x $74.88 Million $70.40 Million $4.64 Billion ▼ -15.4%
2014 0.02x $86.10 Million $82.31 Million $4.51 Billion ▼ -5.5%
2013 0.02x $87.01 Million $85.31 Million $4.30 Billion ▼ -28.6%
2012 0.03x $124.30 Million $119.46 Million $4.39 Billion ▲ +2.6%
2011 0.03x $123.70 Million $120.39 Million $4.48 Billion ▲ +4.0%
2010 0.03x $116.42 Million $114.97 Million $4.39 Billion ▼ -27.3%
2009 0.04x $163.21 Million $149.03 Million $4.47 Billion ▲ +39.2%
2008 0.03x $95.03 Million $93.12 Million $3.62 Billion ▼ -0.6%
2007 0.03x $109.92 Million $108.36 Million $4.16 Billion ▲ +5.6%
2006 0.02x $108.58 Million $107.99 Million $4.35 Billion ▼ -1.2%
2005 0.03x $119.44 Million $117.79 Million $4.72 Billion ▼ -3.4%
2004 0.03x $114.68 Million $111.29 Million $4.38 Billion ▼ -7.3%
2003 0.03x $119.71 Million $115.36 Million $4.24 Billion ▲ +19.1%
2002 0.02x $92.11 Million $90.56 Million $3.88 Billion ▼ -16.6%
2001 0.03x $102.78 Million $98.72 Million $3.61 Billion ▲ +9.8%
2000 0.03x $95.70 Million $93.13 Million $3.69 Billion ▼ -6.4%
1999 0.03x $99.40 Million $95.90 Million $3.59 Billion ▲ +42.5%
1998 0.02x $67.50 Million $63.30 Million $3.48 Billion ▼ -20.0%
1997 0.02x $83.50 Million $78.50 Million $3.44 Billion ▲ +11.5%
1996 0.02x $75.90 Million $56.70 Million $3.49 Billion ▼ -32.5%
1995 0.03x $73.10 Million $64.00 Million $2.27 Billion ▲ +103.7%
1994 0.02x $29.50 Million $27.70 Million $1.86 Billion ▼ -8.1%
1993 0.02x $31.90 Million $28.40 Million $1.85 Billion ▼ -12.8%
1992 0.02x $25.20 Million $24.10 Million $1.28 Billion ▲ +10.5%
1991 0.02x $21.80 Million $19.30 Million $1.22 Billion ▼ -2.7%
1990 0.02x $22.90 Million $21.50 Million $1.25 Billion ▲ +91.2%
1989 0.01x $12.30 Million $10.90 Million $1.28 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities