Westamerica Bancorporation Financial Flexibility Index

Latest as of September 2025: 0.01x

Westamerica Bancorporation financial flexibility index. Westamerica Bancorporation (WABC) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $30.10 Million (operating CF $29.42 Million minus capex $686.00K) represents 0% of total liabilities ($4.98 Billion). See Westamerica Bancorporation (WABC) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$30.10 Million
Operating CF − Capex

Total Liabilities

$4.98 Billion
USD

Capital Expenditures

$686.00K
USD

Financial Flexibility Index of Westamerica Bancorporation (1989–2024)

Financial flexibility index of Westamerica Bancorporation from 1989 to 2024. Historical Financial Flexibility Index trend for Westamerica Bancorporation across 36 annual periods. Check WABC cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Westamerica Bancorporation Financial Flexibility Index by Year (1989–2024)

Westamerica Bancorporation financial flexibility index by year from 1989 to 2024. Year-by-year free cash flow to debt coverage for Westamerica Bancorporation. For the full cash flow conversion analysis, see Westamerica Bancorporation (WABC) cash conversion ratio.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.03x $143.32 Million $141.57 Million $5.19 Billion ▼ -3.0%
2023 0.03x $159.37 Million $158.21 Million $5.59 Billion ▲ +58.0%
2022 0.02x $114.51 Million $113.70 Million $6.35 Billion ▲ +32.9%
2021 0.01x $90.06 Million $88.73 Million $6.63 Billion ▼ -27.1%
2020 0.02x $109.94 Million $107.74 Million $5.90 Billion ▲ +7.5%
2019 0.02x $84.70 Million $80.70 Million $4.89 Billion ▼ -14.0%
2018 0.02x $99.75 Million $96.63 Million $4.95 Billion ▲ +18.8%
2017 0.02x $83.47 Million $80.75 Million $4.92 Billion ▲ +2.5%
2016 0.02x $79.45 Million $77.64 Million $4.80 Billion ▲ +2.4%
2015 0.02x $74.88 Million $70.40 Million $4.64 Billion ▼ -15.4%
2014 0.02x $86.10 Million $82.31 Million $4.51 Billion ▼ -5.5%
2013 0.02x $87.01 Million $85.31 Million $4.30 Billion ▼ -28.6%
2012 0.03x $124.30 Million $119.46 Million $4.39 Billion ▲ +2.6%
2011 0.03x $123.70 Million $120.39 Million $4.48 Billion ▲ +4.0%
2010 0.03x $116.42 Million $114.97 Million $4.39 Billion ▼ -27.3%
2009 0.04x $163.21 Million $149.03 Million $4.47 Billion ▲ +39.2%
2008 0.03x $95.03 Million $93.12 Million $3.62 Billion ▼ -0.6%
2007 0.03x $109.92 Million $108.36 Million $4.16 Billion ▲ +5.6%
2006 0.02x $108.58 Million $107.99 Million $4.35 Billion ▼ -1.2%
2005 0.03x $119.44 Million $117.79 Million $4.72 Billion ▼ -3.4%
2004 0.03x $114.68 Million $111.29 Million $4.38 Billion ▼ -7.3%
2003 0.03x $119.71 Million $115.36 Million $4.24 Billion ▲ +19.1%
2002 0.02x $92.11 Million $90.56 Million $3.88 Billion ▼ -16.6%
2001 0.03x $102.78 Million $98.72 Million $3.61 Billion ▲ +9.8%
2000 0.03x $95.70 Million $93.13 Million $3.69 Billion ▼ -6.4%
1999 0.03x $99.40 Million $95.90 Million $3.59 Billion ▲ +42.5%
1998 0.02x $67.50 Million $63.30 Million $3.48 Billion ▼ -20.0%
1997 0.02x $83.50 Million $78.50 Million $3.44 Billion ▲ +11.5%
1996 0.02x $75.90 Million $56.70 Million $3.49 Billion ▼ -32.5%
1995 0.03x $73.10 Million $64.00 Million $2.27 Billion ▲ +103.7%
1994 0.02x $29.50 Million $27.70 Million $1.86 Billion ▼ -8.1%
1993 0.02x $31.90 Million $28.40 Million $1.85 Billion ▼ -12.8%
1992 0.02x $25.20 Million $24.10 Million $1.28 Billion ▲ +10.5%
1991 0.02x $21.80 Million $19.30 Million $1.22 Billion ▼ -2.7%
1990 0.02x $22.90 Million $21.50 Million $1.25 Billion ▲ +91.2%
1989 0.01x $12.30 Million $10.90 Million $1.28 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities