WaFd, Inc. (WAFD) — Cash Flow Quality Index
WaFd, Inc. (WAFD) has a Cash Flow Quality Index of 1.21x as of March 2026. Operating cash flow of $79.38 Million exceeds net income of $65.55 Million, indicating high earnings quality where cash backs reported profits. Explore cash efficiency ratio of WaFd, Inc. to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
WaFd, Inc. Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for WaFd, Inc. across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check WAFD cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for WaFd, Inc. (1989–2025)
Year-by-year earnings quality comparison for WaFd, Inc.. For live market cap and the full company financial profile, see WaFd, Inc. market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.05x | $236.95 Million | $226.07 Million | ▼ -52.3% |
| 2024 | 2.20x | $439.23 Million | $200.04 Million | ▲ +164.2% |
| 2023 | 0.83x | $213.96 Million | $257.43 Million | ▼ -26.8% |
| 2022 | 1.14x | $268.46 Million | $236.33 Million | ▼ -33.7% |
| 2021 | 1.71x | $314.45 Million | $183.62 Million | ▲ +78.3% |
| 2020 | 0.96x | $166.60 Million | $173.44 Million | ▼ -13.7% |
| 2019 | 1.11x | $234.05 Million | $210.26 Million | ▲ +19.0% |
| 2018 | 0.94x | $190.70 Million | $203.85 Million | ▼ -9.7% |
| 2017 | 1.04x | $179.70 Million | $173.53 Million | ▼ -23.4% |
| 2016 | 1.35x | $221.72 Million | $164.05 Million | ▲ +51.7% |
| 2015 | 0.89x | $142.87 Million | $160.32 Million | ▼ -19.3% |
| 2014 | 1.10x | $173.72 Million | $157.36 Million | ▼ -7.8% |
| 2013 | 1.20x | $181.42 Million | $151.50 Million | ▼ -5.4% |
| 2012 | 1.27x | $174.96 Million | $138.18 Million | ▼ -46.2% |
| 2011 | 2.35x | $261.70 Million | $111.14 Million | ▲ +11.4% |
| 2010 | 2.11x | $250.88 Million | $118.65 Million | ▼ -44.7% |
| 2009 | 3.82x | $184.24 Million | $48.17 Million | ▲ +47.0% |
| 2008 | 2.60x | $162.23 Million | $62.33 Million | ▲ +146.1% |
| 2007 | 1.06x | $142.81 Million | $135.02 Million | ▲ +14.7% |
| 2006 | 0.92x | $131.95 Million | $143.10 Million | ▼ -6.1% |
| 2005 | 0.98x | $143.25 Million | $145.89 Million | ▲ +2.9% |
| 2004 | 0.95x | $125.77 Million | $131.87 Million | ▲ +14.7% |
| 2003 | 0.83x | $120.98 Million | $145.54 Million | ▼ -10.4% |
| 2002 | 0.93x | $137.68 Million | $148.38 Million | ▼ -15.8% |
| 2001 | 1.10x | $125.18 Million | $113.61 Million | ▲ +19.7% |
| 2000 | 0.92x | $97.24 Million | $105.68 Million | ▲ +15.1% |
| 1999 | 0.80x | $91.40 Million | $114.30 Million | ▲ +0.5% |
| 1998 | 0.80x | $89.00 Million | $111.80 Million | ▼ -23.9% |
| 1997 | 1.05x | $110.00 Million | $105.10 Million | ▲ +7.8% |
| 1996 | 0.97x | $77.60 Million | $79.90 Million | ▲ +49.1% |
| 1995 | 0.65x | $51.00 Million | $78.30 Million | ▼ -5.0% |
| 1994 | 0.69x | $63.60 Million | $92.80 Million | ▲ +30.2% |
| 1993 | 0.53x | $49.10 Million | $93.30 Million | ▼ -32.2% |
| 1992 | 0.78x | $63.60 Million | $81.90 Million | ▲ +5.9% |
| 1991 | 0.73x | $50.80 Million | $69.30 Million | ▲ +4.1% |
| 1990 | 0.70x | $44.30 Million | $62.90 Million | ▼ -24.4% |
| 1989 | 0.93x | $53.30 Million | $57.20 Million | — |