WaFd, Inc. (WAFD) — Cash Flow Quality Index
WaFd, Inc. (WAFD) has a Cash Flow Quality Index of 1.21x as of March 2026. Operating cash flow of $79.38 Million exceeds net income of $65.55 Million, indicating high earnings quality where cash backs reported profits. Explore WaFd, Inc. strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
WaFd, Inc. Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for WaFd, Inc. across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check WaFd, Inc. (WAFD) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for WaFd, Inc. (1989–2025)
Year-by-year earnings quality comparison for WaFd, Inc.. For live market cap and the full company financial profile, see WAFD market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.05x | $236.95 Million | $226.07 Million | ▼ -52.3% |
| 2024 | 2.20x | $439.23 Million | $200.04 Million | ▲ +164.2% |
| 2023 | 0.83x | $213.96 Million | $257.43 Million | ▼ -26.8% |
| 2022 | 1.14x | $268.46 Million | $236.33 Million | ▼ -33.7% |
| 2021 | 1.71x | $314.45 Million | $183.62 Million | ▲ +78.3% |
| 2020 | 0.96x | $166.60 Million | $173.44 Million | ▼ -13.7% |
| 2019 | 1.11x | $234.05 Million | $210.26 Million | ▲ +19.0% |
| 2018 | 0.94x | $190.70 Million | $203.85 Million | ▼ -9.7% |
| 2017 | 1.04x | $179.70 Million | $173.53 Million | ▼ -23.4% |
| 2016 | 1.35x | $221.72 Million | $164.05 Million | ▲ +51.7% |
| 2015 | 0.89x | $142.87 Million | $160.32 Million | ▼ -19.3% |
| 2014 | 1.10x | $173.72 Million | $157.36 Million | ▼ -7.8% |
| 2013 | 1.20x | $181.42 Million | $151.50 Million | ▼ -5.4% |
| 2012 | 1.27x | $174.96 Million | $138.18 Million | ▼ -46.2% |
| 2011 | 2.35x | $261.70 Million | $111.14 Million | ▲ +11.4% |
| 2010 | 2.11x | $250.88 Million | $118.65 Million | ▼ -44.7% |
| 2009 | 3.82x | $184.24 Million | $48.17 Million | ▲ +47.0% |
| 2008 | 2.60x | $162.23 Million | $62.33 Million | ▲ +146.1% |
| 2007 | 1.06x | $142.81 Million | $135.02 Million | ▲ +14.7% |
| 2006 | 0.92x | $131.95 Million | $143.10 Million | ▼ -6.1% |
| 2005 | 0.98x | $143.25 Million | $145.89 Million | ▲ +2.9% |
| 2004 | 0.95x | $125.77 Million | $131.87 Million | ▲ +14.7% |
| 2003 | 0.83x | $120.98 Million | $145.54 Million | ▼ -10.4% |
| 2002 | 0.93x | $137.68 Million | $148.38 Million | ▼ -15.8% |
| 2001 | 1.10x | $125.18 Million | $113.61 Million | ▲ +19.7% |
| 2000 | 0.92x | $97.24 Million | $105.68 Million | ▲ +15.1% |
| 1999 | 0.80x | $91.40 Million | $114.30 Million | ▲ +0.5% |
| 1998 | 0.80x | $89.00 Million | $111.80 Million | ▼ -23.9% |
| 1997 | 1.05x | $110.00 Million | $105.10 Million | ▲ +7.8% |
| 1996 | 0.97x | $77.60 Million | $79.90 Million | ▲ +49.1% |
| 1995 | 0.65x | $51.00 Million | $78.30 Million | ▼ -5.0% |
| 1994 | 0.69x | $63.60 Million | $92.80 Million | ▲ +30.2% |
| 1993 | 0.53x | $49.10 Million | $93.30 Million | ▼ -32.2% |
| 1992 | 0.78x | $63.60 Million | $81.90 Million | ▲ +5.9% |
| 1991 | 0.73x | $50.80 Million | $69.30 Million | ▲ +4.1% |
| 1990 | 0.70x | $44.30 Million | $62.90 Million | ▼ -24.4% |
| 1989 | 0.93x | $53.30 Million | $57.20 Million | — |