WaFd, Inc. (WAFD) — Free Cash Flow Generation Index

Latest as of June 2026: 0.90x

WaFd, Inc. (WAFD) has a Free Cash Flow Generation Index of 0.90x as of June 2026. Free cash flow of $63.36 Million represents 1% of operating cash flow ($70.28 Million). Explore WaFd, Inc. capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.90x
Free Cash Flow / Operating CF

Free Cash Flow

$63.36 Million
USD

Operating Cash Flow

$70.28 Million
USD

Capital Expenditures

$6.91 Million
USD

WaFd, Inc. Free Cash Flow Generation Index (1989–2025)

Historical FCF Generation Index trend for WaFd, Inc. across 37 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of WaFd, Inc..

Annual Free Cash Flow Generation for WaFd, Inc. (1989–2025)

Year-by-year Free Cash Flow Generation Index for WaFd, Inc.. Check WaFd, Inc. (WAFD) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.88x $208.25 Million $236.95 Million $28.71 Million ▼ -6.9%
2024 0.94x $414.55 Million $439.23 Million $24.68 Million ▲ +1.5%
2023 0.93x $198.89 Million $213.96 Million $15.06 Million ▼ -2.8%
2022 0.96x $256.68 Million $268.46 Million $11.79 Million ▲ +5.5%
2021 0.91x $284.98 Million $314.45 Million $29.47 Million ▲ +12.1%
2020 0.81x $134.66 Million $166.60 Million $31.94 Million ▼ -4.7%
2019 0.85x $198.52 Million $234.05 Million $35.53 Million ▼ -1.1%
2018 0.86x $163.57 Million $190.70 Million $27.13 Million ▼ -6.2%
2017 0.91x $164.24 Million $179.70 Million $15.46 Million ▲ +12.6%
2016 0.81x $179.95 Million $221.72 Million $41.77 Million ▲ +20.2%
2015 0.67x $96.43 Million $142.87 Million $46.44 Million ▼ -3.8%
2014 0.70x $121.92 Million $173.72 Million $51.79 Million ▼ -16.3%
2013 0.84x $152.18 Million $181.42 Million $29.25 Million ▲ +2.7%
2012 0.82x $142.95 Million $174.96 Million $32.01 Million ▼ -14.9%
2011 0.96x $251.16 Million $261.70 Million $10.54 Million ▲ +1.2%
2010 0.95x $237.85 Million $250.88 Million $13.03 Million ▼ -2.4%
2009 0.97x $178.97 Million $184.24 Million $5.27 Million ▲ +12.6%
2008 0.86x $139.90 Million $162.23 Million $22.33 Million ▼ -12.2%
2007 0.98x $140.32 Million $142.81 Million $2.48 Million ▼ -0.5%
2006 0.99x $130.27 Million $131.95 Million $1.68 Million ▲ +1.6%
2005 0.97x $139.16 Million $143.25 Million $4.08 Million ▲ +0.9%
2004 0.96x $121.04 Million $125.77 Million $4.73 Million ▲ +0.2%
2003 0.96x $116.25 Million $120.98 Million $4.73 Million ▼ -0.7%
2002 0.97x $133.28 Million $137.68 Million $4.40 Million ▲ +2.3%
2001 0.95x $118.43 Million $125.18 Million $6.75 Million ▼ -2.7%
2000 0.97x $94.53 Million $97.24 Million $2.71 Million ▲ +1.1%
1999 0.96x $87.90 Million $91.40 Million $3.50 Million ▲ +0.2%
1998 0.96x $85.40 Million $89.00 Million $3.60 Million ▼ -0.3%
1997 0.96x $105.90 Million $110.00 Million $4.10 Million ▲ +1.4%
1996 0.95x $73.70 Million $77.60 Million $3.90 Million ▲ +0.7%
1995 0.94x $48.10 Million $51.00 Million $2.90 Million ▼ -1.2%
1994 0.95x $60.70 Million $63.60 Million $2.90 Million ▼ -1.3%
1993 0.97x $47.50 Million $49.10 Million $1.60 Million ▲ +129.5%
1992 -3.28x $-208.90 Million $63.60 Million $272.50 Million ▼ -445.5%
1991 0.95x $48.30 Million $50.80 Million $2.50 Million ▼ -2.0%
1990 0.97x $43.00 Million $44.30 Million $1.30 Million ▼ -2.6%
1989 1.00x $53.10 Million $53.30 Million $200.00K —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).