WaFd, Inc. (WAFD) — Defensive Interval Ratio
WaFd, Inc. (WAFD) has a Defensive Interval Ratio of 77 days as of March 2026. Defensive assets of $4.45 Billion (cash $-, short-term investments $4.35 Billion, receivables $98.86 Million) cover 77 days of daily cash needs of $58.16 Million/day. Check tangible net worth ratio of WaFd, Inc. to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
WaFd, Inc. Defensive Interval Ratio (1989–2025)
This chart shows how WaFd, Inc.'s Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 77 days, meaning defensive assets of $4.45 Billion can fund 77 days of operations without new revenue. Also explore WAFD year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for WaFd, Inc. (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for WaFd, Inc. from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see WAFD stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 44 days | $2.83 Billion | $63.52 Million/day | $- | $2.62 Billion | ▼ -3 days |
| 2024 | 48 days | $2.79 Billion | $58.56 Million/day | $- | $2.57 Billion | ▲ +1 days |
| 2023 | 47 days | $2.09 Billion | $44.78 Million/day | $- | $2.00 Billion | ▼ -1 days |
| 2022 | 47 days | $2.11 Billion | $44.71 Million/day | $- | $2.05 Billion | ▼ -3 days |
| 2021 | 51 days | $2.19 Billion | $43.17 Million/day | $- | $2.14 Billion | ▼ -9 days |
| 2020 | 60 days | $2.31 Billion | $38.44 Million/day | $- | $2.25 Billion | ▲ +14 days |
| 2019 | 46 days | $1.53 Billion | $33.24 Million/day | $- | $1.49 Billion | ▲ +3 days |
| 2018 | 43 days | $1.36 Billion | $31.46 Million/day | $- | $1.31 Billion | ▼ 0 days |
| 2017 | 44 days | $1.31 Billion | $30.04 Million/day | $- | $1.27 Billion | ▼ -23 days |
| 2016 | 67 days | $1.98 Billion | $29.56 Million/day | $- | $1.92 Billion | ▼ -16 days |
| 2015 | 83 days | $2.44 Billion | $29.40 Million/day | $- | $2.38 Billion | ▼ -22 days |
| 2014 | 105 days | $3.12 Billion | $29.65 Million/day | $- | $3.05 Billion | ▲ +7 days |
| 2013 | 98 days | $2.45 Billion | $25.13 Million/day | $- | $2.36 Billion | ▲ +20 days |
| 2012 | 78 days | $1.85 Billion | $23.71 Million/day | $- | $1.78 Billion | ▲ +35 days |
| 2011 | 44 days | $1.14 Billion | $26.12 Million/day | $- | $1.08 Billion | ▲ +41 days |
| 2010 | 2 days | $59.73 Million | $26.69 Million/day | $- | $10.71 Million | ▲ +0 days |
| 2009 | 2 days | $53.29 Million | $23.89 Million/day | $- | $1.24K | ▼ -9 days |
| 2008 | 12 days | $269.24 Million | $23.18 Million/day | $- | $214.87 Million | ▼ -4 days |
| 2007 | 16 days | $313.96 Million | $19.92 Million/day | $- | $264.35 Million | ▼ -21 days |
| 2006 | 37 days | $538.66 Million | $14.55 Million/day | $- | $496.36 Million | ▼ -28 days |
| 2005 | 65 days | $1.01 Billion | $15.43 Million/day | $- | $971.55 Million | ▲ +63 days |
| 2004 | 2 days | $29.83 Million | $12.91 Million/day | $- | $1.92K | ▲ +0 days |
| 2003 | 2 days | $29.49 Million | $13.50 Million/day | $- | $1.73K | ▼ -1 days |
| 2002 | 3 days | $39.51 Million | $12.66 Million/day | $- | $2.83K | ▼ -72 days |
| 2001 | 75 days | $1.23 Billion | $16.40 Million/day | $- | $1.18 Billion | ▲ +72 days |
| 2000 | 3 days | $40.70 Million | $15.97 Million/day | $- | $- | ▼ 0 days |
| 1999 | 3 days | $36.52 Million | $14.25 Million/day | $- | $- | ▼ -1 days |
| 1998 | 3 days | $35.20 Million | $11.39 Million/day | $- | $- | ▼ -1 days |
| 1997 | 4 days | $36.40 Million | $8.99 Million/day | $- | $- | ▼ -1 days |
| 1996 | 5 days | $34.60 Million | $6.80 Million/day | $- | $- | ▲ +1 days |
| 1995 | 5 days | $31.40 Million | $6.86 Million/day | $- | $- | ▲ +0 days |
| 1994 | 4 days | $26.50 Million | $6.25 Million/day | $- | $- | ▲ +0 days |
| 1993 | 4 days | $22.90 Million | $6.05 Million/day | $- | $- | ▼ -1 days |
| 1992 | 5 days | $23.90 Million | $5.24 Million/day | $- | $- | ▼ 0 days |
| 1991 | 5 days | $26.40 Million | $5.76 Million/day | $- | $- | ▼ 0 days |
| 1990 | 5 days | $26.80 Million | $5.67 Million/day | $- | $- | ▼ -1 days |
| 1989 | 5 days | $23.20 Million | $4.29 Million/day | $- | $- | — |